Compare Illinois City, IL Car Insurance Rates (2021)

Car insurance in Illinois City, IL averages $248 a month. Illinois City, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Illinois City car insurance rates, compare quotes from the top car insurance companies in Illinois City, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Illinois City, IL are $2,972/year
  • Average car insurance rates in Illinois City, IL after a DUI are $3,453/year
  • The cheapest car insurance company in Illinois City is Liberty Mutual

If you need to buy Illinois City, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Illinois City, IL is right here.

You’ll find Illinois City car insurance rates, the cheapest Illinois City, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Illinois City, Illinois car insurance rates to Champaign car insurance rates, Naperville car insurance rates, and Aurora car insurance rates.

Ready to find affordable Illinois City, IL car insurance today? Enter your ZIP code for fast, free Illinois City car insurance quotes.

Cheapest Illinois City, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Illinois City, IL car insurance rates? Every Illinois City, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Illinois City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,350 $1,458 $1,124 $1,256 $4,314 $4,799 $1,411 $1,490
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $2,013 $1,927 $1,658 $1,723 $6,861 $7,726 $2,412 $2,617
State Farm $1,394 $1,394 $1,231 $1,231 $3,793 $4,826 $1,571 $1,797
Travelers $1,465 $1,544 $1,337 $1,423 $4,215 $5,274 $1,552 $1,633
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Illinois City, IL

Every driver must carry the minimum car insurance in Illinois City, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Illinois City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Illinois City, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Illinois City, IL. Compare credit history car insurance rates in Illinois City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Illinois City, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,603 $3,851 $3,665
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,041 $1,896 $1,514
Nationwide $3,113 $2,512 $2,202
Progressive $3,848 $3,253 $3,000
State Farm $3,134 $1,876 $1,455
Travelers $2,811 $2,265 $1,840
USAA $3,299 $2,255 $1,854

Cheapest Illinois City, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Illinois City, IL to rates for a clean record with top companies.

Annual Illinois City, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,797 $2,535 $2,234 $2,035
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,786 $4,085 $3,077 $3,522
State Farm $1,983 $2,327 $2,155 $2,155
Travelers $1,839 $2,407 $2,673 $2,302
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Illinois City, IL Car Insurance for Teen Drivers

Teen car insurance in Illinois City, IL can be expensive. Take a look at rates from the top car insurance companies in Illinois City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Illinois City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,133 $9,512
GEICO $4,847 $5,129
Liberty Mutual $4,314 $4,799
Nationwide $4,540 $5,829
Progressive $6,861 $7,726
State Farm $3,793 $4,826
Travelers $4,215 $5,274
USAA $4,700 $5,201

Cheapest Illinois City, IL Car Insurance for Seniors

Take a look at Illinois City, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Illinois City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,973 $2,079
GEICO $1,521 $1,797
Liberty Mutual $1,124 $1,256
Nationwide $1,491 $1,581
Progressive $1,658 $1,723
State Farm $1,231 $1,231
Travelers $1,337 $1,423
USAA $1,379 $1,361

Cheapest Illinois City, IL Car Insurance Rates After a DUI

A DUI in Illinois City, IL increases car insurance rates. Compare Illinois City, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Illinois City, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,279
GEICO $3,482
Liberty Mutual $2,234
Nationwide $3,196
Progressive $3,077
State Farm $2,155
Travelers $2,673
USAA $3,453

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Cheapest Illinois City, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Illinois City, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Illinois City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,039 $4,039
GEICO $2,519 $2,617
Liberty Mutual $2,150 $2,150
Nationwide $2,609 $2,609
Progressive $3,367 $3,367
State Farm $2,101 $2,209
Travelers $2,216 $2,395
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Illinois City, IL

Take a look at a side-by-side comparison of the top car insurance companies in Illinois City, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Illinois City, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,039
GEICO $2,568
Liberty Mutual $2,150
Nationwide $2,609
Progressive $3,367
State Farm $2,155
Travelers $2,305
USAA $2,469

Category Winners: Cheapest Car Insurance in Illinois City, Illinois

Find the cheapest car insurance companies in Illinois City, IL for each category right here.

Best Annual Car Insurance Rates by Company in Illinois City, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Illinois City, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Illinois City car insurance rates. Find the cheapest Illinois City, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Illinois City, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,862 $3,955 $4,302
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,031 $2,146 $2,274
Nationwide $2,611 $2,626 $2,590
Progressive $3,145 $3,361 $3,596
State Farm $2,054 $2,158 $2,253
Travelers $2,170 $2,303 $2,442
USAA $2,324 $2,467 $2,616

Compare Car Insurance Quotes in Illinois City, IL

Ready to find affordable Illinois City, Illinois car insurance today? Enter your ZIP code for fast, free Illinois City, IL car insurance quotes.

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