Compare Iberia, MO Car Insurance Rates (2021)

Car insurance in Iberia, MO averages $269 a month. Iberia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Iberia car insurance rates, compare quotes from the top car insurance companies in Iberia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Iberia is Nationwide
  • Average car insurance rates in Iberia, MO after a DUI are $3,747/year
  • The cheapest car insurance company in Iberia for teen drivers is Nationwide

If you need to buy Iberia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Iberia, MO is right here.

You’ll find Iberia car insurance rates, the cheapest Iberia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Iberia, Missouri car insurance rates to Blue Springs car insurance rates, St. Louis car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Iberia, MO car insurance today? Enter your ZIP code for fast, free Iberia car insurance quotes.

Cheapest Iberia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Iberia, MO car insurance rates? Every Iberia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iberia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,269 $2,264 $2,027 $2,145 $9,339 $9,672 $2,590 $2,712
GEICO $1,798 $2,006 $1,397 $1,771 $5,523 $5,852 $1,661 $1,678
Liberty Mutual $2,820 $3,060 $2,318 $2,601 $9,561 $10,623 $2,978 $3,186
Nationwide $1,476 $1,508 $1,320 $1,399 $3,782 $4,847 $1,689 $1,827
Progressive $2,166 $2,027 $1,773 $1,822 $6,945 $7,824 $2,651 $2,727
State Farm $1,620 $1,620 $1,441 $1,441 $4,565 $5,749 $1,818 $2,081
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

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Minimum Car Insurance in Iberia, MO

Every driver must carry the minimum car insurance in Iberia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Iberia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Iberia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Iberia, MO. Compare credit history car insurance rates in Iberia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Iberia, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $3,983 $2,810 $2,368
Farmers $4,716 $3,929 $3,737
GEICO $3,741 $2,439 $1,952
Liberty Mutual $6,676 $4,058 $3,195
Nationwide $2,630 $2,174 $1,890
Progressive $4,044 $3,345 $3,086
State Farm $3,453 $2,282 $1,890
USAA $3,891 $1,818 $1,306

Cheapest Iberia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Iberia, MO to rates for a clean record with top companies.

Annual Iberia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,576 $4,435 $4,338 $4,159
GEICO $2,130 $2,740 $3,667 $2,305
Liberty Mutual $3,378 $4,836 $4,996 $5,364
Nationwide $1,752 $2,250 $3,004 $1,918
Progressive $3,036 $4,035 $3,355 $3,541
State Farm $2,343 $2,740 $2,542 $2,542
USAA $1,882 $2,276 $3,143 $2,051

Cheapest Iberia, MO Car Insurance for Teen Drivers

Teen car insurance in Iberia, MO can be expensive. Take a look at rates from the top car insurance companies in Iberia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Iberia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,488 $7,118
Farmers $9,339 $9,672
GEICO $5,523 $5,852
Liberty Mutual $9,561 $10,623
Nationwide $3,782 $4,847
Progressive $6,945 $7,824
State Farm $4,565 $5,749
USAA $4,246 $5,187

Cheapest Iberia, MO Car Insurance for Seniors

Take a look at Iberia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Iberia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,772 $1,772
Farmers $2,027 $2,145
GEICO $1,397 $1,771
Liberty Mutual $2,318 $2,601
Nationwide $1,320 $1,399
Progressive $1,773 $1,822
State Farm $1,441 $1,441
USAA $1,295 $1,320

Cheapest Iberia, MO Car Insurance Rates After a DUI

A DUI in Iberia, MO increases car insurance rates. Compare Iberia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Iberia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,043
Farmers $4,338
GEICO $3,667
Liberty Mutual $4,996
Nationwide $3,004
Progressive $3,355
State Farm $2,542
USAA $3,143

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Cheapest Iberia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Iberia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Iberia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,024 $3,084
Farmers $4,127 $4,127
GEICO $2,658 $2,763
Liberty Mutual $4,643 $4,643
Nationwide $2,231 $2,231
Progressive $3,492 $3,492
State Farm $2,482 $2,602
USAA $2,253 $2,423

The Best Cheap Car Insurance Companies in Iberia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Iberia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Iberia, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,054
Farmers $4,127
GEICO $2,711
Liberty Mutual $4,643
Nationwide $2,231
Progressive $3,492
State Farm $2,542
USAA $2,338

Category Winners: Cheapest Car Insurance in Iberia, Missouri

Find the cheapest car insurance companies in Iberia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Iberia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Iberia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Iberia car insurance rates. Find the cheapest Iberia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Iberia, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $2,958 $3,150 $3,053
Farmers $3,865 $4,087 $4,430
GEICO $2,544 $2,729 $2,858
Liberty Mutual $4,391 $4,663 $4,876
Nationwide $2,096 $2,253 $2,343
Progressive $3,153 $3,498 $3,824
State Farm $2,402 $2,547 $2,676
USAA $2,235 $2,329 $2,450

What affects car insurance rates in Iberia, Missouri?

What factors can have an impact on Iberia, MO car insurance? There are several reasons why Iberia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Iberia, Missouri.

Commute Time in Iberia

The more time you spend in your car the higher the risk of an accident. The average commute length in Iberia, MO is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Iberia, MO

Ready to find affordable Iberia, Missouri car insurance today? Enter your ZIP code for fast, free Iberia, MO car insurance quotes.

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