Compare Indian Lake, TX Car Insurance Rates (2021)

Car insurance in Indian Lake, TX averages $349 a month. Indian Lake, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Indian Lake car insurance rates, compare quotes from the top car insurance companies in Indian Lake, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Indian Lake, TX after a DUI are $4,814/year
  • The cheapest car insurance company in Indian Lake for teen drivers is GEICO
  • Average car insurance rates in Indian Lake, TX are $4,184/year

If you need to buy Indian Lake, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Indian Lake, TX is right here.

You’ll find Indian Lake car insurance rates, the cheapest Indian Lake, TX car insurance companies, and information on Texas car insurance laws. You can also compare Indian Lake, Texas car insurance rates to Plano car insurance rates, San Antonio car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Indian Lake, TX car insurance today? Enter your ZIP code for fast, free Indian Lake car insurance quotes.

Cheapest Indian Lake, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Indian Lake, TX car insurance rates? Every Indian Lake, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Indian Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,783 $3,830 $3,738 $3,738 $9,763 $11,831 $4,686 $4,905
American Family $2,739 $3,049 $2,528 $2,897 $7,041 $9,147 $3,898 $4,417
GEICO $2,243 $2,433 $2,217 $2,554 $4,733 $4,822 $2,398 $2,328
Nationwide $3,468 $3,543 $3,050 $3,253 $9,499 $12,319 $4,042 $4,399
Progressive $2,667 $2,557 $2,346 $2,405 $10,374 $11,576 $3,156 $3,199
State Farm $2,033 $2,033 $1,804 $1,804 $4,778 $6,065 $2,204 $2,264
USAA $1,925 $1,961 $1,839 $1,860 $5,126 $5,639 $2,581 $2,813

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Minimum Car Insurance in Indian Lake, TX

Every driver must carry the minimum car insurance in Indian Lake, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Indian Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Indian Lake, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Indian Lake, TX. Compare credit history car insurance rates in Indian Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Indian Lake, Texas

Insurance Company Poor Fair Good
Allstate $7,367 $5,384 $4,602
American Family $6,119 $3,888 $3,387
GEICO $4,567 $2,594 $1,737
Nationwide $6,591 $5,219 $4,530
Progressive $5,448 $4,636 $4,270
State Farm $4,071 $2,532 $2,016
USAA $4,366 $2,515 $2,023

Cheapest Indian Lake, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Indian Lake, TX to rates for a clean record with top companies.

Annual Indian Lake, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,542 $6,890 $7,163 $4,542
American Family $4,086 $5,150 $4,536 $4,086
GEICO $2,520 $3,304 $2,779 $3,261
Nationwide $4,700 $4,700 $7,052 $5,335
Progressive $4,174 $5,348 $4,899 $4,719
State Farm $2,559 $2,926 $3,447 $2,559
USAA $2,225 $3,269 $3,821 $2,557

Cheapest Indian Lake, TX Car Insurance for Teen Drivers

Teen car insurance in Indian Lake, TX can be expensive. Take a look at rates from the top car insurance companies in Indian Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Indian Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,763 $11,831
American Family $7,041 $9,147
GEICO $4,733 $4,822
Nationwide $9,499 $12,319
Progressive $10,374 $11,576
State Farm $4,778 $6,065
USAA $5,126 $5,639

Cheapest Indian Lake, TX Car Insurance for Seniors

Take a look at Indian Lake, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Indian Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,528 $2,897
GEICO $2,217 $2,554
Nationwide $3,050 $3,253
Progressive $2,346 $2,405
State Farm $1,804 $1,804
USAA $1,839 $1,860

Cheapest Indian Lake, TX Car Insurance Rates After a DUI

A DUI in Indian Lake, TX increases car insurance rates. Compare Indian Lake, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Indian Lake, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,163
American Family $4,536
GEICO $2,779
Nationwide $7,052
Progressive $4,899
State Farm $3,447
USAA $3,821

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Cheapest Indian Lake, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Indian Lake, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Indian Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,649 $5,920
American Family $4,465 $4,465
GEICO $2,906 $3,026
Nationwide $5,447 $5,447
Progressive $4,785 $4,785
State Farm $2,873 $2,873
USAA $2,929 $3,007

The Best Cheap Car Insurance Companies in Indian Lake, TX

Take a look at a side-by-side comparison of the top car insurance companies in Indian Lake, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Indian Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,784
American Family $4,465
GEICO $2,966
Nationwide $5,447
Progressive $4,785
State Farm $2,873
USAA $2,968

Category Winners: Cheapest Car Insurance in Indian Lake, Texas

Find the cheapest car insurance companies in Indian Lake, TX for each category right here.

Best Annual Car Insurance Rates by Company in Indian Lake, Texas

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Indian Lake, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Indian Lake car insurance rates. Find the cheapest Indian Lake, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Indian Lake, Texas

Insurance Company Low Medium High
Allstate $5,661 $5,738 $5,954
American Family $4,104 $4,269 $5,021
GEICO $2,731 $2,894 $3,273
Nationwide $5,795 $5,197 $5,347
Progressive $4,486 $4,760 $5,109
State Farm $2,692 $2,852 $3,075
USAA $2,850 $2,951 $3,103

What affects car insurance rates in Indian Lake, Texas?

What factors can have an impact on Indian Lake, TX car insurance? There are several reasons why Indian Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Indian Lake, Texas.

Commute Time in Indian Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Indian Lake, TX is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Indian Lake, TX

Ready to find affordable Indian Lake, Texas car insurance today? Enter your ZIP code for fast, free Indian Lake, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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