Compare Hutto, TX Car Insurance Rates (2021)

Car insurance in Hutto, TX averages $299 a month. Hutto, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hutto car insurance rates, compare quotes from the top car insurance companies in Hutto, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hutto, TX after a DUI are $4,083/year
  • The cheapest car insurance company in Hutto for teen drivers is USAA
  • Average car insurance rates in Hutto, TX are $3,587/year

If you need to buy Hutto, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hutto, TX is right here.

You’ll find Hutto car insurance rates, the cheapest Hutto, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hutto, Texas car insurance rates to Laredo car insurance rates, Fort Worth car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Hutto, TX car insurance today? Enter your ZIP code for fast, free Hutto car insurance quotes.

Cheapest Hutto, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hutto, TX car insurance rates? Every Hutto, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hutto, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,653 $2,970 $2,533 $2,916 $7,418 $9,686 $3,883 $4,432
GEICO $2,312 $2,506 $2,240 $2,557 $5,168 $5,352 $2,509 $2,499
Nationwide $1,782 $1,809 $1,582 $1,670 $4,977 $6,365 $2,087 $2,251
Progressive $2,067 $1,974 $1,849 $1,881 $8,668 $9,672 $2,455 $2,502
State Farm $1,951 $1,951 $1,743 $1,743 $4,782 $6,113 $2,129 $2,191
USAA $1,568 $1,572 $1,503 $1,485 $4,486 $4,867 $2,091 $2,229

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Minimum Car Insurance in Hutto, TX

Every driver must carry the minimum car insurance in Hutto, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hutto, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hutto, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hutto, TX. Compare credit history car insurance rates in Hutto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hutto, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $6,214 $3,988 $3,483
GEICO $4,846 $2,747 $1,835
Nationwide $3,358 $2,717 $2,372
Progressive $4,361 $3,781 $3,509
State Farm $3,998 $2,491 $1,987
USAA $3,622 $2,106 $1,698

Cheapest Hutto, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hutto, TX to rates for a clean record with top companies.

Annual Hutto, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $4,141 $5,316 $4,648 $4,141
GEICO $2,668 $3,547 $2,932 $3,425
Nationwide $2,451 $2,451 $3,600 $2,760
Progressive $3,393 $4,376 $3,950 $3,815
State Farm $2,499 $2,881 $3,423 $2,499
USAA $1,839 $2,725 $3,226 $2,111

Cheapest Hutto, TX Car Insurance for Teen Drivers

Teen car insurance in Hutto, TX can be expensive. Take a look at rates from the top car insurance companies in Hutto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hutto, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $7,418 $9,686
GEICO $5,168 $5,352
Nationwide $4,977 $6,365
Progressive $8,668 $9,672
State Farm $4,782 $6,113
USAA $4,486 $4,867

Cheapest Hutto, TX Car Insurance for Seniors

Take a look at Hutto, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hutto, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,533 $2,916
GEICO $2,240 $2,557
Nationwide $1,582 $1,670
Progressive $1,849 $1,881
State Farm $1,743 $1,743
USAA $1,503 $1,485

Cheapest Hutto, TX Car Insurance Rates After a DUI

A DUI in Hutto, TX increases car insurance rates. Compare Hutto, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hutto, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,806
American Family $4,648
GEICO $2,932
Nationwide $3,600
Progressive $3,950
State Farm $3,423
USAA $3,226

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Cheapest Hutto, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hutto, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hutto, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,561 $4,561
GEICO $3,087 $3,199
Nationwide $2,815 $2,815
Progressive $3,884 $3,884
State Farm $2,825 $2,825
USAA $2,444 $2,506

The Best Cheap Car Insurance Companies in Hutto, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hutto, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hutto, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,561
GEICO $3,143
Nationwide $2,815
Progressive $3,884
State Farm $2,825
USAA $2,475

Category Winners: Cheapest Car Insurance in Hutto, Texas

Find the cheapest car insurance companies in Hutto, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hutto, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hutto, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hutto car insurance rates. Find the cheapest Hutto, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hutto, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $4,236 $4,387 $5,061
GEICO $2,976 $3,108 $3,345
Nationwide $3,029 $2,700 $2,717
Progressive $3,721 $3,869 $4,060
State Farm $2,673 $2,819 $2,984
USAA $2,387 $2,465 $2,574

What affects car insurance rates in Hutto, Texas?

What factors can have an impact on Hutto, TX car insurance? There are several reasons why Hutto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hutto, Texas.

Car Theft in Hutto

High levels of vehicle theft can make car insurance more expensive. Hutto, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Hutto

The more time you spend in your car the higher the risk of an accident. The average commute length in Hutto, TX is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hutto, TX

Ready to find affordable Hutto, Texas car insurance today? Enter your ZIP code for fast, free Hutto, TX car insurance quotes.

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