Compare Idaho Falls, ID Car Insurance Rates (2021)

Car insurance in Idaho Falls, ID averages $247 a month. Idaho Falls, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Idaho Falls car insurance rates, compare quotes from the top car insurance companies in Idaho Falls, ID.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Idaho Falls, ID after a DUI are $3,663/year
  • The cheapest car insurance company in Idaho Falls for teen drivers is USAA
  • The cheapest ZIP code in Idaho Falls is 83406

If you need to buy Idaho Falls, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Idaho Falls, ID is right here.

You’ll find Idaho Falls car insurance rates, the cheapest Idaho Falls, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Idaho Falls, Idaho car insurance rates to Lewiston car insurance rates, Boise City car insurance rates, and Idaho Falls car insurance rates.

Ready to find affordable Idaho Falls, ID car insurance today? Enter your ZIP code for fast, free Idaho Falls car insurance quotes.

Cheapest Idaho Falls, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Idaho Falls, ID car insurance rates? Every Idaho Falls, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Idaho Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,397 $2,100 $2,178 $8,901 $10,284 $2,690 $2,838
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,641 $1,630 $1,446 $1,533 $8,080 $8,369 $1,883 $1,974
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,473 $1,588 $1,184 $1,325 $4,934 $5,493 $1,565 $1,652
Nationwide $1,868 $1,908 $1,686 $1,788 $4,658 $5,721 $2,194 $2,362
State Farm $1,200 $1,200 $1,087 $1,087 $3,645 $4,599 $1,355 $1,561
Travelers $1,335 $1,355 $1,348 $1,343 $6,731 $10,695 $1,421 $1,612
USAA $1,138 $1,135 $1,114 $1,098 $3,744 $4,194 $1,510 $1,626

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Minimum Car Insurance in Idaho Falls, ID

Every driver must carry the minimum car insurance in Idaho Falls, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Idaho Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Idaho Falls, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Idaho Falls, ID. Compare credit history car insurance rates in Idaho Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Idaho Falls, Idaho

Insurance Company Poor Fair Good
Allstate $5,583 $3,785 $3,306
American Family $5,080 $3,629 $3,099
Farmers $3,737 $3,182 $3,040
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,419 $2,113 $1,673
Nationwide $3,305 $2,674 $2,341
State Farm $2,764 $1,746 $1,390
Travelers $3,693 $3,113 $2,884
USAA $2,837 $1,659 $1,339

Cheapest Idaho Falls, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Idaho Falls, ID to rates for a clean record with top companies.

Annual Idaho Falls, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,484 $4,386 $4,896 $4,134
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,892 $3,670 $3,449 $3,268
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $1,995 $2,503 $2,573 $2,535
Nationwide $2,125 $2,751 $3,832 $2,384
State Farm $1,790 $2,144 $1,967 $1,967
Travelers $1,986 $2,838 $4,918 $3,178
USAA $1,395 $1,991 $2,702 $1,691

Cheapest Idaho Falls, ID Car Insurance for Teen Drivers

Teen car insurance in Idaho Falls, ID can be expensive. Take a look at rates from the top car insurance companies in Idaho Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Idaho Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,901 $10,284
American Family $7,919 $10,284
Farmers $8,080 $8,369
GEICO $4,424 $5,499
Liberty Mutual $4,934 $5,493
Nationwide $4,658 $5,721
State Farm $3,645 $4,599
Travelers $6,731 $10,695
USAA $3,744 $4,194

Cheapest Idaho Falls, ID Car Insurance for Seniors

Take a look at Idaho Falls, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Idaho Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,100 $2,178
American Family $1,957 $1,957
Farmers $1,446 $1,533
GEICO $1,941 $1,886
Liberty Mutual $1,184 $1,325
Nationwide $1,686 $1,788
State Farm $1,087 $1,087
Travelers $1,348 $1,343
USAA $1,114 $1,098

Cheapest Idaho Falls, ID Car Insurance Rates After a DUI

A DUI in Idaho Falls, ID increases car insurance rates. Compare Idaho Falls, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Idaho Falls, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,896
American Family $4,742
Farmers $3,449
GEICO $3,885
Liberty Mutual $2,573
Nationwide $3,832
State Farm $1,967
Travelers $4,918
USAA $2,702

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Cheapest Idaho Falls, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Idaho Falls, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Idaho Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,225 $4,225
American Family $3,854 $4,018
Farmers $3,319 $3,319
GEICO $2,793 $2,890
Liberty Mutual $2,402 $2,402
Nationwide $2,773 $2,773
State Farm $1,918 $2,015
Travelers $3,230 $3,230
USAA $1,922 $1,968

Cheapest Idaho Falls, ID Car Insurance Rates by ZIP Code

Idaho Falls car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Idaho Falls, ID.

Annual Car Insurance Rates by ZIP Code in Idaho Falls, Idaho

ZIP Code Average Annual Rates
83401 $2,959
83402 $2,953
83404 $2,967
83406 $2,949

The Best Cheap Car Insurance Companies in Idaho Falls, ID

Take a look at a side-by-side comparison of the top car insurance companies in Idaho Falls, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Idaho Falls, Idaho

Insurance Company Average Annual Rates
Allstate $4,225
American Family $3,936
Farmers $3,319
GEICO $2,842
Liberty Mutual $2,402
Nationwide $2,773
State Farm $1,967
Travelers $3,230
USAA $1,945

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Category Winners: Cheapest Car Insurance in Idaho Falls, Idaho

Find the cheapest car insurance companies in Idaho Falls, ID for each category right here.

Best Annual Car Insurance Rates by Company in Idaho Falls, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Idaho Falls, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Idaho Falls car insurance rates. Find the cheapest Idaho Falls, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Idaho Falls, Idaho

Insurance Company Low Medium High
Allstate $4,054 $4,216 $4,404
American Family $3,924 $4,132 $3,751
Farmers $3,140 $3,278 $3,541
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,264 $2,399 $2,542
Nationwide $2,721 $2,916 $2,683
State Farm $1,846 $1,972 $2,082
Travelers $3,165 $3,278 $3,246
USAA $1,884 $1,942 $2,008

What affects car insurance rates in Idaho Falls, Idaho?

What factors can have an impact on Idaho Falls, ID car insurance? There are several reasons why Idaho Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Idaho Falls, Idaho.

Car Theft in Idaho Falls

High levels of vehicle theft can make car insurance more expensive. Idaho Falls, ID car theft statistics from the FBI indicate 81 vehicle thefts a year.

Commute Time in Idaho Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Idaho Falls, ID is 17.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Idaho Falls, ID

Ready to find affordable Idaho Falls, Idaho car insurance today? Enter your ZIP code for fast, free Idaho Falls, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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