Compare Idalia, CO Car Insurance Rates (2021)

Car insurance in Idalia, CO averages $329 a month. Idalia, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Idalia car insurance rates, compare quotes from the top car insurance companies in Idalia, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Idalia for teen drivers is Liberty Mutual
  • Average car insurance rates in Idalia, CO are $3,948/year
  • Average car insurance rates in Idalia, CO after a DUI are $4,694/year

If you need to buy Idalia, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Idalia, CO is right here.

You’ll find Idalia car insurance rates, the cheapest Idalia, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Idalia, Colorado car insurance rates to Denver car insurance rates, Aurora car insurance rates, and Arvada car insurance rates.

Ready to find affordable Idalia, CO car insurance today? Enter your ZIP code for fast, free Idalia car insurance quotes.

Cheapest Idalia, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Idalia, CO car insurance rates? Every Idalia, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Idalia, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,089 $3,062 $2,797 $3,005 $11,576 $11,682 $3,410 $3,467
GEICO $2,361 $2,552 $2,421 $2,697 $7,173 $7,626 $2,174 $2,242
Liberty Mutual $1,758 $1,724 $1,500 $1,645 $4,936 $5,368 $1,770 $1,785
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $3,028 $2,854 $2,551 $2,569 $9,274 $10,389 $3,433 $3,359
State Farm $1,969 $1,969 $1,744 $1,744 $5,334 $6,808 $2,192 $2,583
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Idalia, CO

Every driver must carry the minimum car insurance in Idalia, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Idalia, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Idalia, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Idalia, CO. Compare credit history car insurance rates in Idalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Idalia, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,105 $4,962 $4,716
GEICO $4,401 $3,656 $2,910
Liberty Mutual $3,662 $2,236 $1,785
Nationwide $4,899 $3,858 $3,367
Progressive $5,385 $4,535 $4,127
State Farm $4,228 $2,714 $2,187
USAA $5,346 $3,014 $2,405

Cheapest Idalia, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Idalia, CO to rates for a clean record with top companies.

Annual Idalia, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,442 $5,705 $5,629 $5,268
GEICO $2,611 $4,012 $4,547 $3,451
Liberty Mutual $2,237 $2,626 $2,733 $2,647
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $4,079 $5,545 $4,311 $4,794
State Farm $2,825 $3,261 $3,043 $3,043
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Idalia, CO Car Insurance for Teen Drivers

Teen car insurance in Idalia, CO can be expensive. Take a look at rates from the top car insurance companies in Idalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Idalia, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,576 $11,682
GEICO $7,173 $7,626
Liberty Mutual $4,936 $5,368
Nationwide $6,746 $8,703
Progressive $9,274 $10,389
State Farm $5,334 $6,808
USAA $5,826 $6,723

Cheapest Idalia, CO Car Insurance for Seniors

Take a look at Idalia, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Idalia, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,797 $3,005
GEICO $2,421 $2,697
Liberty Mutual $1,500 $1,645
Nationwide $2,404 $2,557
Progressive $2,551 $2,569
State Farm $1,744 $1,744
USAA $2,298 $2,340

Cheapest Idalia, CO Car Insurance Rates After a DUI

A DUI in Idalia, CO increases car insurance rates. Compare Idalia, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Idalia, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,629
GEICO $4,547
Liberty Mutual $2,733
Nationwide $5,431
Progressive $4,311
State Farm $3,043
USAA $5,527

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Cheapest Idalia, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Idalia, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Idalia, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,261 $5,261
GEICO $3,570 $3,741
Liberty Mutual $2,561 $2,561
Nationwide $4,041 $4,041
Progressive $4,682 $4,682
State Farm $2,969 $3,117
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Idalia, CO

Take a look at a side-by-side comparison of the top car insurance companies in Idalia, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Idalia, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,261
GEICO $3,656
Liberty Mutual $2,561
Nationwide $4,041
Progressive $4,682
State Farm $3,043
USAA $3,589

Category Winners: Cheapest Car Insurance in Idalia, Colorado

Find the cheapest car insurance companies in Idalia, CO for each category right here.

Best Annual Car Insurance Rates by Company in Idalia, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Idalia, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Idalia car insurance rates. Find the cheapest Idalia, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Idalia, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,667 $5,193 $5,923
GEICO $3,360 $3,598 $4,008
Liberty Mutual $2,414 $2,550 $2,718
Nationwide $4,103 $4,041 $3,980
Progressive $4,412 $4,692 $4,943
State Farm $2,872 $3,043 $3,214
USAA $3,452 $3,588 $3,726

Compare Car Insurance Quotes in Idalia, CO

Ready to find affordable Idalia, Colorado car insurance today? Enter your ZIP code for fast, free Idalia, CO car insurance quotes.

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