Compare Independence, LA Car Insurance Rates (2021)

Car insurance in Independence, LA averages $478 a month. Independence, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Independence car insurance rates, compare quotes from the top car insurance companies in Independence, LA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Independence, LA after a DUI are $6,571/year
  • The cheapest car insurance company in Independence for teen drivers is USAA
  • Average car insurance rates in Independence, LA are $5,732/year

If you need to buy Independence, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Independence, LA is right here.

You’ll find Independence car insurance rates, the cheapest Independence, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Independence, Louisiana car insurance rates to Lafayette car insurance rates, Lake Charles car insurance rates, and Kenner car insurance rates.

Ready to find affordable Independence, LA car insurance today? Enter your ZIP code for fast, free Independence car insurance quotes.

Cheapest Independence, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Independence, LA car insurance rates? Every Independence, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Independence, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,661 $4,661 $4,808 $4,808 $10,101 $12,727 $5,141 $5,565
GEICO $3,290 $3,787 $3,924 $4,781 $12,193 $12,866 $3,172 $3,081
Progressive $4,165 $3,899 $3,481 $3,759 $16,255 $18,082 $4,752 $4,833
State Farm $2,855 $2,855 $2,622 $2,622 $8,365 $10,480 $3,180 $3,569
USAA $2,620 $2,579 $2,556 $2,538 $7,793 $9,129 $3,215 $3,522

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Independence, LA

Every driver must carry the minimum car insurance in Independence, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Independence, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Independence, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Independence, LA. Compare credit history car insurance rates in Independence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Independence, Louisiana

Insurance Company Poor Fair Good
Allstate $8,580 $5,923 $5,173
GEICO $7,003 $6,077 $4,581
Progressive $8,388 $7,166 $6,657
State Farm $6,322 $4,081 $3,302
USAA $5,857 $3,746 $3,130

Cheapest Independence, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Independence, LA to rates for a clean record with top companies.

Annual Independence, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,218 $7,880 $7,035 $6,102
GEICO $4,008 $6,461 $7,929 $5,149
Progressive $6,173 $8,256 $7,959 $7,225
State Farm $4,192 $4,945 $4,568 $4,568
USAA $3,243 $4,499 $5,364 $3,870

Cheapest Independence, LA Car Insurance for Teen Drivers

Teen car insurance in Independence, LA can be expensive. Take a look at rates from the top car insurance companies in Independence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Independence, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,101 $12,727
GEICO $12,193 $12,866
Progressive $16,255 $18,082
State Farm $8,365 $10,480
USAA $7,793 $9,129

Cheapest Independence, LA Car Insurance for Seniors

Take a look at Independence, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Independence, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,808 $4,808
GEICO $3,924 $4,781
Progressive $3,481 $3,759
State Farm $2,622 $2,622
USAA $2,556 $2,538

Cheapest Independence, LA Car Insurance Rates After a DUI

A DUI in Independence, LA increases car insurance rates. Compare Independence, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Independence, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,035
GEICO $7,929
Progressive $7,959
State Farm $4,568
USAA $5,364

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Independence, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Independence, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Independence, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,559 $6,559
GEICO $5,770 $6,003
Progressive $7,403 $7,403
State Farm $4,453 $4,684
USAA $4,112 $4,376

The Best Cheap Car Insurance Companies in Independence, LA

Take a look at a side-by-side comparison of the top car insurance companies in Independence, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Independence, Louisiana

Insurance Company Average Annual Rates
Allstate $6,559
GEICO $5,887
Progressive $7,403
State Farm $4,568
USAA $4,244

Category Winners: Cheapest Car Insurance in Independence, Louisiana

Find the cheapest car insurance companies in Independence, LA for each category right here.

Best Annual Car Insurance Rates by Company in Independence, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Independence, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Independence car insurance rates. Find the cheapest Independence, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Independence, Louisiana

Insurance Company Low Medium High
Allstate $5,679 $6,675 $7,322
GEICO $4,871 $5,906 $6,883
Progressive $6,119 $7,338 $8,753
State Farm $3,955 $4,556 $5,194
USAA $3,666 $4,312 $4,755

What affects car insurance rates in Independence, Louisiana?

What factors can have an impact on Independence, LA car insurance? There are several reasons why Independence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Independence, Louisiana.

Car Theft in Independence

High levels of vehicle theft can make car insurance more expensive. Independence, LA car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Independence

The more time you spend in your car the higher the risk of an accident. The average commute length in Independence, LA is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Independence, LA

Ready to find affordable Independence, Louisiana car insurance today? Enter your ZIP code for fast, free Independence, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption