Compare Independence, WV Car Insurance Rates (2021)

Car insurance in Independence, WV averages $329 a month. Independence, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Independence car insurance rates, compare quotes from the top car insurance companies in Independence, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Independence, WV are $3,944/year
  • The cheapest car insurance company in Independence for teen drivers is State Farm
  • Average car insurance rates in Independence, WV after a DUI are $4,846/year

If you need to buy Independence, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Independence, WV is right here.

You’ll find Independence car insurance rates, the cheapest Independence, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Independence, West Virginia car insurance rates to St. Albans car insurance rates, Huntington car insurance rates, and Beckley car insurance rates.

Ready to find affordable Independence, WV car insurance today? Enter your ZIP code for fast, free Independence car insurance quotes.

Cheapest Independence, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Independence, WV car insurance rates? Every Independence, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Independence, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,741 $4,063 $3,009 $3,670 $14,233 $16,069 $3,856 $4,237
Nationwide $2,062 $2,100 $1,872 $1,969 $5,317 $6,748 $2,320 $2,489
Progressive $2,167 $2,085 $1,999 $1,996 $9,406 $10,606 $2,604 $2,693
State Farm $1,740 $1,740 $1,554 $1,554 $3,796 $4,904 $2,054 $1,629
USAA $1,744 $1,718 $1,619 $1,631 $5,799 $6,425 $2,254 $2,420

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Minimum Car Insurance in Independence, WV

Every driver must carry the minimum car insurance in Independence, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Independence, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Independence, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Independence, WV. Compare credit history car insurance rates in Independence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Independence, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,446 $5,814 $4,569
Nationwide $3,546 $2,994 $2,789
Progressive $4,698 $4,088 $3,797
State Farm $3,411 $2,075 $1,628
USAA $4,361 $2,498 $1,995

Cheapest Independence, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Independence, WV to rates for a clean record with top companies.

Annual Independence, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,412 $6,847 $7,570 $6,611
Nationwide $2,479 $3,306 $3,878 $2,776
Progressive $3,561 $4,769 $4,263 $4,184
State Farm $2,186 $2,557 $2,371 $2,371
USAA $2,319 $2,742 $3,916 $2,828

Cheapest Independence, WV Car Insurance for Teen Drivers

Teen car insurance in Independence, WV can be expensive. Take a look at rates from the top car insurance companies in Independence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Independence, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,181 $7,456
Liberty Mutual $14,233 $16,069
Nationwide $5,317 $6,748
Progressive $9,406 $10,606
State Farm $3,796 $4,904
USAA $5,799 $6,425

Cheapest Independence, WV Car Insurance for Seniors

Take a look at Independence, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Independence, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,446 $2,371
Liberty Mutual $3,009 $3,670
Nationwide $1,872 $1,969
Progressive $1,999 $1,996
State Farm $1,554 $1,554
USAA $1,619 $1,631

Cheapest Independence, WV Car Insurance Rates After a DUI

A DUI in Independence, WV increases car insurance rates. Compare Independence, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Independence, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
GEICO $6,179
Liberty Mutual $7,570
Nationwide $3,878
Progressive $4,263
State Farm $2,371
USAA $3,916

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Cheapest Independence, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Independence, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Independence, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,535 $3,610
Liberty Mutual $6,610 $6,610
Nationwide $3,110 $3,110
Progressive $4,194 $4,194
State Farm $2,309 $2,433
USAA $2,917 $2,986

The Best Cheap Car Insurance Companies in Independence, WV

Take a look at a side-by-side comparison of the top car insurance companies in Independence, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Independence, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,572
Liberty Mutual $6,610
Nationwide $3,110
Progressive $4,194
State Farm $2,371
USAA $2,951

Category Winners: Cheapest Car Insurance in Independence, West Virginia

Find the cheapest car insurance companies in Independence, WV for each category right here.

Best Annual Car Insurance Rates by Company in Independence, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Independence, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Independence car insurance rates. Find the cheapest Independence, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Independence, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,261 $6,594 $6,975
Nationwide $3,081 $3,090 $3,157
Progressive $4,035 $4,152 $4,396
State Farm $2,243 $2,365 $2,506
USAA $2,855 $2,946 $3,052

Compare Car Insurance Quotes in Independence, WV

Ready to find affordable Independence, West Virginia car insurance today? Enter your ZIP code for fast, free Independence, WV car insurance quotes.

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