Compare Inkster, MI Car Insurance Rates (2021)

Car insurance in Inkster, MI averages $1,415 a month. Inkster, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Inkster car insurance rates, compare quotes from the top car insurance companies in Inkster, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inkster, MI are $16,985/year
  • The cheapest car insurance company in Inkster for teen drivers is USAA
  • The cheapest car insurance company in Inkster is USAA

If you need to buy Inkster, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Inkster, MI is right here.

You’ll find Inkster car insurance rates, the cheapest Inkster, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Inkster, Michigan car insurance rates to Troy car insurance rates, Warren car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Inkster, MI car insurance today? Enter your ZIP code for fast, free Inkster car insurance quotes.

Cheapest Inkster, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inkster, MI car insurance rates? Every Inkster, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inkster, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $24,355 $24,355 $22,715 $22,715 $58,826 $58,826 $25,629 $25,629
Farmers $20,724 $20,724 $19,084 $19,084 $45,918 $45,918 $23,425 $23,425
GEICO $6,461 $6,461 $6,565 $6,565 $16,896 $16,896 $6,140 $6,140
Liberty Mutual $18,226 $18,226 $18,046 $18,046 $42,846 $42,846 $18,226 $18,226
Nationwide $5,280 $5,280 $4,681 $4,681 $14,226 $14,226 $5,807 $5,807
Progressive $4,298 $3,928 $3,771 $4,303 $15,555 $16,308 $5,002 $4,473
State Farm $12,795 $12,795 $11,946 $11,946 $46,047 $46,047 $15,054 $15,054
Travelers $12,519 $12,519 $10,716 $10,716 $38,241 $38,241 $13,624 $13,624
USAA $3,245 $3,035 $3,057 $2,861 $7,945 $7,442 $3,936 $3,723

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Minimum Car Insurance in Inkster, MI

Every driver must carry the minimum car insurance in Inkster, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Inkster, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Inkster, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inkster, MI. Compare credit history car insurance rates in Inkster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inkster, Michigan

Insurance Company Poor Fair Good
Allstate $50,296 $27,619 $20,728
Farmers $40,534 $21,433 $19,896
GEICO $11,625 $8,515 $6,907
Liberty Mutual $38,523 $22,231 $12,253
Nationwide $9,424 $7,075 $5,996
Progressive $8,394 $6,994 $6,226
State Farm $34,928 $17,578 $11,876
Travelers $19,251 $18,658 $18,417
USAA $6,622 $3,764 $2,831

Cheapest Inkster, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inkster, MI to rates for a clean record with top companies.

Annual Inkster, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $15,991 $21,403 $71,750 $22,380
Farmers $22,764 $29,385 $28,862 $28,140
GEICO $3,174 $6,686 $20,349 $5,852
Liberty Mutual $16,880 $20,477 $38,286 $21,700
Nationwide $6,397 $8,589 $7,789 $7,219
Progressive $6,033 $8,065 $7,234 $7,487
State Farm $13,438 $16,228 $35,762 $20,414
Travelers $12,688 $18,154 $29,222 $15,038
USAA $3,530 $4,432 $5,811 $3,850

Cheapest Inkster, MI Car Insurance for Teen Drivers

Teen car insurance in Inkster, MI can be expensive. Take a look at rates from the top car insurance companies in Inkster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inkster, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $58,826 $58,826
Farmers $45,918 $45,918
GEICO $16,896 $16,896
Liberty Mutual $42,846 $42,846
Nationwide $14,226 $14,226
Progressive $15,555 $16,308
State Farm $46,047 $46,047
Travelers $38,241 $38,241
USAA $7,945 $7,442

Cheapest Inkster, MI Car Insurance for Seniors

Take a look at Inkster, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inkster, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $22,715 $22,715
Farmers $19,084 $19,084
GEICO $6,565 $6,565
Liberty Mutual $18,046 $18,046
Nationwide $4,681 $4,681
Progressive $3,771 $4,303
State Farm $11,946 $11,946
Travelers $10,716 $10,716
USAA $3,057 $2,861

Cheapest Inkster, MI Car Insurance Rates After a DUI

A DUI in Inkster, MI increases car insurance rates. Compare Inkster, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inkster, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $71,750
Farmers $28,862
GEICO $20,349
Liberty Mutual $38,286
Nationwide $7,789
Progressive $7,234
State Farm $35,762
Travelers $29,222
USAA $5,811

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Cheapest Inkster, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inkster, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inkster, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $32,881 $32,881
Farmers $27,288 $27,288
GEICO $8,805 $9,226
Liberty Mutual $23,499 $25,173
Nationwide $7,499 $7,499
Progressive $7,205 $7,205
State Farm $20,855 $22,066
Travelers $18,666 $18,885
USAA $4,354 $4,457

The Best Cheap Car Insurance Companies in Inkster, MI

Take a look at a side-by-side comparison of the top car insurance companies in Inkster, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inkster, Michigan

Insurance Company Average Annual Rates
Allstate $32,881
Farmers $27,288
GEICO $9,015
Liberty Mutual $24,336
Nationwide $7,499
Progressive $7,205
State Farm $21,461
Travelers $18,775
USAA $4,406

Category Winners: Cheapest Car Insurance in Inkster, Michigan

Find the cheapest car insurance companies in Inkster, MI for each category right here.

Best Annual Car Insurance Rates by Company in Inkster, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Inkster, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inkster car insurance rates. Find the cheapest Inkster, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inkster, Michigan

Insurance Company Low Medium High
Allstate $32,022 $32,960 $33,661
Farmers $26,365 $27,191 $28,308
GEICO $8,459 $8,933 $9,654
Liberty Mutual $23,793 $24,283 $24,932
Nationwide $7,821 $7,379 $7,296
Progressive $6,978 $7,212 $7,424
State Farm $20,245 $21,611 $22,526
Travelers $18,627 $18,795 $18,904
USAA $4,258 $4,419 $4,540

What affects car insurance rates in Inkster, Michigan?

What factors can have an impact on Inkster, MI car insurance? There are several reasons why Inkster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inkster, Michigan.

Car Theft in Inkster

High levels of vehicle theft can make car insurance more expensive. Inkster, MI car theft statistics from the FBI indicate 102 vehicle thefts a year.

Commute Time in Inkster

The more time you spend in your car the higher the risk of an accident. The average commute length in Inkster, MI is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Inkster, MI

Ready to find affordable Inkster, Michigan car insurance today? Enter your ZIP code for fast, free Inkster, MI car insurance quotes.

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