Compare Hutchinson, KS Car Insurance Rates (2021)

Car insurance in Hutchinson, KS averages $267 a month. Hutchinson, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hutchinson car insurance rates, compare quotes from the top car insurance companies in Hutchinson, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hutchinson, KS are $3,202/year
  • The cheapest car insurance company in Hutchinson for teen drivers is American Family
  • The cheapest car insurance company in Hutchinson is American Family

If you need to buy Hutchinson, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hutchinson, KS is right here.

You’ll find Hutchinson car insurance rates, the cheapest Hutchinson, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Hutchinson, Kansas car insurance rates to Manhattan car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates.

Ready to find affordable Hutchinson, KS car insurance today? Enter your ZIP code for fast, free Hutchinson car insurance quotes.

Cheapest Hutchinson, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hutchinson, KS car insurance rates? Every Hutchinson, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hutchinson, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,733 $2,495 $2,567 $7,537 $8,389 $2,893 $2,997
American Family $1,618 $1,618 $1,462 $1,462 $3,126 $3,749 $1,618 $1,818
Farmers $2,340 $2,320 $2,087 $2,184 $6,477 $6,704 $2,634 $2,763
GEICO $2,366 $2,313 $2,389 $2,223 $4,378 $5,894 $2,754 $1,995
Liberty Mutual $2,116 $2,285 $2,026 $2,260 $9,804 $10,951 $2,307 $2,492
Nationwide $1,809 $1,866 $1,608 $1,736 $3,684 $4,515 $2,099 $2,235
Progressive $2,176 $2,068 $1,757 $1,832 $8,045 $9,061 $2,567 $2,745
State Farm $1,702 $1,702 $1,508 $1,508 $4,755 $6,044 $1,918 $2,170
Travelers $1,932 $1,965 $1,891 $1,911 $7,858 $12,243 $1,980 $2,328
USAA $1,335 $1,358 $1,226 $1,238 $4,520 $4,736 $1,761 $1,837

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Minimum Car Insurance in Hutchinson, KS

Every driver must carry the minimum car insurance in Hutchinson, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hutchinson, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hutchinson, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hutchinson, KS. Compare credit history car insurance rates in Hutchinson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hutchinson, Kansas

Insurance Company Poor Fair Good
Allstate $5,024 $3,810 $3,321
American Family $2,687 $1,903 $1,586
Farmers $4,045 $3,227 $3,043
GEICO $4,723 $2,498 $1,896
Liberty Mutual $4,280 $4,280 $4,280
Nationwide $2,715 $2,389 $2,228
Progressive $4,334 $3,644 $3,367
State Farm $3,878 $2,318 $1,795
Travelers $4,634 $3,778 $3,629
USAA $3,069 $2,021 $1,665

Cheapest Hutchinson, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hutchinson, KS to rates for a clean record with top companies.

Annual Hutchinson, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,510 $4,086 $4,686 $3,925
American Family $2,021 $2,171 $2,021 $2,021
Farmers $2,896 $3,733 $3,638 $3,487
GEICO $1,915 $3,133 $4,828 $2,280
Liberty Mutual $3,230 $4,854 $4,767 $4,270
Nationwide $1,833 $2,110 $3,733 $2,100
Progressive $3,489 $4,092 $3,649 $3,896
State Farm $2,456 $2,871 $2,664 $2,664
Travelers $2,919 $3,815 $5,266 $4,055
USAA $1,648 $2,218 $3,252 $1,888

Cheapest Hutchinson, KS Car Insurance for Teen Drivers

Teen car insurance in Hutchinson, KS can be expensive. Take a look at rates from the top car insurance companies in Hutchinson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hutchinson, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,537 $8,389
American Family $3,126 $3,749
Farmers $6,477 $6,704
GEICO $4,378 $5,894
Liberty Mutual $9,804 $10,951
Nationwide $3,684 $4,515
Progressive $8,045 $9,061
State Farm $4,755 $6,044
Travelers $7,858 $12,243
USAA $4,520 $4,736

Cheapest Hutchinson, KS Car Insurance for Seniors

Take a look at Hutchinson, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hutchinson, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,567
American Family $1,462 $1,462
Farmers $2,087 $2,184
GEICO $2,389 $2,223
Liberty Mutual $2,026 $2,260
Nationwide $1,608 $1,736
Progressive $1,757 $1,832
State Farm $1,508 $1,508
Travelers $1,891 $1,911
USAA $1,226 $1,238

Cheapest Hutchinson, KS Car Insurance Rates After a DUI

A DUI in Hutchinson, KS increases car insurance rates. Compare Hutchinson, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hutchinson, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,686
American Family $2,021
Farmers $3,638
GEICO $4,828
Liberty Mutual $4,767
Nationwide $3,733
Progressive $3,649
State Farm $2,664
Travelers $5,266
USAA $3,252

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Cheapest Hutchinson, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hutchinson, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hutchinson, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,052 $4,052
American Family $2,032 $2,085
Farmers $3,439 $3,439
GEICO $2,975 $3,103
Liberty Mutual $4,280 $4,280
Nationwide $2,444 $2,444
Progressive $3,782 $3,782
State Farm $2,596 $2,731
Travelers $4,014 $4,014
USAA $2,186 $2,317

Cheapest Hutchinson, KS Car Insurance Rates by ZIP Code

Hutchinson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hutchinson, KS.

Annual Car Insurance Rates by ZIP Code in Hutchinson, Kansas

ZIP Code Average Annual Rates
67501 $3,416
67502 $3,327

The Best Cheap Car Insurance Companies in Hutchinson, KS

Take a look at a side-by-side comparison of the top car insurance companies in Hutchinson, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hutchinson, Kansas

Insurance Company Average Annual Rates
Allstate $4,052
American Family $2,059
Farmers $3,439
GEICO $3,039
Liberty Mutual $4,280
Nationwide $2,444
Progressive $3,782
State Farm $2,664
Travelers $4,014
USAA $2,251

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Category Winners: Cheapest Car Insurance in Hutchinson, Kansas

Find the cheapest car insurance companies in Hutchinson, KS for each category right here.

Best Annual Car Insurance Rates by Company in Hutchinson, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Hutchinson, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hutchinson car insurance rates. Find the cheapest Hutchinson, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hutchinson, Kansas

Insurance Company Low Medium High
Allstate $3,935 $4,043 $4,177
American Family $2,079 $2,163 $1,935
Farmers $3,289 $3,418 $3,608
GEICO $2,963 $3,035 $3,119
Liberty Mutual $4,175 $4,270 $4,395
Nationwide $2,574 $2,417 $2,340
Progressive $3,582 $3,751 $4,012
State Farm $2,551 $2,672 $2,768
Travelers $3,812 $4,020 $4,209
USAA $2,169 $2,245 $2,340

What affects car insurance rates in Hutchinson, Kansas?

What factors can have an impact on Hutchinson, KS car insurance? There are several reasons why Hutchinson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hutchinson, Kansas.

Car Theft in Hutchinson

High levels of vehicle theft can make car insurance more expensive. Hutchinson, KS car theft statistics from the FBI indicate 117 vehicle thefts a year.

Commute Time in Hutchinson

The more time you spend in your car the higher the risk of an accident. The average commute length in Hutchinson, KS is 16.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Hutchinson, KS

Ready to find affordable Hutchinson, Kansas car insurance today? Enter your ZIP code for fast, free Hutchinson, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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