Compare Inez, KY Car Insurance Rates (2021)

Car insurance in Inez, KY averages $578 a month. Inez, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Inez car insurance rates, compare quotes from the top car insurance companies in Inez, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inez, KY are $6,934/year
  • The cheapest car insurance company in Inez is USAA
  • Average car insurance rates in Inez, KY after a DUI are $8,268/year

If you need to buy Inez, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Inez, KY is right here.

You’ll find Inez car insurance rates, the cheapest Inez, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Inez, Kentucky car insurance rates to Henderson car insurance rates, Covington car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Inez, KY car insurance today? Enter your ZIP code for fast, free Inez car insurance quotes.

Cheapest Inez, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inez, KY car insurance rates? Every Inez, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inez, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,656 $5,562 $5,196 $5,514 $21,020 $23,290 $6,123 $6,397
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,533 $4,948 $3,750 $4,247 $19,608 $21,908 $4,782 $5,072
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,170 $2,989 $2,888 $2,885 $16,316 $18,490 $3,933 $3,944
State Farm $2,464 $2,464 $2,183 $2,183 $6,624 $8,407 $2,730 $3,012
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Inez, KY

Every driver must carry the minimum car insurance in Inez, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Inez, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Inez, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inez, KY. Compare credit history car insurance rates in Inez from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inez, Kentucky

Insurance Company Poor Fair Good
Allstate $13,267 $8,927 $7,340
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,402 $7,518 $5,898
Nationwide $9,567 $7,412 $6,376
Progressive $7,601 $6,661 $6,219
State Farm $5,387 $3,295 $2,594
Travelers $11,053 $9,330 $9,300
USAA $4,983 $2,817 $2,301

Cheapest Inez, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inez, KY to rates for a clean record with top companies.

Annual Inez, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,137 $10,633 $11,404 $9,205
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,159 $11,077 $8,580 $7,609
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,624 $8,452 $6,400 $6,832
State Farm $3,477 $4,039 $3,758 $3,758
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Inez, KY Car Insurance for Teen Drivers

Teen car insurance in Inez, KY can be expensive. Take a look at rates from the top car insurance companies in Inez for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inez, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,020 $23,290
GEICO $8,902 $10,417
Liberty Mutual $19,608 $21,908
Nationwide $12,513 $15,335
Progressive $16,316 $18,490
State Farm $6,624 $8,407
Travelers $20,585 $33,458
USAA $6,138 $6,430

Cheapest Inez, KY Car Insurance for Seniors

Take a look at Inez, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inez, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,196 $5,514
GEICO $4,595 $4,158
Liberty Mutual $3,750 $4,247
Nationwide $5,076 $5,251
Progressive $2,888 $2,885
State Farm $2,183 $2,183
Travelers $3,958 $3,966
USAA $2,016 $2,039

Cheapest Inez, KY Car Insurance Rates After a DUI

A DUI in Inez, KY increases car insurance rates. Compare Inez, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inez, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,404
GEICO $8,597
Liberty Mutual $8,580
Nationwide $10,201
Progressive $6,400
State Farm $3,758
Travelers $12,895
USAA $4,312

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Cheapest Inez, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inez, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inez, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,845 $9,845
GEICO $5,341 $5,438
Liberty Mutual $8,606 $8,606
Nationwide $7,785 $7,785
Progressive $6,827 $6,827
State Farm $3,668 $3,849
Travelers $9,894 $9,894
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Inez, KY

Take a look at a side-by-side comparison of the top car insurance companies in Inez, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inez, Kentucky

Insurance Company Average Annual Rates
Allstate $9,845
GEICO $5,390
Liberty Mutual $8,606
Nationwide $7,785
Progressive $6,827
State Farm $3,758
Travelers $9,894
USAA $3,367

Category Winners: Cheapest Car Insurance in Inez, Kentucky

Find the cheapest car insurance companies in Inez, KY for each category right here.

Best Annual Car Insurance Rates by Company in Inez, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Inez, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inez car insurance rates. Find the cheapest Inez, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inez, Kentucky

Insurance Company Low Medium High
Allstate $8,617 $9,766 $11,151
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,109 $8,548 $9,162
Nationwide $7,752 $7,650 $7,952
Progressive $6,016 $6,649 $7,815
State Farm $3,519 $3,745 $4,011
Travelers $9,340 $9,923 $10,419
USAA $3,184 $3,358 $3,560

What affects car insurance rates in Inez, Kentucky?

What factors can have an impact on Inez, KY car insurance? There are several reasons why Inez car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inez, Kentucky.

Commute Time in Inez

The more time you spend in your car the higher the risk of an accident. The average commute length in Inez, KY is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Inez, KY

Ready to find affordable Inez, Kentucky car insurance today? Enter your ZIP code for fast, free Inez, KY car insurance quotes.

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