Compare Indian Wells, CA Car Insurance Rates (2021)

Car insurance in Indian Wells, CA averages $278 a month. Indian Wells, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Indian Wells car insurance rates, compare quotes from the top car insurance companies in Indian Wells, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Indian Wells, CA after a DUI are $4,679/year
  • The cheapest car insurance company in Indian Wells for teen drivers is USAA
  • Average car insurance rates in Indian Wells, CA are $3,333/year

If you need to buy Indian Wells, California car insurance, the options can be confusing. Everything you need to know about car insurance in Indian Wells, CA is right here.

You’ll find Indian Wells car insurance rates, the cheapest Indian Wells, CA car insurance companies, and information on California car insurance laws. You can also compare Indian Wells, California car insurance rates to Bakersfield car insurance rates, Anaheim car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Indian Wells, CA car insurance today? Enter your ZIP code for fast, free Indian Wells car insurance quotes.

Cheapest Indian Wells, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Indian Wells, CA car insurance rates? Every Indian Wells, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Indian Wells, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,842 $2,027 $2,079 $7,577 $9,592 $3,691 $4,162
Farmers $2,728 $2,728 $2,464 $2,464 $8,694 $14,211 $3,232 $3,599
GEICO $1,511 $1,513 $1,422 $1,422 $4,611 $4,707 $2,172 $2,229
Liberty Mutual $1,896 $1,793 $1,756 $1,702 $4,020 $4,300 $2,129 $2,158
Nationwide $2,977 $2,847 $2,588 $2,446 $7,466 $8,249 $3,543 $3,516
Progressive $1,679 $1,729 $1,424 $1,693 $4,454 $5,384 $2,422 $2,607
State Farm $2,550 $2,550 $2,278 $2,278 $4,678 $5,818 $2,818 $2,904
Travelers $2,322 $2,258 $2,037 $2,017 $4,660 $5,324 $2,981 $2,944
USAA $1,820 $1,725 $1,777 $1,786 $4,125 $4,146 $2,517 $2,380

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Minimum Car Insurance in Indian Wells, CA

Every driver must carry the minimum car insurance in Indian Wells, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Indian Wells, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Indian Wells, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Indian Wells, CA to rates for a clean record with top companies.

Annual Indian Wells, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,598 $4,441 $6,925 $3,427
Farmers $3,711 $5,050 $6,286 $5,013
GEICO $1,714 $2,638 $3,315 $2,126
Liberty Mutual $2,142 $2,871 $2,594 $2,271
Nationwide $2,935 $3,759 $6,362 $3,759
Progressive $1,751 $2,970 $3,456 $2,519
State Farm $2,306 $2,752 $5,202 $2,678
Travelers $2,074 $3,317 $3,871 $3,010
USAA $1,685 $2,502 $4,105 $1,846

Cheapest Indian Wells, CA Car Insurance for Teen Drivers

Teen car insurance in Indian Wells, CA can be expensive. Take a look at rates from the top car insurance companies in Indian Wells for teenagers.

Annual Car Insurance Rates for Teen Drivers in Indian Wells, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,577 $9,592
Farmers $8,694 $14,211
GEICO $4,611 $4,707
Liberty Mutual $4,020 $4,300
Nationwide $7,466 $8,249
Progressive $4,454 $5,384
State Farm $4,678 $5,818
Travelers $4,660 $5,324
USAA $4,125 $4,146

Cheapest Indian Wells, CA Car Insurance for Seniors

Take a look at Indian Wells, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Indian Wells, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,079
Farmers $2,464 $2,464
GEICO $1,422 $1,422
Liberty Mutual $1,756 $1,702
Nationwide $2,588 $2,446
Progressive $1,424 $1,693
State Farm $2,278 $2,278
Travelers $2,037 $2,017
USAA $1,777 $1,786

Cheapest Indian Wells, CA Car Insurance Rates After a DUI

A DUI in Indian Wells, CA increases car insurance rates. Compare Indian Wells, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Indian Wells, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,925
Farmers $6,286
GEICO $3,315
Liberty Mutual $2,594
Nationwide $6,362
Progressive $3,456
State Farm $5,202
Travelers $3,871
USAA $4,105

Cheapest Indian Wells, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Indian Wells, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Indian Wells, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,924 $4,771
Farmers $4,550 $5,480
GEICO $2,225 $2,672
Liberty Mutual $2,266 $2,672
Nationwide $3,714 $4,694
Progressive $2,429 $2,919
State Farm $3,115 $3,354
Travelers $2,762 $3,373
USAA $2,335 $2,733

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The Best Cheap Car Insurance Companies in Indian Wells, CA

Take a look at a side-by-side comparison of the top car insurance companies in Indian Wells, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Indian Wells, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $5,015
GEICO $2,448
Liberty Mutual $2,469
Nationwide $4,204
Progressive $2,674
State Farm $3,234
Travelers $3,068
USAA $2,534

Category Winners: Cheapest Car Insurance in Indian Wells, California

Find the cheapest car insurance companies in Indian Wells, CA for each category right here.

Best Annual Car Insurance Rates by Company in Indian Wells, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Indian Wells, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Indian Wells car insurance rates. Find the cheapest Indian Wells, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Indian Wells, California

Insurance Company Low Medium High
Allstate $4,168 $4,378 $4,498
Farmers $4,658 $5,055 $5,332
GEICO $2,291 $2,471 $2,583
Liberty Mutual $2,293 $2,490 $2,625
Nationwide $3,802 $4,268 $4,542
Progressive $2,412 $2,748 $2,862
State Farm $2,900 $3,289 $3,514
Travelers $2,695 $3,145 $3,364
USAA $2,306 $2,582 $2,715

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What affects car insurance rates in Indian Wells, California?

What factors can have an impact on Indian Wells, CA car insurance? There are several reasons why Indian Wells car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Indian Wells, California.

Car Theft in Indian Wells

High levels of vehicle theft can make car insurance more expensive. Indian Wells, CA car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Indian Wells

The more time you spend in your car the higher the risk of an accident. The average commute length in Indian Wells, CA is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Indian Wells, CA

Ready to find affordable Indian Wells, California car insurance today? Enter your ZIP code for fast, free Indian Wells, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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