Compare Inwood, IA Car Insurance Rates (2021)

Car insurance in Inwood, IA averages $246 a month. Inwood, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Inwood car insurance rates, compare quotes from the top car insurance companies in Inwood, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inwood, IA are $2,948/year
  • The cheapest car insurance company in Inwood is USAA
  • The cheapest car insurance company in Inwood for teen drivers is USAA

If you need to buy Inwood, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Inwood, IA is right here.

You’ll find Inwood car insurance rates, the cheapest Inwood, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Inwood, Iowa car insurance rates to Waterloo car insurance rates, Des Moines car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Inwood, IA car insurance today? Enter your ZIP code for fast, free Inwood car insurance quotes.

Cheapest Inwood, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inwood, IA car insurance rates? Every Inwood, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inwood, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,704 $1,637 $1,405 $1,460 $4,198 $4,739 $2,045 $2,207
State Farm $1,369 $1,369 $1,210 $1,210 $3,800 $4,812 $1,541 $1,756
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

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Minimum Car Insurance in Inwood, IA

Every driver must carry the minimum car insurance in Inwood, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Inwood, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Inwood, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Inwood, IA. Compare credit history car insurance rates in Inwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Inwood, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,893 $2,860 $2,405
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,861 $2,315 $2,097
State Farm $3,038 $1,880 $1,483
Travelers $5,728 $4,886 $4,654
USAA $2,427 $1,667 $1,444

Cheapest Inwood, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inwood, IA to rates for a clean record with top companies.

Annual Inwood, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,948 $3,195 $2,116 $2,439
State Farm $1,969 $2,298 $2,133 $2,133
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Inwood, IA Car Insurance for Teen Drivers

Teen car insurance in Inwood, IA can be expensive. Take a look at rates from the top car insurance companies in Inwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inwood, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,256 $7,372
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $4,198 $4,739
State Farm $3,800 $4,812
Travelers $10,142 $16,154
USAA $3,318 $3,528

Cheapest Inwood, IA Car Insurance for Seniors

Take a look at Inwood, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inwood, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,760 $1,760
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,405 $1,460
State Farm $1,210 $1,210
Travelers $2,243 $2,250
USAA $1,136 $1,161

Cheapest Inwood, IA Car Insurance Rates After a DUI

A DUI in Inwood, IA increases car insurance rates. Compare Inwood, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inwood, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,189
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $2,116
State Farm $2,133
Travelers $6,614
USAA $2,461

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Cheapest Inwood, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inwood, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inwood, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,017 $3,088
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,425 $2,425
State Farm $2,081 $2,185
Travelers $5,089 $5,089
USAA $1,779 $1,913

The Best Cheap Car Insurance Companies in Inwood, IA

Take a look at a side-by-side comparison of the top car insurance companies in Inwood, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inwood, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,053
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,425
State Farm $2,133
Travelers $5,089
USAA $1,846

Category Winners: Cheapest Car Insurance in Inwood, Iowa

Find the cheapest car insurance companies in Inwood, IA for each category right here.

Best Annual Car Insurance Rates by Company in Inwood, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Inwood, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inwood car insurance rates. Find the cheapest Inwood, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inwood, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,064 $3,222 $2,872
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,267 $2,432 $2,575
State Farm $2,018 $2,147 $2,235
Travelers $4,786 $5,167 $5,316
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Inwood, Iowa?

What factors can have an impact on Inwood, IA car insurance? There are several reasons why Inwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inwood, Iowa.

Commute Time in Inwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Inwood, IA is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Inwood, IA

Ready to find affordable Inwood, Iowa car insurance today? Enter your ZIP code for fast, free Inwood, IA car insurance quotes.

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