Compare Huron, SD Car Insurance Rates (2021)

Car insurance in Huron, SD averages $311 a month. Huron, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Huron car insurance rates, compare quotes from the top car insurance companies in Huron, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Huron is State Farm
  • The cheapest car insurance company in Huron for teen drivers is State Farm
  • Average car insurance rates in Huron, SD after a DUI are $4,500/year

If you need to buy Huron, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Huron, SD is right here.

You’ll find Huron car insurance rates, the cheapest Huron, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Huron, South Dakota car insurance rates to Huron car insurance rates, Mitchell car insurance rates, and Pierre car insurance rates.

Ready to find affordable Huron, SD car insurance today? Enter your ZIP code for fast, free Huron car insurance quotes.

Cheapest Huron, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huron, SD car insurance rates? Every Huron, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huron, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,474 $2,128 $2,277 $9,845 $11,748 $2,743 $3,008
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,127 $4,491 $3,257 $3,961 $15,696 $17,624 $4,343 $4,833
Nationwide $1,668 $1,710 $1,494 $1,592 $3,667 $4,724 $1,876 $2,036
Progressive $1,903 $1,871 $1,569 $1,619 $7,025 $7,980 $2,384 $2,492
State Farm $1,408 $1,408 $1,218 $1,218 $3,533 $4,521 $1,577 $1,778

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Minimum Car Insurance in Huron, SD

Every driver must carry the minimum car insurance in Huron, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Huron, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Huron, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huron, SD. Compare credit history car insurance rates in Huron from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huron, South Dakota

Insurance Company Poor Fair Good
Allstate $5,584 $4,365 $3,792
American Family $5,228 $3,769 $3,193
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,561 $6,336 $4,977
Nationwide $2,831 $2,239 $1,967
Progressive $3,863 $3,223 $2,980
State Farm $3,031 $1,813 $1,405

Cheapest Huron, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huron, SD to rates for a clean record with top companies.

Annual Huron, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,799 $4,407 $5,865 $4,250
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,152 $7,622 $7,933 $7,458
Nationwide $1,708 $2,353 $3,347 $1,975
Progressive $2,892 $3,929 $3,119 $3,481
State Farm $1,947 $2,219 $2,083 $2,083

Cheapest Huron, SD Car Insurance for Teen Drivers

Teen car insurance in Huron, SD can be expensive. Take a look at rates from the top car insurance companies in Huron for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huron, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,845 $11,748
American Family $6,026 $8,854
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $15,696 $17,624
Nationwide $3,667 $4,724
Progressive $7,025 $7,980
State Farm $3,533 $4,521

Cheapest Huron, SD Car Insurance for Seniors

Take a look at Huron, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huron, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,128 $2,277
American Family $2,598 $2,598
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $3,257 $3,961
Nationwide $1,494 $1,592
Progressive $1,569 $1,619
State Farm $1,218 $1,218

Cheapest Huron, SD Car Insurance Rates After a DUI

A DUI in Huron, SD increases car insurance rates. Compare Huron, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huron, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,865
American Family $5,591
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,933
Nationwide $3,347
Progressive $3,119
State Farm $2,083

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Cheapest Huron, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huron, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huron, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,468 $4,692
American Family $4,013 $4,113
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $7,291 $7,291
Nationwide $2,346 $2,346
Progressive $3,355 $3,355
State Farm $2,032 $2,133

The Best Cheap Car Insurance Companies in Huron, SD

Take a look at a side-by-side comparison of the top car insurance companies in Huron, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huron, South Dakota

Insurance Company Average Annual Rates
Allstate $4,580
American Family $4,063
Farmers $3,441
GEICO $2,664
Liberty Mutual $7,291
Nationwide $2,346
Progressive $3,355
State Farm $2,083

Category Winners: Cheapest Car Insurance in Huron, South Dakota

Find the cheapest car insurance companies in Huron, SD for each category right here.

Best Annual Car Insurance Rates by Company in Huron, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Huron, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huron car insurance rates. Find the cheapest Huron, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huron, South Dakota

Insurance Company Low Medium High
Allstate $4,463 $4,573 $4,704
American Family $4,106 $4,185 $3,899
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,162 $7,282 $7,431
Nationwide $2,208 $2,335 $2,494
Progressive $3,271 $3,328 $3,467
State Farm $2,015 $2,084 $2,150

What affects car insurance rates in Huron, South Dakota?

What factors can have an impact on Huron, SD car insurance? There are several reasons why Huron car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huron, South Dakota.

Car Theft in Huron

High levels of vehicle theft can make car insurance more expensive. Huron, SD car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Huron

The more time you spend in your car the higher the risk of an accident. The average commute length in Huron, SD is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Huron, SD

Ready to find affordable Huron, South Dakota car insurance today? Enter your ZIP code for fast, free Huron, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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