Compare Indio, CA Car Insurance Rates (2021)

Car insurance in Indio, CA averages $297 a month. Indio, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Indio car insurance rates, compare quotes from the top car insurance companies in Indio, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Indio, CA are $3,561/year
  • The cheapest car insurance company in Indio for teen drivers is USAA
  • The cheapest ZIP code in Indio is 92203

If you need to buy Indio, California car insurance, the options can be confusing. Everything you need to know about car insurance in Indio, CA is right here.

You’ll find Indio car insurance rates, the cheapest Indio, CA car insurance companies, and information on California car insurance laws. You can also compare Indio, California car insurance rates to Oakland car insurance rates, Los Angeles car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Indio, CA car insurance today? Enter your ZIP code for fast, free Indio car insurance quotes.

Cheapest Indio, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Indio, CA car insurance rates? Every Indio, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Indio, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,144 $3,210 $2,232 $2,319 $8,123 $10,356 $4,198 $4,841
Farmers $2,606 $2,606 $2,341 $2,341 $8,252 $13,516 $3,080 $3,423
GEICO $1,613 $1,614 $1,518 $1,518 $4,879 $4,970 $2,312 $2,371
Liberty Mutual $1,999 $1,891 $1,857 $1,798 $4,288 $4,579 $2,248 $2,276
Nationwide $3,070 $2,947 $2,652 $2,517 $7,530 $8,353 $3,656 $3,640
Progressive $1,954 $2,009 $1,663 $1,972 $5,177 $6,239 $2,831 $3,041
State Farm $3,264 $3,264 $2,910 $2,910 $5,959 $7,416 $3,607 $3,715
Travelers $2,353 $2,288 $2,061 $2,041 $4,717 $5,396 $3,019 $2,987
USAA $1,882 $1,788 $1,837 $1,851 $4,216 $4,252 $2,610 $2,471

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Minimum Car Insurance in Indio, CA

Every driver must carry the minimum car insurance in Indio, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Indio, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Indio, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Indio, CA to rates for a clean record with top companies.

Annual Indio, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,846 $4,919 $7,672 $3,774
Farmers $3,529 $4,803 $5,982 $4,768
GEICO $1,821 $2,796 $3,523 $2,258
Liberty Mutual $2,270 $3,043 $2,748 $2,407
Nationwide $2,995 $3,839 $6,508 $3,839
Progressive $2,032 $3,457 $4,024 $2,930
State Farm $2,943 $3,513 $6,647 $3,418
Travelers $2,105 $3,353 $3,925 $3,049
USAA $1,738 $2,577 $4,235 $1,903

Cheapest Indio, CA Car Insurance for Teen Drivers

Teen car insurance in Indio, CA can be expensive. Take a look at rates from the top car insurance companies in Indio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Indio, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,123 $10,356
Farmers $8,252 $13,516
GEICO $4,879 $4,970
Liberty Mutual $4,288 $4,579
Nationwide $7,530 $8,353
Progressive $5,177 $6,239
State Farm $5,959 $7,416
Travelers $4,717 $5,396
USAA $4,216 $4,252

Cheapest Indio, CA Car Insurance for Seniors

Take a look at Indio, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Indio, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,232 $2,319
Farmers $2,341 $2,341
GEICO $1,518 $1,518
Liberty Mutual $1,857 $1,798
Nationwide $2,652 $2,517
Progressive $1,663 $1,972
State Farm $2,910 $2,910
Travelers $2,061 $2,041
USAA $1,837 $1,851

Cheapest Indio, CA Car Insurance Rates After a DUI

A DUI in Indio, CA increases car insurance rates. Compare Indio, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Indio, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,672
Farmers $5,982
GEICO $3,523
Liberty Mutual $2,748
Nationwide $6,508
Progressive $4,024
State Farm $6,647
Travelers $3,925
USAA $4,235

Cheapest Indio, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Indio, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Indio, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,326 $5,280
Farmers $4,328 $5,212
GEICO $2,362 $2,837
Liberty Mutual $2,401 $2,833
Nationwide $3,805 $4,786
Progressive $2,824 $3,397
State Farm $3,978 $4,283
Travelers $2,797 $3,419
USAA $2,410 $2,816

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Cheapest Indio, CA Car Insurance Rates by ZIP Code

Indio car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Indio, CA.

Annual Car Insurance Rates by ZIP Code in Indio, California

ZIP Code Average Annual Rates
92201 $4,858
92203 $4,711

The Best Cheap Car Insurance Companies in Indio, CA

Take a look at a side-by-side comparison of the top car insurance companies in Indio, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Indio, California

Insurance Company Average Annual Rates
Allstate $4,803
Farmers $4,770
GEICO $2,599
Liberty Mutual $2,617
Nationwide $4,295
Progressive $3,111
State Farm $4,131
Travelers $3,108
USAA $2,613

Category Winners: Cheapest Car Insurance in Indio, California

Find the cheapest car insurance companies in Indio, CA for each category right here.

Best Annual Car Insurance Rates by Company in Indio, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Indio, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Indio car insurance rates. Find the cheapest Indio, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Indio, California

Insurance Company Low Medium High
Allstate $4,623 $4,833 $4,953
Farmers $4,439 $4,806 $5,067
GEICO $2,366 $2,628 $2,805
Liberty Mutual $2,435 $2,638 $2,779
Nationwide $3,899 $4,362 $4,625
Progressive $2,777 $3,202 $3,353
State Farm $3,717 $4,202 $4,472
Travelers $2,740 $3,187 $3,397
USAA $2,397 $2,658 $2,784

What affects car insurance rates in Indio, California?

What factors can have an impact on Indio, CA car insurance? There are several reasons why Indio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Indio, California.

Car Theft in Indio

High levels of vehicle theft can make car insurance more expensive. Indio, CA car theft statistics from the FBI indicate 475 vehicle thefts a year.

Commute Time in Indio

The more time you spend in your car the higher the risk of an accident. The average commute length in Indio, CA is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Indio, CA

Ready to find affordable Indio, California car insurance today? Enter your ZIP code for fast, free Indio, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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