Compare Innsbrook, MO Car Insurance Rates (2021)

Car insurance in Innsbrook, MO averages $277 a month. Innsbrook, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Innsbrook car insurance rates, compare quotes from the top car insurance companies in Innsbrook, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Innsbrook, MO are $3,325/year
  • The cheapest car insurance company in Innsbrook for teen drivers is Nationwide
  • The cheapest car insurance company in Innsbrook is Nationwide

If you need to buy Innsbrook, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Innsbrook, MO is right here.

You’ll find Innsbrook car insurance rates, the cheapest Innsbrook, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Innsbrook, Missouri car insurance rates to Columbia car insurance rates, Independence car insurance rates, and Florissant car insurance rates.

Ready to find affordable Innsbrook, MO car insurance today? Enter your ZIP code for fast, free Innsbrook car insurance quotes.

Cheapest Innsbrook, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Innsbrook, MO car insurance rates? Every Innsbrook, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Innsbrook, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,146 $2,146 $1,913 $1,913 $5,927 $7,699 $2,146 $2,505
Farmers $2,349 $2,340 $2,095 $2,220 $9,788 $10,130 $2,682 $2,802
GEICO $1,927 $2,168 $1,497 $1,944 $6,163 $6,503 $1,753 $1,752
Liberty Mutual $2,706 $2,931 $2,224 $2,494 $9,620 $10,684 $2,850 $3,039
Nationwide $1,529 $1,558 $1,372 $1,448 $3,956 $5,047 $1,752 $1,889
Progressive $1,896 $1,747 $1,557 $1,600 $6,437 $7,218 $2,309 $2,363
State Farm $1,706 $1,706 $1,531 $1,531 $4,980 $6,269 $1,920 $2,194
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Innsbrook, MO

Every driver must carry the minimum car insurance in Innsbrook, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Innsbrook, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Innsbrook, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Innsbrook, MO. Compare credit history car insurance rates in Innsbrook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Innsbrook, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,311 $3,032 $2,555
Farmers $4,907 $4,098 $3,897
GEICO $4,093 $2,665 $2,131
Liberty Mutual $6,551 $4,005 $3,149
Nationwide $2,734 $2,261 $1,962
Progressive $3,623 $3,016 $2,784
State Farm $3,762 $2,435 $1,991
USAA $4,253 $1,984 $1,423

Cheapest Innsbrook, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Innsbrook, MO to rates for a clean record with top companies.

Annual Innsbrook, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,460 $3,562 $4,361 $2,814
Farmers $3,714 $4,631 $4,528 $4,331
GEICO $2,281 $2,998 $4,091 $2,484
Liberty Mutual $3,310 $4,770 $4,908 $5,285
Nationwide $1,812 $2,339 $3,138 $1,988
Progressive $2,704 $3,664 $3,011 $3,185
State Farm $2,504 $2,955 $2,730 $2,730
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Innsbrook, MO Car Insurance for Teen Drivers

Teen car insurance in Innsbrook, MO can be expensive. Take a look at rates from the top car insurance companies in Innsbrook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Innsbrook, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $5,927 $7,699
Farmers $9,788 $10,130
GEICO $6,163 $6,503
Liberty Mutual $9,620 $10,684
Nationwide $3,956 $5,047
Progressive $6,437 $7,218
State Farm $4,980 $6,269
USAA $4,644 $5,677

Cheapest Innsbrook, MO Car Insurance for Seniors

Take a look at Innsbrook, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Innsbrook, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $1,913 $1,913
Farmers $2,095 $2,220
GEICO $1,497 $1,944
Liberty Mutual $2,224 $2,494
Nationwide $1,372 $1,448
Progressive $1,557 $1,600
State Farm $1,531 $1,531
USAA $1,412 $1,439

Cheapest Innsbrook, MO Car Insurance Rates After a DUI

A DUI in Innsbrook, MO increases car insurance rates. Compare Innsbrook, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Innsbrook, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
American Family $4,361
Farmers $4,528
GEICO $4,091
Liberty Mutual $4,908
Nationwide $3,138
Progressive $3,011
State Farm $2,730
USAA $3,437

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Innsbrook, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Innsbrook, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Innsbrook, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,267 $3,332
Farmers $4,301 $4,301
GEICO $2,909 $3,018
Liberty Mutual $4,568 $4,568
Nationwide $2,319 $2,319
Progressive $3,141 $3,141
State Farm $2,663 $2,796
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Innsbrook, MO

Take a look at a side-by-side comparison of the top car insurance companies in Innsbrook, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Innsbrook, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,299
Farmers $4,301
GEICO $2,963
Liberty Mutual $4,568
Nationwide $2,319
Progressive $3,141
State Farm $2,730
USAA $2,553

Category Winners: Cheapest Car Insurance in Innsbrook, Missouri

Find the cheapest car insurance companies in Innsbrook, MO for each category right here.

Best Annual Car Insurance Rates by Company in Innsbrook, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Innsbrook, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Innsbrook car insurance rates. Find the cheapest Innsbrook, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Innsbrook, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,193 $3,403 $3,302
Farmers $4,027 $4,260 $4,616
GEICO $2,754 $2,990 $3,145
Liberty Mutual $4,309 $4,590 $4,806
Nationwide $2,181 $2,340 $2,437
Progressive $2,811 $3,150 $3,462
State Farm $2,552 $2,739 $2,898
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Innsbrook, Missouri?

What factors can have an impact on Innsbrook, MO car insurance? There are several reasons why Innsbrook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Innsbrook, Missouri.

Commute Time in Innsbrook

The more time you spend in your car the higher the risk of an accident. The average commute length in Innsbrook, MO is 36.1 minutes according to City-Data.

Compare Car Insurance Quotes in Innsbrook, MO

Ready to find affordable Innsbrook, Missouri car insurance today? Enter your ZIP code for fast, free Innsbrook, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption