Compare Hydro, OK Car Insurance Rates (2021)

Car insurance in Hydro, OK averages $332 a month. Hydro, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hydro car insurance rates, compare quotes from the top car insurance companies in Hydro, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hydro, OK are $3,978/year
  • Average car insurance rates in Hydro, OK after a DUI are $4,489/year
  • The cheapest car insurance company in Hydro for teen drivers is State Farm

If you need to buy Hydro, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Hydro, OK is right here.

You’ll find Hydro car insurance rates, the cheapest Hydro, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Hydro, Oklahoma car insurance rates to Stillwater car insurance rates, Midwest City car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Hydro, OK car insurance today? Enter your ZIP code for fast, free Hydro car insurance quotes.

Cheapest Hydro, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hydro, OK car insurance rates? Every Hydro, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hydro, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,394 $2,177 $2,291 $7,280 $8,524 $2,582 $2,731
Farmers $2,381 $2,370 $2,142 $2,257 $8,785 $9,022 $2,689 $2,818
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,468 $4,719 $3,923 $4,266 $12,112 $13,287 $4,653 $4,829
Progressive $2,546 $2,432 $2,095 $2,208 $10,064 $11,305 $2,995 $3,165
State Farm $1,857 $1,857 $1,623 $1,623 $4,446 $5,623 $1,942 $2,178
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

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Minimum Car Insurance in Hydro, OK

Every driver must carry the minimum car insurance in Hydro, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Hydro, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hydro, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hydro, OK. Compare credit history car insurance rates in Hydro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hydro, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,695 $3,553 $3,135
Farmers $4,673 $3,843 $3,658
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,398 $5,715 $4,484
Progressive $5,232 $4,443 $4,129
State Farm $3,674 $2,357 $1,900
USAA $4,497 $2,541 $2,020

Cheapest Hydro, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hydro, OK to rates for a clean record with top companies.

Annual Hydro, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,266 $3,836 $4,406 $3,669
Farmers $3,436 $4,394 $4,287 $4,116
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,407 $7,345 $8,316 $6,061
Progressive $3,585 $6,654 $3,954 $4,213
State Farm $2,472 $2,816 $2,644 $2,644
USAA $2,232 $3,186 $3,916 $2,742

Cheapest Hydro, OK Car Insurance for Teen Drivers

Teen car insurance in Hydro, OK can be expensive. Take a look at rates from the top car insurance companies in Hydro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hydro, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,280 $8,524
Farmers $8,785 $9,022
GEICO $6,078 $6,489
Liberty Mutual $12,112 $13,287
Progressive $10,064 $11,305
State Farm $4,446 $5,623
USAA $5,709 $6,407

Cheapest Hydro, OK Car Insurance for Seniors

Take a look at Hydro, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hydro, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,291
Farmers $2,142 $2,257
GEICO $2,260 $2,500
Liberty Mutual $3,923 $4,266
Progressive $2,095 $2,208
State Farm $1,623 $1,623
USAA $1,722 $1,756

Cheapest Hydro, OK Car Insurance Rates After a DUI

A DUI in Hydro, OK increases car insurance rates. Compare Hydro, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hydro, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,406
Farmers $4,287
GEICO $3,899
Liberty Mutual $8,316
Progressive $3,954
State Farm $2,644
USAA $3,916

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Cheapest Hydro, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hydro, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hydro, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,794 $3,794
Farmers $4,058 $4,058
GEICO $3,136 $3,262
Liberty Mutual $6,532 $6,532
Progressive $4,601 $4,601
State Farm $2,599 $2,689
USAA $2,983 $3,056

The Best Cheap Car Insurance Companies in Hydro, OK

Take a look at a side-by-side comparison of the top car insurance companies in Hydro, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hydro, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,794
Farmers $4,058
GEICO $3,199
Liberty Mutual $6,532
Progressive $4,601
State Farm $2,644
USAA $3,019

Category Winners: Cheapest Car Insurance in Hydro, Oklahoma

Find the cheapest car insurance companies in Hydro, OK for each category right here.

Best Annual Car Insurance Rates by Company in Hydro, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hydro, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hydro car insurance rates. Find the cheapest Hydro, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hydro, Oklahoma

Insurance Company Low Medium High
Allstate $3,564 $3,780 $4,040
Farmers $3,889 $4,014 $4,271
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,214 $6,509 $6,873
Progressive $4,312 $4,576 $4,916
State Farm $2,501 $2,624 $2,807
USAA $2,918 $3,012 $3,128

What affects car insurance rates in Hydro, Oklahoma?

What factors can have an impact on Hydro, OK car insurance? There are several reasons why Hydro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hydro, Oklahoma.

Commute Time in Hydro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hydro, OK is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hydro, OK

Ready to find affordable Hydro, Oklahoma car insurance today? Enter your ZIP code for fast, free Hydro, OK car insurance quotes.

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