Compare Ilion, NY Car Insurance Rates (2021)

Car insurance in Ilion, NY averages $275 a month. Ilion, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ilion car insurance rates, compare quotes from the top car insurance companies in Ilion, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ilion, NY are $3,301/year
  • The cheapest car insurance company in Ilion is GEICO
  • Average car insurance rates in Ilion, NY after a DUI are $4,413/year

If you need to buy Ilion, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ilion, NY is right here.

You’ll find Ilion car insurance rates, the cheapest Ilion, NY car insurance companies, and information on New York car insurance laws. You can also compare Ilion, New York car insurance rates to Rochester car insurance rates, Yonkers car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Ilion, NY car insurance today? Enter your ZIP code for fast, free Ilion car insurance quotes.

Cheapest Ilion, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ilion, NY car insurance rates? Every Ilion, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ilion, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,398 $1,346 $1,360 $1,340 $2,949 $4,322 $1,260 $1,294
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,105 $2,105 $1,989 $1,989 $3,696 $5,494 $2,105 $2,674
Progressive $1,594 $1,491 $1,278 $1,300 $5,509 $6,142 $2,070 $2,025
State Farm $1,897 $1,897 $1,653 $1,653 $5,600 $7,232 $2,085 $2,216
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Ilion, NY

Every driver must carry the minimum car insurance in Ilion, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ilion, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ilion, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ilion, NY. Compare credit history car insurance rates in Ilion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ilion, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,391 $1,757 $1,577
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,770 $2,770 $2,770
Progressive $4,214 $2,198 $1,616
State Farm $4,276 $2,682 $2,129
Travelers $4,761 $3,027 $2,638
USAA $5,185 $2,565 $2,265

Cheapest Ilion, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ilion, NY to rates for a clean record with top companies.

Annual Ilion, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,496 $1,630 $3,013 $1,496
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,122 $2,122 $4,664 $2,170
Progressive $2,602 $2,602 $2,881 $2,618
State Farm $2,886 $2,886 $3,172 $3,172
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Ilion, NY Car Insurance for Teen Drivers

Teen car insurance in Ilion, NY can be expensive. Take a look at rates from the top car insurance companies in Ilion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ilion, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,949 $4,322
Liberty Mutual $8,248 $13,407
Nationwide $3,696 $5,494
Progressive $5,509 $6,142
State Farm $5,600 $7,232
Travelers $5,818 $6,900
USAA $6,993 $8,362

Cheapest Ilion, NY Car Insurance for Seniors

Take a look at Ilion, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ilion, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,360 $1,340
Liberty Mutual $3,949 $3,949
Nationwide $1,989 $1,989
Progressive $1,278 $1,300
State Farm $1,653 $1,653
Travelers $2,276 $2,434
USAA $1,576 $1,583

Cheapest Ilion, NY Car Insurance Rates After a DUI

A DUI in Ilion, NY increases car insurance rates. Compare Ilion, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ilion, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $3,013
Liberty Mutual $9,308
Nationwide $4,664
Progressive $2,881
State Farm $3,172
Travelers $3,767
USAA $4,343

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Cheapest Ilion, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ilion, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ilion, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,852 $1,965
Liberty Mutual $5,686 $6,015
Nationwide $2,770 $2,770
Progressive $2,676 $2,676
State Farm $2,925 $3,134
Travelers $3,475 $3,475
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Ilion, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ilion, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ilion, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,909
Liberty Mutual $5,850
Nationwide $2,770
Progressive $2,676
State Farm $3,029
Travelers $3,475
USAA $3,339

Category Winners: Cheapest Car Insurance in Ilion, New York

Find the cheapest car insurance companies in Ilion, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ilion, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Ilion, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ilion car insurance rates. Find the cheapest Ilion, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ilion, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,809 $1,902 $2,014
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,628 $2,750 $2,931
Progressive $2,540 $2,662 $2,826
State Farm $2,881 $3,045 $3,162
Travelers $3,323 $3,450 $3,653
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Ilion, New York?

What factors can have an impact on Ilion, NY car insurance? There are several reasons why Ilion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ilion, New York.

Commute Time in Ilion

The more time you spend in your car the higher the risk of an accident. The average commute length in Ilion, NY is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ilion, NY

Ready to find affordable Ilion, New York car insurance today? Enter your ZIP code for fast, free Ilion, NY car insurance quotes.

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