Compare Imlay City, MI Car Insurance Rates (2021)

Car insurance in Imlay City, MI averages $876 a month. Imlay City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Imlay City car insurance rates, compare quotes from the top car insurance companies in Imlay City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Imlay City is USAA
  • Average car insurance rates in Imlay City, MI after a DUI are $17,324/year
  • The cheapest car insurance company in Imlay City for teen drivers is USAA

If you need to buy Imlay City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Imlay City, MI is right here.

You’ll find Imlay City car insurance rates, the cheapest Imlay City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Imlay City, Michigan car insurance rates to Flint car insurance rates, Grand Rapids car insurance rates, and Detroit car insurance rates.

Ready to find affordable Imlay City, MI car insurance today? Enter your ZIP code for fast, free Imlay City car insurance quotes.

Cheapest Imlay City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Imlay City, MI car insurance rates? Every Imlay City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Imlay City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,980 $4,980 $4,648 $4,648 $10,738 $10,738 $5,596 $5,596
GEICO $4,625 $4,625 $4,719 $4,719 $12,545 $12,545 $4,407 $4,407
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,528 $5,528 $4,903 $4,903 $14,940 $14,940 $6,083 $6,083
Progressive $3,277 $3,031 $2,896 $3,239 $12,171 $12,960 $3,814 $3,504
State Farm $6,773 $6,773 $6,261 $6,261 $23,412 $23,412 $7,941 $7,941
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,792 $2,650 $2,622 $2,480 $6,869 $6,543 $3,416 $3,286

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Minimum Car Insurance in Imlay City, MI

Every driver must carry the minimum car insurance in Imlay City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Imlay City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Imlay City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Imlay City, MI. Compare credit history car insurance rates in Imlay City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Imlay City, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,650 $5,634 $5,188
GEICO $8,461 $6,212 $5,049
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,895 $7,419 $6,277
Progressive $6,473 $5,452 $4,910
State Farm $17,989 $9,109 $6,191
Travelers $8,206 $7,958 $7,858
USAA $5,749 $3,265 $2,482

Cheapest Imlay City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Imlay City, MI to rates for a clean record with top companies.

Annual Imlay City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,456 $6,940 $6,859 $6,707
GEICO $2,310 $4,889 $14,830 $4,267
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,700 $9,024 $8,165 $7,566
Progressive $4,745 $6,260 $5,622 $5,820
State Farm $7,127 $8,507 $18,174 $10,579
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,079 $3,845 $5,046 $3,358

Cheapest Imlay City, MI Car Insurance for Teen Drivers

Teen car insurance in Imlay City, MI can be expensive. Take a look at rates from the top car insurance companies in Imlay City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Imlay City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,738 $10,738
GEICO $12,545 $12,545
Liberty Mutual $39,803 $39,803
Nationwide $14,940 $14,940
Progressive $12,171 $12,960
State Farm $23,412 $23,412
Travelers $16,180 $16,180
USAA $6,869 $6,543

Cheapest Imlay City, MI Car Insurance for Seniors

Take a look at Imlay City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Imlay City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,648 $4,648
GEICO $4,719 $4,719
Liberty Mutual $16,769 $16,769
Nationwide $4,903 $4,903
Progressive $2,896 $3,239
State Farm $6,261 $6,261
Travelers $4,626 $4,626
USAA $2,622 $2,480

Cheapest Imlay City, MI Car Insurance Rates After a DUI

A DUI in Imlay City, MI increases car insurance rates. Compare Imlay City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Imlay City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,859
GEICO $14,830
Liberty Mutual $35,578
Nationwide $8,165
Progressive $5,622
State Farm $18,174
Travelers $12,473
USAA $5,046

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Cheapest Imlay City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Imlay City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Imlay City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,491 $6,491
GEICO $6,423 $6,725
Liberty Mutual $21,834 $23,389
Nationwide $7,864 $7,864
Progressive $5,612 $5,612
State Farm $10,799 $11,394
Travelers $7,961 $8,053
USAA $3,788 $3,876

The Best Cheap Car Insurance Companies in Imlay City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Imlay City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Imlay City, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,491
GEICO $6,574
Liberty Mutual $22,611
Nationwide $7,864
Progressive $5,612
State Farm $11,097
Travelers $8,007
USAA $3,832

Category Winners: Cheapest Car Insurance in Imlay City, Michigan

Find the cheapest car insurance companies in Imlay City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Imlay City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Imlay City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Imlay City car insurance rates. Find the cheapest Imlay City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Imlay City, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,361 $6,479 $6,632
GEICO $6,153 $6,516 $7,052
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,233 $7,730 $7,628
Progressive $5,406 $5,620 $5,808
State Farm $10,557 $11,163 $11,570
Travelers $7,920 $8,016 $8,086
USAA $3,723 $3,841 $3,933

What affects car insurance rates in Imlay City, Michigan?

What factors can have an impact on Imlay City, MI car insurance? There are several reasons why Imlay City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Imlay City, Michigan.

Car Theft in Imlay City

High levels of vehicle theft can make car insurance more expensive. Imlay City, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Imlay City

The more time you spend in your car the higher the risk of an accident. The average commute length in Imlay City, MI is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Imlay City, MI

Ready to find affordable Imlay City, Michigan car insurance today? Enter your ZIP code for fast, free Imlay City, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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