Compare Inverness, FL Car Insurance Rates (2021)

Car insurance in Inverness, FL averages $325 a month. Inverness, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Inverness car insurance rates, compare quotes from the top car insurance companies in Inverness, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inverness, FL after a DUI are $4,633/year
  • The cheapest ZIP code in Inverness is 34453
  • The cheapest car insurance company in Inverness is USAA

If you need to buy Inverness, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Inverness, FL is right here.

You’ll find Inverness car insurance rates, the cheapest Inverness, FL car insurance companies, and information on Florida car insurance laws. You can also compare Inverness, Florida car insurance rates to Miami car insurance rates, Tampa car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Inverness, FL car insurance today? Enter your ZIP code for fast, free Inverness car insurance quotes.

Cheapest Inverness, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inverness, FL car insurance rates? Every Inverness, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inverness, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,837 $3,706 $3,365 $3,435 $13,393 $14,636 $3,868 $3,947
GEICO $2,637 $2,651 $2,465 $2,465 $4,635 $5,782 $2,900 $2,942
Liberty Mutual $2,790 $2,790 $2,570 $2,570 $5,719 $8,725 $2,790 $3,727
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,616 $3,403 $3,097 $3,319 $10,108 $11,003 $4,344 $4,142
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,330 $1,310 $1,241 $1,235 $4,437 $5,151 $1,657 $1,789

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Minimum Car Insurance in Inverness, FL

Every driver must carry the minimum car insurance in Inverness, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Inverness, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Inverness, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inverness, FL. Compare credit history car insurance rates in Inverness from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inverness, Florida

Insurance Company Poor Fair Good
Allstate $8,760 $5,549 $4,512
GEICO $4,784 $2,928 $2,219
Liberty Mutual $5,057 $3,752 $3,072
Nationwide $4,512 $3,316 $2,999
Progressive $7,019 $4,978 $4,140
State Farm $3,393 $2,249 $1,856
USAA $3,690 $1,804 $1,312

Cheapest Inverness, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inverness, FL to rates for a clean record with top companies.

Annual Inverness, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $6,468 $7,208 $6,008
GEICO $2,328 $2,955 $4,363 $3,595
Liberty Mutual $2,898 $3,718 $5,323 $3,902
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,251 $6,278 $5,289 $5,699
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,792 $2,195 $3,212 $1,875

Cheapest Inverness, FL Car Insurance for Teen Drivers

Teen car insurance in Inverness, FL can be expensive. Take a look at rates from the top car insurance companies in Inverness for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inverness, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,393 $14,636
GEICO $4,635 $5,782
Liberty Mutual $5,719 $8,725
Nationwide $6,046 $7,427
Progressive $10,108 $11,003
State Farm $4,538 $5,795
USAA $4,437 $5,151

Cheapest Inverness, FL Car Insurance for Seniors

Take a look at Inverness, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inverness, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,365 $3,435
GEICO $2,465 $2,465
Liberty Mutual $2,570 $2,570
Nationwide $2,279 $2,355
Progressive $3,097 $3,319
State Farm $1,435 $1,435
USAA $1,241 $1,235

Cheapest Inverness, FL Car Insurance Rates After a DUI

A DUI in Inverness, FL increases car insurance rates. Compare Inverness, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inverness, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,208
GEICO $4,363
Liberty Mutual $5,323
Nationwide $4,539
Progressive $5,289
State Farm $2,499
USAA $3,212

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Cheapest Inverness, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inverness, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inverness, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,094 $6,452
GEICO $3,294 $3,326
Liberty Mutual $3,837 $4,083
Nationwide $3,609 $3,609
Progressive $5,379 $5,379
State Farm $2,416 $2,582
USAA $2,243 $2,295

Cheapest Inverness, FL Car Insurance Rates by ZIP Code

Inverness car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Inverness, FL.

Annual Car Insurance Rates by ZIP Code in Inverness, Florida

ZIP Code Average Annual Rates
34450 $3,022
34452 $3,022
34453 $3,000

The Best Cheap Car Insurance Companies in Inverness, FL

Take a look at a side-by-side comparison of the top car insurance companies in Inverness, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inverness, Florida

Insurance Company Average Annual Rates
Allstate $6,273
GEICO $3,310
Liberty Mutual $3,960
Nationwide $3,609
Progressive $5,379
State Farm $2,499
USAA $2,269

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Category Winners: Cheapest Car Insurance in Inverness, Florida

Find the cheapest car insurance companies in Inverness, FL for each category right here.

Best Annual Car Insurance Rates by Company in Inverness, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Inverness, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inverness car insurance rates. Find the cheapest Inverness, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inverness, Florida

Insurance Company Low Medium High
Allstate $4,760 $6,617 $7,443
GEICO $2,733 $3,419 $3,778
Liberty Mutual $3,632 $4,016 $4,232
Nationwide $2,844 $3,753 $4,230
Progressive $4,524 $5,501 $6,112
State Farm $2,142 $2,557 $2,799
USAA $1,941 $2,353 $2,512

What affects car insurance rates in Inverness, Florida?

What factors can have an impact on Inverness, FL car insurance? There are several reasons why Inverness car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inverness, Florida.

Commute Time in Inverness

The more time you spend in your car the higher the risk of an accident. The average commute length in Inverness, FL is 21.6 minutes according to City-Data.

Traffic in Inverness

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Inverness, FL traffic data from INRIX ranks Inverness as the 401st-most congested in the world.

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Compare Car Insurance Quotes in Inverness, FL

Ready to find affordable Inverness, Florida car insurance today? Enter your ZIP code for fast, free Inverness, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State