Compare Iowa Falls, IA Car Insurance Rates (2021)

Car insurance in Iowa Falls, IA averages $231 a month. Iowa Falls, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Iowa Falls car insurance rates, compare quotes from the top car insurance companies in Iowa Falls, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Iowa Falls for teen drivers is USAA
  • Average car insurance rates in Iowa Falls, IA after a DUI are $3,335/year
  • The cheapest car insurance company in Iowa Falls is USAA

If you need to buy Iowa Falls, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Iowa Falls, IA is right here.

You’ll find Iowa Falls car insurance rates, the cheapest Iowa Falls, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Iowa Falls, Iowa car insurance rates to Davenport car insurance rates, Council Bluffs car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Iowa Falls, IA car insurance today? Enter your ZIP code for fast, free Iowa Falls car insurance quotes.

Cheapest Iowa Falls, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Iowa Falls, IA car insurance rates? Every Iowa Falls, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iowa Falls, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,788 $1,788 $1,602 $1,602 $4,805 $6,714 $1,788 $2,151
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,514 $1,456 $1,250 $1,295 $3,742 $4,223 $1,821 $1,971
State Farm $1,311 $1,311 $1,150 $1,150 $3,528 $4,470 $1,473 $1,681
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in Iowa Falls, IA

Every driver must carry the minimum car insurance in Iowa Falls, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Iowa Falls, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Iowa Falls, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Iowa Falls, IA. Compare credit history car insurance rates in Iowa Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Iowa Falls, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,542 $2,605 $2,192
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,548 $2,061 $1,868
State Farm $2,860 $1,770 $1,397
Travelers $5,267 $4,502 $4,292
USAA $2,305 $1,581 $1,369

Cheapest Iowa Falls, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Iowa Falls, IA to rates for a clean record with top companies.

Annual Iowa Falls, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,005 $2,948 $3,809 $2,357
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,736 $2,846 $1,883 $2,171
State Farm $1,861 $2,157 $2,009 $2,009
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Iowa Falls, IA Car Insurance for Teen Drivers

Teen car insurance in Iowa Falls, IA can be expensive. Take a look at rates from the top car insurance companies in Iowa Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Iowa Falls, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,805 $6,714
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,742 $4,223
State Farm $3,528 $4,470
Travelers $9,378 $14,960
USAA $3,136 $3,336

Cheapest Iowa Falls, IA Car Insurance for Seniors

Take a look at Iowa Falls, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Iowa Falls, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,602 $1,602
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,250 $1,295
State Farm $1,150 $1,150
Travelers $2,049 $2,057
USAA $1,081 $1,106

Cheapest Iowa Falls, IA Car Insurance Rates After a DUI

A DUI in Iowa Falls, IA increases car insurance rates. Compare Iowa Falls, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Iowa Falls, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,809
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,883
State Farm $2,009
Travelers $6,093
USAA $2,333

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Cheapest Iowa Falls, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Iowa Falls, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Iowa Falls, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,748 $2,812
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,159 $2,159
State Farm $1,961 $2,057
Travelers $4,687 $4,687
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Iowa Falls, IA

Take a look at a side-by-side comparison of the top car insurance companies in Iowa Falls, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Iowa Falls, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,780
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,159
State Farm $2,009
Travelers $4,687
USAA $1,752

Category Winners: Cheapest Car Insurance in Iowa Falls, Iowa

Find the cheapest car insurance companies in Iowa Falls, IA for each category right here.

Best Annual Car Insurance Rates by Company in Iowa Falls, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Iowa Falls, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Iowa Falls car insurance rates. Find the cheapest Iowa Falls, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Iowa Falls, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,787 $2,935 $2,617
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,035 $2,166 $2,275
State Farm $1,918 $2,019 $2,091
Travelers $4,412 $4,758 $4,892
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Iowa Falls, Iowa?

What factors can have an impact on Iowa Falls, IA car insurance? There are several reasons why Iowa Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Iowa Falls, Iowa.

Commute Time in Iowa Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Iowa Falls, IA is 15.9 minutes according to City-Data.

Compare Car Insurance Quotes in Iowa Falls, IA

Ready to find affordable Iowa Falls, Iowa car insurance today? Enter your ZIP code for fast, free Iowa Falls, IA car insurance quotes.

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