Compare Idledale, CO Car Insurance Rates (2021)

Car insurance in Idledale, CO averages $345 a month. Idledale, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Idledale car insurance rates, compare quotes from the top car insurance companies in Idledale, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Idledale for teen drivers is USAA
  • Average car insurance rates in Idledale, CO after a DUI are $4,915/year
  • The cheapest car insurance company in Idledale is Liberty Mutual

If you need to buy Idledale, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Idledale, CO is right here.

You’ll find Idledale car insurance rates, the cheapest Idledale, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Idledale, Colorado car insurance rates to Boulder car insurance rates, Lakewood car insurance rates, and Arvada car insurance rates.

Ready to find affordable Idledale, CO car insurance today? Enter your ZIP code for fast, free Idledale car insurance quotes.

Cheapest Idledale, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Idledale, CO car insurance rates? Every Idledale, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Idledale, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,182 $3,069 $3,100 $12,003 $12,641 $3,746 $3,760
American Family $2,733 $2,733 $2,464 $2,464 $6,635 $8,912 $2,733 $3,348
Farmers $3,517 $3,485 $3,186 $3,443 $13,383 $13,464 $3,858 $3,887
GEICO $2,089 $2,296 $2,253 $2,591 $6,657 $7,012 $1,904 $1,918
Liberty Mutual $1,876 $1,791 $1,618 $1,784 $5,768 $6,264 $1,881 $1,862
Nationwide $2,559 $2,601 $2,295 $2,419 $6,513 $8,306 $2,950 $3,180
Progressive $2,635 $2,462 $2,311 $2,299 $9,155 $10,225 $2,967 $2,879
State Farm $2,486 $2,486 $2,235 $2,235 $7,127 $9,019 $2,781 $3,296
USAA $2,173 $2,156 $2,089 $2,077 $5,581 $6,374 $2,790 $3,015

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Minimum Car Insurance in Idledale, CO

Every driver must carry the minimum car insurance in Idledale, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Idledale, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Idledale, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Idledale, CO. Compare credit history car insurance rates in Idledale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Idledale, Colorado

Insurance Company Poor Fair Good
Allstate $7,153 $5,521 $4,165
American Family $5,200 $3,702 $3,106
Farmers $7,004 $5,682 $5,398
GEICO $4,018 $3,340 $2,661
Liberty Mutual $4,068 $2,506 $1,991
Nationwide $4,656 $3,691 $3,212
Progressive $4,964 $4,241 $3,894
State Farm $5,492 $3,533 $2,849
USAA $4,834 $2,778 $2,234

Cheapest Idledale, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Idledale, CO to rates for a clean record with top companies.

Annual Idledale, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,776 $5,505 $6,750 $5,421
American Family $2,963 $4,187 $5,500 $3,360
Farmers $5,090 $6,548 $6,459 $6,015
GEICO $2,334 $3,671 $4,314 $3,040
Liberty Mutual $2,507 $2,938 $3,028 $2,948
Nationwide $2,972 $4,048 $5,125 $3,266
Progressive $3,771 $5,319 $3,980 $4,397
State Farm $3,643 $4,273 $3,958 $3,958
USAA $2,390 $2,930 $5,116 $2,692

Cheapest Idledale, CO Car Insurance for Teen Drivers

Teen car insurance in Idledale, CO can be expensive. Take a look at rates from the top car insurance companies in Idledale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Idledale, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,003 $12,641
American Family $6,635 $8,912
Farmers $13,383 $13,464
GEICO $6,657 $7,012
Liberty Mutual $5,768 $6,264
Nationwide $6,513 $8,306
Progressive $9,155 $10,225
State Farm $7,127 $9,019
USAA $5,581 $6,374

Cheapest Idledale, CO Car Insurance for Seniors

Take a look at Idledale, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Idledale, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,069 $3,100
American Family $2,464 $2,464
Farmers $3,186 $3,443
GEICO $2,253 $2,591
Liberty Mutual $1,618 $1,784
Nationwide $2,295 $2,419
Progressive $2,311 $2,299
State Farm $2,235 $2,235
USAA $2,089 $2,077

Cheapest Idledale, CO Car Insurance Rates After a DUI

A DUI in Idledale, CO increases car insurance rates. Compare Idledale, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Idledale, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,750
American Family $5,500
Farmers $6,459
GEICO $4,314
Liberty Mutual $3,028
Nationwide $5,125
Progressive $3,980
State Farm $3,958
USAA $5,116

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Cheapest Idledale, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Idledale, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Idledale, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,613 $5,613
American Family $3,916 $4,089
Farmers $6,028 $6,028
GEICO $3,271 $3,409
Liberty Mutual $2,855 $2,855
Nationwide $3,853 $3,853
Progressive $4,367 $4,367
State Farm $3,861 $4,055
USAA $3,189 $3,375

The Best Cheap Car Insurance Companies in Idledale, CO

Take a look at a side-by-side comparison of the top car insurance companies in Idledale, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Idledale, Colorado

Insurance Company Average Annual Rates
Allstate $5,613
American Family $4,003
Farmers $6,028
GEICO $3,340
Liberty Mutual $2,855
Nationwide $3,853
Progressive $4,367
State Farm $3,958
USAA $3,282

Category Winners: Cheapest Car Insurance in Idledale, Colorado

Find the cheapest car insurance companies in Idledale, CO for each category right here.

Best Annual Car Insurance Rates by Company in Idledale, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Idledale, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Idledale car insurance rates. Find the cheapest Idledale, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Idledale, Colorado

Insurance Company Low Medium High
Allstate $5,315 $5,595 $5,929
American Family $3,793 $4,084 $4,131
Farmers $5,256 $5,938 $6,889
GEICO $2,943 $3,267 $3,810
Liberty Mutual $2,653 $2,841 $3,072
Nationwide $3,824 $3,855 $3,879
Progressive $3,995 $4,381 $4,723
State Farm $3,697 $3,959 $4,218
USAA $3,115 $3,282 $3,448

What affects car insurance rates in Idledale, Colorado?

What factors can have an impact on Idledale, CO car insurance? There are several reasons why Idledale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Idledale, Colorado.

Commute Time in Idledale

The more time you spend in your car the higher the risk of an accident. The average commute length in Idledale, CO is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Idledale, CO

Ready to find affordable Idledale, Colorado car insurance today? Enter your ZIP code for fast, free Idledale, CO car insurance quotes.

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