Compare Irma, WI Car Insurance Rates (2021)

Car insurance in Irma, WI averages $251 a month. Irma, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Irma car insurance rates, compare quotes from the top car insurance companies in Irma, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Irma is American Family
  • Average car insurance rates in Irma, WI are $3,010/year
  • The cheapest car insurance company in Irma for teen drivers is American Family

If you need to buy Irma, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Irma, WI is right here.

You’ll find Irma car insurance rates, the cheapest Irma, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Irma, Wisconsin car insurance rates to Eau Claire car insurance rates, Green Bay car insurance rates, and Madison car insurance rates.

Ready to find affordable Irma, WI car insurance today? Enter your ZIP code for fast, free Irma car insurance quotes.

Cheapest Irma, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irma, WI car insurance rates? Every Irma, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irma, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $968 $1,015 $904 $915 $2,643 $2,921 $1,133 $1,208
Farmers $1,951 $1,960 $1,732 $1,826 $8,998 $9,358 $2,213 $2,331
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,626 $1,561 $1,331 $1,380 $5,954 $6,735 $1,955 $2,123
State Farm $1,372 $1,372 $1,209 $1,209 $3,763 $4,774 $1,543 $1,754
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Irma, WI

Every driver must carry the minimum car insurance in Irma, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Irma, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Irma, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irma, WI. Compare credit history car insurance rates in Irma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irma, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,959 $1,290 $1,140
Farmers $4,298 $3,624 $3,468
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,240 $2,729 $2,530
State Farm $3,169 $1,819 $1,385
USAA $3,216 $1,680 $1,337

Cheapest Irma, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irma, WI to rates for a clean record with top companies.

Annual Irma, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,400 $1,484 $1,484 $1,484
Farmers $3,311 $4,165 $3,955 $3,753
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,599 $3,130 $2,692 $2,910
State Farm $1,963 $2,285 $2,124 $2,124
USAA $1,633 $2,047 $2,771 $1,860

Cheapest Irma, WI Car Insurance for Teen Drivers

Teen car insurance in Irma, WI can be expensive. Take a look at rates from the top car insurance companies in Irma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irma, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,643 $2,921
Farmers $8,998 $9,358
GEICO $4,448 $4,798
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $5,954 $6,735
State Farm $3,763 $4,774
USAA $3,456 $4,029

Cheapest Irma, WI Car Insurance for Seniors

Take a look at Irma, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irma, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $904 $915
Farmers $1,732 $1,826
GEICO $1,385 $1,583
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,331 $1,380
State Farm $1,209 $1,209
USAA $1,252 $1,283

Cheapest Irma, WI Car Insurance Rates After a DUI

A DUI in Irma, WI increases car insurance rates. Compare Irma, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irma, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,484
Farmers $3,955
GEICO $2,806
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,692
State Farm $2,124
USAA $2,771

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Irma, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irma, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irma, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,439 $1,488
Farmers $3,796 $3,796
GEICO $2,151 $2,244
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,833 $2,833
State Farm $2,072 $2,177
USAA $2,050 $2,105

The Best Cheap Car Insurance Companies in Irma, WI

Take a look at a side-by-side comparison of the top car insurance companies in Irma, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irma, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,463
Farmers $3,796
GEICO $2,198
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,833
State Farm $2,124
USAA $2,078

Category Winners: Cheapest Car Insurance in Irma, Wisconsin

Find the cheapest car insurance companies in Irma, WI for each category right here.

Best Annual Car Insurance Rates by Company in Irma, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Irma, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irma car insurance rates. Find the cheapest Irma, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irma, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,448 $1,476 $1,466
Farmers $3,516 $3,766 $4,107
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,690 $2,852 $2,957
State Farm $2,015 $2,130 $2,227
USAA $2,009 $2,079 $2,145

Compare Car Insurance Quotes in Irma, WI

Ready to find affordable Irma, Wisconsin car insurance today? Enter your ZIP code for fast, free Irma, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State