Compare Ironton, MN Car Insurance Rates (2021)

Car insurance in Ironton, MN averages $400 a month. Ironton, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Ironton car insurance rates, compare quotes from the top car insurance companies in Ironton, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ironton is State Farm
  • Average car insurance rates in Ironton, MN are $4,797/year
  • The cheapest car insurance company in Ironton for teen drivers is State Farm

If you need to buy Ironton, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Ironton, MN is right here.

You’ll find Ironton car insurance rates, the cheapest Ironton, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Ironton, Minnesota car insurance rates to Brooklyn Park car insurance rates, St. Cloud car insurance rates, and Duluth car insurance rates.

Ready to find affordable Ironton, MN car insurance today? Enter your ZIP code for fast, free Ironton car insurance quotes.

Cheapest Ironton, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ironton, MN car insurance rates? Every Ironton, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ironton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,977 $2,977 $2,858 $2,858 $6,720 $9,735 $3,620 $3,803
American Family $2,305 $2,305 $2,084 $2,084 $6,215 $9,079 $2,305 $2,613
Farmers $1,878 $1,877 $1,807 $1,907 $5,311 $5,367 $2,462 $2,439
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,125 $2,132 $1,889 $2,005 $5,442 $6,611 $2,497 $2,592
State Farm $1,608 $1,608 $1,427 $1,427 $3,403 $4,171 $1,855 $1,542
USAA $1,932 $1,919 $1,756 $1,761 $5,073 $5,563 $2,523 $2,690

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Minimum Car Insurance in Ironton, MN

Every driver must carry the minimum car insurance in Ironton, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Ironton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ironton, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ironton, MN. Compare credit history car insurance rates in Ironton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ironton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,538 $3,524 $3,268
American Family $4,918 $3,293 $2,660
Farmers $3,585 $2,614 $2,445
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,766 $3,032 $2,688
State Farm $3,106 $1,899 $1,385
USAA $4,565 $2,219 $1,922

Cheapest Ironton, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ironton, MN to rates for a clean record with top companies.

Annual Ironton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,274 $4,688 $5,566 $4,246
American Family $2,439 $4,368 $4,922 $2,766
Farmers $2,471 $3,100 $3,134 $2,820
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,502 $3,333 $3,840 $2,972
State Farm $1,964 $2,296 $2,130 $2,130
USAA $2,159 $2,741 $4,136 $2,572

Cheapest Ironton, MN Car Insurance for Teen Drivers

Teen car insurance in Ironton, MN can be expensive. Take a look at rates from the top car insurance companies in Ironton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ironton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,735
American Family $6,215 $9,079
Farmers $5,311 $5,367
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,442 $6,611
State Farm $3,403 $4,171
USAA $5,073 $5,563

Cheapest Ironton, MN Car Insurance for Seniors

Take a look at Ironton, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ironton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,858 $2,858
American Family $2,084 $2,084
Farmers $1,807 $1,907
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,889 $2,005
State Farm $1,427 $1,427
USAA $1,756 $1,761

Cheapest Ironton, MN Car Insurance Rates After a DUI

A DUI in Ironton, MN increases car insurance rates. Compare Ironton, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ironton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,566
American Family $4,922
Farmers $3,134
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,840
State Farm $2,130
USAA $4,136

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Cheapest Ironton, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ironton, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ironton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,444 $4,444
American Family $3,581 $3,667
Farmers $2,881 $2,881
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $3,162 $3,162
State Farm $2,072 $2,188
USAA $2,864 $2,940

The Best Cheap Car Insurance Companies in Ironton, MN

Take a look at a side-by-side comparison of the top car insurance companies in Ironton, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ironton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,444
American Family $3,624
Farmers $2,881
GEICO $4,007
Liberty Mutual $15,229
Nationwide $3,162
State Farm $2,130
USAA $2,902

Category Winners: Cheapest Car Insurance in Ironton, Minnesota

Find the cheapest car insurance companies in Ironton, MN for each category right here.

Best Annual Car Insurance Rates by Company in Ironton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ironton, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ironton car insurance rates. Find the cheapest Ironton, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ironton, Minnesota

Insurance Company Low Medium High
Allstate $4,379 $4,439 $4,512
American Family $3,625 $3,726 $3,520
Farmers $2,788 $2,892 $2,963
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $3,000 $3,186 $3,300
State Farm $2,051 $2,137 $2,202
USAA $2,821 $2,899 $2,986

What affects car insurance rates in Ironton, Minnesota?

What factors can have an impact on Ironton, MN car insurance? There are several reasons why Ironton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ironton, Minnesota.

Commute Time in Ironton

The more time you spend in your car the higher the risk of an accident. The average commute length in Ironton, MN is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ironton, MN

Ready to find affordable Ironton, Minnesota car insurance today? Enter your ZIP code for fast, free Ironton, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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