Compare Ignacio, CO Car Insurance Rates (2021)

Car insurance in Ignacio, CO averages $311 a month. Ignacio, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ignacio car insurance rates, compare quotes from the top car insurance companies in Ignacio, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ignacio, CO are $3,737/year
  • Average car insurance rates in Ignacio, CO after a DUI are $4,430/year
  • The cheapest car insurance company in Ignacio is GEICO

If you need to buy Ignacio, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Ignacio, CO is right here.

You’ll find Ignacio car insurance rates, the cheapest Ignacio, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Ignacio, Colorado car insurance rates to Greeley car insurance rates, Boulder car insurance rates, and Arvada car insurance rates.

Ready to find affordable Ignacio, CO car insurance today? Enter your ZIP code for fast, free Ignacio car insurance quotes.

Cheapest Ignacio, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ignacio, CO car insurance rates? Every Ignacio, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ignacio, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $3,033 $3,008 $2,753 $2,954 $11,113 $11,188 $3,352 $3,420
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,989 $1,959 $1,683 $1,845 $5,435 $5,920 $2,006 $2,041
Nationwide $2,261 $2,310 $2,019 $2,144 $5,547 $7,138 $2,582 $2,798
Progressive $2,582 $2,418 $2,216 $2,217 $8,558 $9,583 $2,921 $2,848
State Farm $1,928 $1,928 $1,711 $1,711 $5,283 $6,729 $2,147 $2,536
USAA $2,300 $2,316 $2,174 $2,205 $5,559 $6,395 $2,967 $3,257

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Minimum Car Insurance in Ignacio, CO

Every driver must carry the minimum car insurance in Ignacio, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Ignacio, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ignacio, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ignacio, CO. Compare credit history car insurance rates in Ignacio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ignacio, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $5,941 $4,803 $4,564
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,106 $2,488 $1,986
Nationwide $4,057 $3,198 $2,795
Progressive $4,751 $4,044 $3,709
State Farm $4,163 $2,673 $2,154
USAA $5,050 $2,857 $2,283

Cheapest Ignacio, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ignacio, CO to rates for a clean record with top companies.

Annual Ignacio, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,307 $5,525 $5,456 $5,124
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,490 $2,928 $3,062 $2,959
Nationwide $2,567 $3,521 $4,482 $2,830
Progressive $3,620 $5,002 $3,821 $4,229
State Farm $2,777 $3,216 $2,997 $2,997
USAA $2,500 $3,027 $5,238 $2,823

Cheapest Ignacio, CO Car Insurance for Teen Drivers

Teen car insurance in Ignacio, CO can be expensive. Take a look at rates from the top car insurance companies in Ignacio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ignacio, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $11,113 $11,188
GEICO $5,555 $5,909
Liberty Mutual $5,435 $5,920
Nationwide $5,547 $7,138
Progressive $8,558 $9,583
State Farm $5,283 $6,729
USAA $5,559 $6,395

Cheapest Ignacio, CO Car Insurance for Seniors

Take a look at Ignacio, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ignacio, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,753 $2,954
GEICO $1,866 $2,072
Liberty Mutual $1,683 $1,845
Nationwide $2,019 $2,144
Progressive $2,216 $2,217
State Farm $1,711 $1,711
USAA $2,174 $2,205

Cheapest Ignacio, CO Car Insurance Rates After a DUI

A DUI in Ignacio, CO increases car insurance rates. Compare Ignacio, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ignacio, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,456
GEICO $3,517
Liberty Mutual $3,062
Nationwide $4,482
Progressive $3,821
State Farm $2,997
USAA $5,238

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Cheapest Ignacio, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ignacio, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ignacio, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $5,103 $5,103
GEICO $2,763 $2,890
Liberty Mutual $2,860 $2,860
Nationwide $3,350 $3,350
Progressive $4,168 $4,168
State Farm $2,924 $3,069
USAA $3,300 $3,494

The Best Cheap Car Insurance Companies in Ignacio, CO

Take a look at a side-by-side comparison of the top car insurance companies in Ignacio, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ignacio, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $5,103
GEICO $2,827
Liberty Mutual $2,860
Nationwide $3,350
Progressive $4,168
State Farm $2,997
USAA $3,397

Category Winners: Cheapest Car Insurance in Ignacio, Colorado

Find the cheapest car insurance companies in Ignacio, CO for each category right here.

Best Annual Car Insurance Rates by Company in Ignacio, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ignacio, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ignacio car insurance rates. Find the cheapest Ignacio, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ignacio, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,540 $5,037 $5,731
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,709 $2,849 $3,022
Nationwide $3,375 $3,348 $3,326
Progressive $3,906 $4,179 $4,420
State Farm $2,826 $2,997 $3,167
USAA $3,263 $3,396 $3,531

What affects car insurance rates in Ignacio, Colorado?

What factors can have an impact on Ignacio, CO car insurance? There are several reasons why Ignacio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ignacio, Colorado.

Commute Time in Ignacio

The more time you spend in your car the higher the risk of an accident. The average commute length in Ignacio, CO is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Ignacio, CO

Ready to find affordable Ignacio, Colorado car insurance today? Enter your ZIP code for fast, free Ignacio, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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