Compare Inkom, ID Car Insurance Rates (2021)

Car insurance in Inkom, ID averages $242 a month. Inkom, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Inkom car insurance rates, compare quotes from the top car insurance companies in Inkom, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Inkom for teen drivers is USAA
  • Average car insurance rates in Inkom, ID are $2,900/year
  • The cheapest car insurance company in Inkom is USAA

If you need to buy Inkom, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Inkom, ID is right here.

You’ll find Inkom car insurance rates, the cheapest Inkom, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Inkom, Idaho car insurance rates to Post Falls car insurance rates, Meridian car insurance rates, and Boise City car insurance rates.

Ready to find affordable Inkom, ID car insurance today? Enter your ZIP code for fast, free Inkom car insurance quotes.

Cheapest Inkom, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inkom, ID car insurance rates? Every Inkom, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inkom, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,298 $2,287 $1,998 $2,071 $8,350 $9,646 $2,570 $2,719
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,029 $2,002 $1,929 $1,874 $4,407 $5,477 $2,779 $2,120
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,245 $1,245 $1,125 $1,125 $3,757 $4,740 $1,406 $1,621
Travelers $1,315 $1,336 $1,318 $1,315 $6,473 $10,265 $1,396 $1,600
USAA $1,097 $1,095 $1,070 $1,056 $3,598 $4,026 $1,454 $1,567

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Minimum Car Insurance in Inkom, ID

Every driver must carry the minimum car insurance in Inkom, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Inkom, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Inkom, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inkom, ID. Compare credit history car insurance rates in Inkom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inkom, Idaho

Insurance Company Poor Fair Good
Allstate $5,269 $3,580 $3,128
American Family $5,080 $3,629 $3,099
Farmers $3,645 $3,093 $2,956
GEICO $3,436 $2,745 $2,300
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,144 $2,530 $2,219
State Farm $2,857 $1,805 $1,437
Travelers $3,580 $3,013 $2,790
USAA $2,733 $1,594 $1,285

Cheapest Inkom, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inkom, ID to rates for a clean record with top companies.

Annual Inkom, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $4,141 $4,623 $3,908
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,744 $2,773 $3,864 $2,928
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,852 $2,215 $2,033 $2,033
Travelers $1,938 $2,751 $4,747 $3,074
USAA $1,342 $1,914 $2,599 $1,627

Cheapest Inkom, ID Car Insurance for Teen Drivers

Teen car insurance in Inkom, ID can be expensive. Take a look at rates from the top car insurance companies in Inkom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inkom, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,350 $9,646
American Family $7,919 $10,284
Farmers $7,794 $8,074
GEICO $4,407 $5,477
Liberty Mutual $4,901 $5,448
Nationwide $4,347 $5,363
State Farm $3,757 $4,740
Travelers $6,473 $10,265
USAA $3,598 $4,026

Cheapest Inkom, ID Car Insurance for Seniors

Take a look at Inkom, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inkom, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,998 $2,071
American Family $1,957 $1,957
Farmers $1,426 $1,507
GEICO $1,929 $1,874
Liberty Mutual $1,257 $1,404
Nationwide $1,621 $1,723
State Farm $1,125 $1,125
Travelers $1,318 $1,315
USAA $1,070 $1,056

Cheapest Inkom, ID Car Insurance Rates After a DUI

A DUI in Inkom, ID increases car insurance rates. Compare Inkom, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inkom, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,623
American Family $4,742
Farmers $3,347
GEICO $3,864
Liberty Mutual $2,635
Nationwide $3,651
State Farm $2,033
Travelers $4,747
USAA $2,599

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Cheapest Inkom, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inkom, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inkom, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,993 $3,993
American Family $3,854 $4,018
Farmers $3,232 $3,232
GEICO $2,779 $2,876
Liberty Mutual $2,452 $2,452
Nationwide $2,631 $2,631
State Farm $1,984 $2,083
Travelers $3,127 $3,127
USAA $1,848 $1,893

The Best Cheap Car Insurance Companies in Inkom, ID

Take a look at a side-by-side comparison of the top car insurance companies in Inkom, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inkom, Idaho

Insurance Company Average Annual Rates
Allstate $3,993
American Family $3,936
Farmers $3,232
GEICO $2,827
Liberty Mutual $2,452
Nationwide $2,631
State Farm $2,033
Travelers $3,127
USAA $1,871

Category Winners: Cheapest Car Insurance in Inkom, Idaho

Find the cheapest car insurance companies in Inkom, ID for each category right here.

Best Annual Car Insurance Rates by Company in Inkom, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Inkom, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inkom car insurance rates. Find the cheapest Inkom, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inkom, Idaho

Insurance Company Low Medium High
Allstate $3,845 $3,985 $4,148
American Family $3,924 $4,132 $3,751
Farmers $3,076 $3,195 $3,424
GEICO $2,686 $2,824 $2,972
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,595 $2,764 $2,534
State Farm $1,913 $2,038 $2,148
Travelers $3,073 $3,173 $3,136
USAA $1,816 $1,868 $1,928

What affects car insurance rates in Inkom, Idaho?

What factors can have an impact on Inkom, ID car insurance? There are several reasons why Inkom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inkom, Idaho.

Commute Time in Inkom

The more time you spend in your car the higher the risk of an accident. The average commute length in Inkom, ID is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Inkom, ID

Ready to find affordable Inkom, Idaho car insurance today? Enter your ZIP code for fast, free Inkom, ID car insurance quotes.

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