Compare Inver Grove Heights, MN Car Insurance Rates (2021)

Car insurance in Inver Grove Heights, MN averages $385 a month. Inver Grove Heights, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Inver Grove Heights car insurance rates, compare quotes from the top car insurance companies in Inver Grove Heights, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inver Grove Heights, MN are $4,625/year
  • The cheapest ZIP code in Inver Grove Heights is 55077
  • The cheapest car insurance company in Inver Grove Heights is State Farm

If you need to buy Inver Grove Heights, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Inver Grove Heights, MN is right here.

You’ll find Inver Grove Heights car insurance rates, the cheapest Inver Grove Heights, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Inver Grove Heights, Minnesota car insurance rates to Duluth car insurance rates, Woodbury car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Inver Grove Heights, MN car insurance today? Enter your ZIP code for fast, free Inver Grove Heights car insurance quotes.

Cheapest Inver Grove Heights, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inver Grove Heights, MN car insurance rates? Every Inver Grove Heights, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inver Grove Heights, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,383 $3,383 $3,269 $3,269 $7,724 $11,113 $4,119 $4,306
American Family $2,233 $2,233 $2,029 $2,029 $6,181 $8,873 $2,233 $2,506
Farmers $2,146 $2,148 $2,056 $2,198 $6,492 $6,631 $2,841 $2,799
GEICO $2,604 $2,577 $2,479 $2,410 $5,702 $7,188 $2,432 $2,553
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,093 $2,085 $1,868 $1,971 $5,548 $6,680 $2,482 $2,562
State Farm $1,637 $1,637 $1,482 $1,482 $3,738 $4,575 $1,895 $1,557
USAA $1,854 $1,811 $1,708 $1,677 $5,103 $5,505 $2,397 $2,508

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Minimum Car Insurance in Inver Grove Heights, MN

Every driver must carry the minimum car insurance in Inver Grove Heights, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Inver Grove Heights, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Inver Grove Heights, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inver Grove Heights, MN. Compare credit history car insurance rates in Inver Grove Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inver Grove Heights, Minnesota

Insurance Company Poor Fair Good
Allstate $7,413 $4,042 $3,759
American Family $4,854 $3,201 $2,564
Farmers $4,224 $3,110 $2,909
GEICO $4,192 $3,431 $2,857
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,762 $3,037 $2,683
State Farm $3,281 $2,006 $1,463
USAA $4,356 $2,184 $1,922

Cheapest Inver Grove Heights, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inver Grove Heights, MN to rates for a clean record with top companies.

Annual Inver Grove Heights, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $5,357 $6,481 $4,817
American Family $2,381 $4,279 $4,801 $2,697
Farmers $2,927 $3,673 $3,733 $3,324
GEICO $2,340 $3,689 $5,436 $2,507
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,523 $3,328 $3,814 $2,978
State Farm $2,050 $2,451 $2,250 $2,250
USAA $2,091 $2,684 $4,020 $2,486

Cheapest Inver Grove Heights, MN Car Insurance for Teen Drivers

Teen car insurance in Inver Grove Heights, MN can be expensive. Take a look at rates from the top car insurance companies in Inver Grove Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inver Grove Heights, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,724 $11,113
American Family $6,181 $8,873
Farmers $6,492 $6,631
GEICO $5,702 $7,188
Liberty Mutual $18,315 $27,293
Nationwide $5,548 $6,680
State Farm $3,738 $4,575
USAA $5,103 $5,505

Cheapest Inver Grove Heights, MN Car Insurance for Seniors

Take a look at Inver Grove Heights, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inver Grove Heights, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,269 $3,269
American Family $2,029 $2,029
Farmers $2,056 $2,198
GEICO $2,479 $2,410
Liberty Mutual $9,407 $9,407
Nationwide $1,868 $1,971
State Farm $1,482 $1,482
USAA $1,708 $1,677

Cheapest Inver Grove Heights, MN Car Insurance Rates After a DUI

A DUI in Inver Grove Heights, MN increases car insurance rates. Compare Inver Grove Heights, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inver Grove Heights, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,481
American Family $4,801
Farmers $3,733
GEICO $5,436
Liberty Mutual $20,108
Nationwide $3,814
State Farm $2,250
USAA $4,020

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Cheapest Inver Grove Heights, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inver Grove Heights, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inver Grove Heights, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,071 $5,071
American Family $3,498 $3,581
Farmers $3,414 $3,414
GEICO $3,444 $3,542
Liberty Mutual $12,870 $13,625
Nationwide $3,161 $3,161
State Farm $2,187 $2,313
USAA $2,784 $2,857

Cheapest Inver Grove Heights, MN Car Insurance Rates by ZIP Code

Inver Grove Heights car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Inver Grove Heights, MN.

Annual Car Insurance Rates by ZIP Code in Inver Grove Heights, Minnesota

ZIP Code Average Annual Rates
55076 $3,564
55077 $3,535

The Best Cheap Car Insurance Companies in Inver Grove Heights, MN

Take a look at a side-by-side comparison of the top car insurance companies in Inver Grove Heights, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inver Grove Heights, Minnesota

Insurance Company Average Annual Rates
Allstate $5,071
American Family $3,540
Farmers $3,414
GEICO $3,493
Liberty Mutual $13,248
Nationwide $3,161
State Farm $2,250
USAA $2,820

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Category Winners: Cheapest Car Insurance in Inver Grove Heights, Minnesota

Find the cheapest car insurance companies in Inver Grove Heights, MN for each category right here.

Best Annual Car Insurance Rates by Company in Inver Grove Heights, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Inver Grove Heights, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inver Grove Heights car insurance rates. Find the cheapest Inver Grove Heights, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inver Grove Heights, Minnesota

Insurance Company Low Medium High
Allstate $4,985 $5,068 $5,159
American Family $3,516 $3,634 $3,469
Farmers $3,272 $3,432 $3,538
GEICO $3,358 $3,491 $3,631
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,970 $3,186 $3,327
State Farm $2,147 $2,261 $2,343
USAA $2,727 $2,818 $2,916

What affects car insurance rates in Inver Grove Heights, Minnesota?

What factors can have an impact on Inver Grove Heights, MN car insurance? There are several reasons why Inver Grove Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inver Grove Heights, Minnesota.

Commute Time in Inver Grove Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Inver Grove Heights, MN is 23.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Inver Grove Heights, MN

Ready to find affordable Inver Grove Heights, Minnesota car insurance today? Enter your ZIP code for fast, free Inver Grove Heights, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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