Compare Indiana, PA Car Insurance Rates (2021)

Car insurance in Indiana, PA averages $323 a month. Indiana, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Indiana car insurance rates, compare quotes from the top car insurance companies in Indiana, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Indiana for teen drivers is USAA
  • Average car insurance rates in Indiana, PA after a DUI are $4,233/year
  • Average car insurance rates in Indiana, PA are $3,876/year

If you need to buy Indiana, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Indiana, PA is right here.

You’ll find Indiana car insurance rates, the cheapest Indiana, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Indiana, Pennsylvania car insurance rates to Altoona car insurance rates, Lancaster car insurance rates, and York car insurance rates.

Ready to find affordable Indiana, PA car insurance today? Enter your ZIP code for fast, free Indiana car insurance quotes.

Cheapest Indiana, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Indiana, PA car insurance rates? Every Indiana, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Indiana, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,533 $2,533 $2,320 $2,320 $8,291 $8,291 $2,805 $2,805
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,791 $1,791 $1,689 $1,689 $4,974 $4,974 $2,002 $2,002
Progressive $2,487 $2,487 $2,217 $2,217 $7,823 $7,823 $3,156 $3,156
State Farm $1,705 $1,705 $1,494 $1,494 $5,877 $5,877 $1,870 $1,870
Travelers $1,660 $1,660 $1,772 $1,772 $23,824 $23,824 $2,015 $2,015
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

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Minimum Car Insurance in Indiana, PA

Every driver must carry the minimum car insurance in Indiana, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Indiana, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Indiana, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Indiana, PA. Compare credit history car insurance rates in Indiana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Indiana, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,100 $3,799 $3,063
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,071 $2,518 $2,253
Progressive $5,208 $3,641 $2,914
State Farm $3,891 $2,413 $1,906
Travelers $7,977 $7,191 $6,785
USAA $2,046 $1,520 $1,347

Cheapest Indiana, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Indiana, PA to rates for a clean record with top companies.

Annual Indiana, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,819 $4,494 $3,819 $3,819
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,878 $2,513 $3,531 $2,534
Progressive $3,564 $4,889 $3,660 $3,571
State Farm $2,524 $2,949 $2,737 $2,737
Travelers $5,224 $7,385 $9,276 $7,385
USAA $1,322 $1,816 $1,936 $1,477

Cheapest Indiana, PA Car Insurance for Teen Drivers

Teen car insurance in Indiana, PA can be expensive. Take a look at rates from the top car insurance companies in Indiana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Indiana, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,291 $8,291
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $4,974 $4,974
Progressive $7,823 $7,823
State Farm $5,877 $5,877
Travelers $23,824 $23,824
USAA $3,129 $3,129

Cheapest Indiana, PA Car Insurance for Seniors

Take a look at Indiana, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Indiana, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,320
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,689 $1,689
Progressive $2,217 $2,217
State Farm $1,494 $1,494
Travelers $1,772 $1,772
USAA $957 $957

Cheapest Indiana, PA Car Insurance Rates After a DUI

A DUI in Indiana, PA increases car insurance rates. Compare Indiana, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Indiana, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,819
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,531
Progressive $3,660
State Farm $2,737
Travelers $9,276
USAA $1,936

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Cheapest Indiana, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Indiana, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Indiana, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,910 $4,065
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,614 $2,614
Progressive $3,921 $3,921
State Farm $2,656 $2,817
Travelers $7,318 $7,318
USAA $1,591 $1,684

The Best Cheap Car Insurance Companies in Indiana, PA

Take a look at a side-by-side comparison of the top car insurance companies in Indiana, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Indiana, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,987
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,614
Progressive $3,921
State Farm $2,737
Travelers $7,318
USAA $1,638

Category Winners: Cheapest Car Insurance in Indiana, Pennsylvania

Find the cheapest car insurance companies in Indiana, PA for each category right here.

Best Annual Car Insurance Rates by Company in Indiana, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Indiana, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Indiana car insurance rates. Find the cheapest Indiana, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Indiana, Pennsylvania

Insurance Company Low Medium High
Allstate $3,819 $4,011 $4,132
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,649 $2,643 $2,549
Progressive $3,609 $3,954 $4,200
State Farm $2,581 $2,765 $2,864
Travelers $7,433 $7,307 $7,213
USAA $1,530 $1,652 $1,731

What affects car insurance rates in Indiana, Pennsylvania?

What factors can have an impact on Indiana, PA car insurance? There are several reasons why Indiana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Indiana, Pennsylvania.

Commute Time in Indiana

The more time you spend in your car the higher the risk of an accident. The average commute length in Indiana, PA is 15.9 minutes according to City-Data.

Traffic in Indiana

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Indiana, PA traffic data from INRIX ranks Indiana as the 439th-most congested in the world.

Compare Car Insurance Quotes in Indiana, PA

Ready to find affordable Indiana, Pennsylvania car insurance today? Enter your ZIP code for fast, free Indiana, PA car insurance quotes.

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