Compare Irvington, KY Car Insurance Rates (2021)

Car insurance in Irvington, KY averages $366 a month. Irvington, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Irvington car insurance rates, compare quotes from the top car insurance companies in Irvington, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Irvington, KY after a DUI are $5,218/year
  • The cheapest car insurance company in Irvington for teen drivers is USAA
  • The cheapest car insurance company in Irvington is USAA

If you need to buy Irvington, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Irvington, KY is right here.

You’ll find Irvington car insurance rates, the cheapest Irvington, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Irvington, Kentucky car insurance rates to Frankfort car insurance rates, Richmond car insurance rates, and Henderson car insurance rates.

Ready to find affordable Irvington, KY car insurance today? Enter your ZIP code for fast, free Irvington car insurance quotes.

Cheapest Irvington, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irvington, KY car insurance rates? Every Irvington, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irvington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,183 $3,151 $2,874 $3,065 $11,765 $13,187 $3,530 $3,733
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,870 $3,113 $2,452 $2,742 $11,551 $12,769 $2,991 $3,098
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,237 $2,134 $2,002 $2,014 $10,761 $12,186 $2,777 $2,842
State Farm $2,167 $2,167 $1,937 $1,937 $6,505 $8,222 $2,418 $2,712
Travelers $2,269 $2,312 $2,222 $2,229 $10,832 $17,418 $2,368 $2,744
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

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Minimum Car Insurance in Irvington, KY

Every driver must carry the minimum car insurance in Irvington, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Irvington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Irvington, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irvington, KY. Compare credit history car insurance rates in Irvington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irvington, Kentucky

Insurance Company Poor Fair Good
Allstate $7,365 $5,083 $4,236
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,433 $4,561 $3,601
Nationwide $4,672 $3,666 $3,197
Progressive $5,171 $4,498 $4,188
State Farm $5,073 $3,062 $2,389
Travelers $5,912 $5,002 $4,983
USAA $4,321 $2,415 $1,966

Cheapest Irvington, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irvington, KY to rates for a clean record with top companies.

Annual Irvington, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,614 $6,016 $6,413 $5,202
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,339 $6,665 $5,182 $4,608
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,821 $5,650 $4,359 $4,647
State Farm $3,204 $3,812 $3,508 $3,508
Travelers $4,624 $4,757 $6,860 $4,955
USAA $2,183 $3,094 $3,697 $2,629

Cheapest Irvington, KY Car Insurance for Teen Drivers

Teen car insurance in Irvington, KY can be expensive. Take a look at rates from the top car insurance companies in Irvington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irvington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,765 $13,187
GEICO $6,851 $8,131
Liberty Mutual $11,551 $12,769
Nationwide $6,037 $7,550
Progressive $10,761 $12,186
State Farm $6,505 $8,222
Travelers $10,832 $17,418
USAA $5,158 $5,444

Cheapest Irvington, KY Car Insurance for Seniors

Take a look at Irvington, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irvington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,874 $3,065
GEICO $3,510 $3,179
Liberty Mutual $2,452 $2,742
Nationwide $2,519 $2,640
Progressive $2,002 $2,014
State Farm $1,937 $1,937
Travelers $2,222 $2,229
USAA $1,748 $1,785

Cheapest Irvington, KY Car Insurance Rates After a DUI

A DUI in Irvington, KY increases car insurance rates. Compare Irvington, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irvington, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,413
GEICO $6,731
Liberty Mutual $5,182
Nationwide $4,997
Progressive $4,359
State Farm $3,508
Travelers $6,860
USAA $3,697

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Cheapest Irvington, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irvington, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irvington, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,561 $5,561
GEICO $4,119 $4,197
Liberty Mutual $5,198 $5,198
Nationwide $3,845 $3,845
Progressive $4,619 $4,619
State Farm $3,423 $3,593
Travelers $5,299 $5,299
USAA $2,793 $3,009

The Best Cheap Car Insurance Companies in Irvington, KY

Take a look at a side-by-side comparison of the top car insurance companies in Irvington, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irvington, Kentucky

Insurance Company Average Annual Rates
Allstate $5,561
GEICO $4,158
Liberty Mutual $5,198
Nationwide $3,845
Progressive $4,619
State Farm $3,508
Travelers $5,299
USAA $2,901

Category Winners: Cheapest Car Insurance in Irvington, Kentucky

Find the cheapest car insurance companies in Irvington, KY for each category right here.

Best Annual Car Insurance Rates by Company in Irvington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Irvington, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irvington car insurance rates. Find the cheapest Irvington, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irvington, Kentucky

Insurance Company Low Medium High
Allstate $5,162 $5,539 $5,983
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,934 $5,163 $5,498
Nationwide $3,908 $3,801 $3,826
Progressive $4,267 $4,558 $5,032
State Farm $3,312 $3,504 $3,708
Travelers $5,028 $5,322 $5,547
USAA $2,776 $2,894 $3,031

What affects car insurance rates in Irvington, Kentucky?

What factors can have an impact on Irvington, KY car insurance? There are several reasons why Irvington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Irvington, Kentucky.

Commute Time in Irvington

The more time you spend in your car the higher the risk of an accident. The average commute length in Irvington, KY is 36.5 minutes according to City-Data.

Compare Car Insurance Quotes in Irvington, KY

Ready to find affordable Irvington, Kentucky car insurance today? Enter your ZIP code for fast, free Irvington, KY car insurance quotes.

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