Compare Iowa, LA Car Insurance Rates (2021)

Car insurance in Iowa, LA averages $447 a month. Iowa, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Iowa car insurance rates, compare quotes from the top car insurance companies in Iowa, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Iowa is State Farm
  • The cheapest car insurance company in Iowa for teen drivers is State Farm
  • Average car insurance rates in Iowa, LA are $5,368/year

If you need to buy Iowa, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Iowa, LA is right here.

You’ll find Iowa car insurance rates, the cheapest Iowa, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Iowa, Louisiana car insurance rates to Bossier City car insurance rates, Lake Charles car insurance rates, and Houma car insurance rates.

Ready to find affordable Iowa, LA car insurance today? Enter your ZIP code for fast, free Iowa car insurance quotes.

Cheapest Iowa, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Iowa, LA car insurance rates? Every Iowa, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iowa, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,309 $3,825 $3,948 $4,827 $12,520 $13,228 $3,209 $3,115
Progressive $3,694 $3,442 $3,099 $3,342 $15,067 $16,746 $4,234 $4,350
State Farm $2,469 $2,469 $2,268 $2,268 $7,446 $9,331 $2,760 $3,115
USAA $2,874 $2,824 $2,817 $2,786 $8,532 $9,977 $3,501 $3,817

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Minimum Car Insurance in Iowa, LA

Every driver must carry the minimum car insurance in Iowa, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Iowa, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Iowa, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Iowa, LA. Compare credit history car insurance rates in Iowa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Iowa, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,135 $6,191 $4,667
Progressive $7,608 $6,540 $6,093
State Farm $5,583 $3,580 $2,884
USAA $6,406 $4,096 $3,421

Cheapest Iowa, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Iowa, LA to rates for a clean record with top companies.

Annual Iowa, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,064 $6,586 $8,131 $5,210
Progressive $5,614 $7,567 $7,240 $6,567
State Farm $3,673 $4,359 $4,016 $4,016
USAA $3,546 $4,918 $5,865 $4,235

Cheapest Iowa, LA Car Insurance for Teen Drivers

Teen car insurance in Iowa, LA can be expensive. Take a look at rates from the top car insurance companies in Iowa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Iowa, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,520 $13,228
Progressive $15,067 $16,746
State Farm $7,446 $9,331
USAA $8,532 $9,977

Cheapest Iowa, LA Car Insurance for Seniors

Take a look at Iowa, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Iowa, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,948 $4,827
Progressive $3,099 $3,342
State Farm $2,268 $2,268
USAA $2,817 $2,786

Cheapest Iowa, LA Car Insurance Rates After a DUI

A DUI in Iowa, LA increases car insurance rates. Compare Iowa, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Iowa, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,838
GEICO $8,131
Progressive $7,240
State Farm $4,016
USAA $5,865

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Cheapest Iowa, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Iowa, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Iowa, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,883 $6,112
Progressive $6,747 $6,747
State Farm $3,913 $4,118
USAA $4,497 $4,785

The Best Cheap Car Insurance Companies in Iowa, LA

Take a look at a side-by-side comparison of the top car insurance companies in Iowa, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Iowa, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,998
Progressive $6,747
State Farm $4,016
USAA $4,641

Category Winners: Cheapest Car Insurance in Iowa, Louisiana

Find the cheapest car insurance companies in Iowa, LA for each category right here.

Best Annual Car Insurance Rates by Company in Iowa, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Iowa, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Iowa car insurance rates. Find the cheapest Iowa, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Iowa, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $5,003 $6,020 $6,971
Progressive $5,689 $6,693 $7,858
State Farm $3,498 $4,007 $4,542
USAA $4,017 $4,715 $5,191

What affects car insurance rates in Iowa, Louisiana?

What factors can have an impact on Iowa, LA car insurance? There are several reasons why Iowa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Iowa, Louisiana.

Car Theft in Iowa

High levels of vehicle theft can make car insurance more expensive. Iowa, LA car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Iowa

The more time you spend in your car the higher the risk of an accident. The average commute length in Iowa, LA is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Iowa, LA

Ready to find affordable Iowa, Louisiana car insurance today? Enter your ZIP code for fast, free Iowa, LA car insurance quotes.

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