Compare Idaho City, ID Car Insurance Rates (2021)

Car insurance in Idaho City, ID averages $237 a month. Idaho City, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Idaho City car insurance rates, compare quotes from the top car insurance companies in Idaho City, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Idaho City, ID are $2,842/year
  • The cheapest car insurance company in Idaho City is State Farm
  • Average car insurance rates in Idaho City, ID after a DUI are $3,542/year

If you need to buy Idaho City, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Idaho City, ID is right here.

You’ll find Idaho City car insurance rates, the cheapest Idaho City, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Idaho City, Idaho car insurance rates to Post Falls car insurance rates, Twin Falls car insurance rates, and Boise City car insurance rates.

Ready to find affordable Idaho City, ID car insurance today? Enter your ZIP code for fast, free Idaho City car insurance quotes.

Cheapest Idaho City, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Idaho City, ID car insurance rates? Every Idaho City, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Idaho City, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,203 $2,180 $1,933 $2,001 $8,344 $9,677 $2,435 $2,563
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,151 $1,151 $1,035 $1,035 $3,423 $4,309 $1,299 $1,503
Travelers $1,403 $1,424 $1,421 $1,413 $7,076 $11,204 $1,495 $1,698
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Idaho City, ID

Every driver must carry the minimum car insurance in Idaho City, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Idaho City, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Idaho City, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Idaho City, ID. Compare credit history car insurance rates in Idaho City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Idaho City, Idaho

Insurance Company Poor Fair Good
Allstate $5,169 $3,513 $3,068
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,618 $1,655 $1,318
Travelers $3,880 $3,268 $3,026
USAA $2,742 $1,585 $1,273

Cheapest Idaho City, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Idaho City, ID to rates for a clean record with top companies.

Annual Idaho City, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,212 $4,056 $4,565 $3,834
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,701 $2,026 $1,864 $1,864
Travelers $2,077 $2,973 $5,182 $3,334
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Idaho City, ID Car Insurance for Teen Drivers

Teen car insurance in Idaho City, ID can be expensive. Take a look at rates from the top car insurance companies in Idaho City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Idaho City, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,344 $9,677
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,423 $4,309
Travelers $7,076 $11,204
USAA $3,565 $3,999

Cheapest Idaho City, ID Car Insurance for Seniors

Take a look at Idaho City, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Idaho City, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,933 $2,001
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $1,035 $1,035
Travelers $1,421 $1,413
USAA $1,070 $1,059

Cheapest Idaho City, ID Car Insurance Rates After a DUI

A DUI in Idaho City, ID increases car insurance rates. Compare Idaho City, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Idaho City, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,565
American Family $4,444
Farmers $3,158
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,864
Travelers $5,182
USAA $2,595

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Idaho City, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Idaho City, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Idaho City, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,917 $3,917
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,819 $1,908
Travelers $3,392 $3,392
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Idaho City, ID

Take a look at a side-by-side comparison of the top car insurance companies in Idaho City, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Idaho City, Idaho

Insurance Company Average Annual Rates
Allstate $3,917
American Family $3,695
Farmers $3,042
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,863
Travelers $3,392
USAA $1,867

Category Winners: Cheapest Car Insurance in Idaho City, Idaho

Find the cheapest car insurance companies in Idaho City, ID for each category right here.

Best Annual Car Insurance Rates by Company in Idaho City, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Idaho City, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Idaho City car insurance rates. Find the cheapest Idaho City, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Idaho City, Idaho

Insurance Company Low Medium High
Allstate $3,752 $3,908 $4,090
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,765 $1,867 $1,959
Travelers $3,330 $3,442 $3,403
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Idaho City, Idaho?

What factors can have an impact on Idaho City, ID car insurance? There are several reasons why Idaho City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Idaho City, Idaho.

Commute Time in Idaho City

The more time you spend in your car the higher the risk of an accident. The average commute length in Idaho City, ID is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Idaho City, ID

Ready to find affordable Idaho City, Idaho car insurance today? Enter your ZIP code for fast, free Idaho City, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption