Compare Irvington, NJ Car Insurance Rates (2021)

Car insurance in Irvington, NJ averages $709 a month. Irvington, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Irvington car insurance rates, compare quotes from the top car insurance companies in Irvington, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Irvington, NJ after a DUI are $10,074/year
  • The cheapest car insurance company in Irvington for teen drivers is GEICO
  • The cheapest car insurance company in Irvington is GEICO

If you need to buy Irvington, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Irvington, NJ is right here.

You’ll find Irvington car insurance rates, the cheapest Irvington, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Irvington, New Jersey car insurance rates to Bayonne car insurance rates, Newark car insurance rates, and Union City car insurance rates.

Ready to find affordable Irvington, NJ car insurance today? Enter your ZIP code for fast, free Irvington car insurance quotes.

Cheapest Irvington, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irvington, NJ car insurance rates? Every Irvington, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irvington, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,040 $5,017 $4,904 $4,904 $15,883 $19,232 $5,967 $6,087
Farmers $7,986 $8,059 $7,771 $7,586 $23,668 $27,232 $9,516 $9,668
GEICO $3,458 $3,394 $3,372 $3,372 $6,366 $6,357 $3,995 $3,885
Liberty Mutual $6,310 $6,310 $6,941 $6,941 $16,499 $18,734 $6,941 $7,981
Progressive $3,327 $3,056 $2,984 $3,083 $15,684 $17,187 $3,965 $3,757
State Farm $6,879 $6,879 $6,221 $6,221 $22,824 $29,333 $7,861 $8,788
Travelers $4,713 $4,529 $4,342 $4,358 $10,543 $11,756 $4,554 $4,482

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Minimum Car Insurance in Irvington, NJ

Every driver must carry the minimum car insurance in Irvington, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Irvington, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Irvington, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irvington, NJ. Compare credit history car insurance rates in Irvington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irvington, New Jersey

Insurance Company Poor Fair Good
Allstate $11,789 $7,474 $5,875
Farmers $15,180 $11,779 $11,098
GEICO $6,496 $3,688 $2,640
Liberty Mutual $12,177 $8,996 $7,573
Progressive $7,456 $6,476 $5,959
State Farm $17,236 $10,349 $8,042
Travelers $8,359 $6,056 $4,064

Cheapest Irvington, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irvington, NJ to rates for a clean record with top companies.

Annual Irvington, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,290 $10,479 $9,098 $7,649
Farmers $9,790 $16,746 $13,605 $10,603
GEICO $3,298 $4,374 $6,129 $3,298
Liberty Mutual $9,197 $10,546 $9,389 $9,197
Progressive $5,659 $7,694 $6,520 $6,650
State Farm $6,399 $11,748 $18,961 $10,395
Travelers $4,701 $7,083 $6,814 $6,042

Cheapest Irvington, NJ Car Insurance for Teen Drivers

Teen car insurance in Irvington, NJ can be expensive. Take a look at rates from the top car insurance companies in Irvington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irvington, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,883 $19,232
Farmers $23,668 $27,232
GEICO $6,366 $6,357
Liberty Mutual $16,499 $18,734
Progressive $15,684 $17,187
State Farm $22,824 $29,333
Travelers $10,543 $11,756

Cheapest Irvington, NJ Car Insurance for Seniors

Take a look at Irvington, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irvington, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,904 $4,904
Farmers $7,771 $7,586
GEICO $3,372 $3,372
Liberty Mutual $6,941 $6,941
Progressive $2,984 $3,083
State Farm $6,221 $6,221
Travelers $4,342 $4,358

Cheapest Irvington, NJ Car Insurance Rates After a DUI

A DUI in Irvington, NJ increases car insurance rates. Compare Irvington, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irvington, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,098
Farmers $13,605
GEICO $6,129
Liberty Mutual $9,389
Progressive $6,520
State Farm $18,961
Travelers $6,814

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Cheapest Irvington, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irvington, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irvington, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,365 $8,393
Farmers $12,686 $12,686
GEICO $4,238 $4,311
Liberty Mutual $9,488 $9,676
Progressive $6,630 $6,630
State Farm $11,564 $12,188
Travelers $6,160 $6,160

The Best Cheap Car Insurance Companies in Irvington, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Irvington, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irvington, New Jersey

Insurance Company Average Annual Rates
Allstate $8,379
Farmers $12,686
GEICO $4,275
Liberty Mutual $9,582
Progressive $6,630
State Farm $11,876
Travelers $6,160

Category Winners: Cheapest Car Insurance in Irvington, New Jersey

Find the cheapest car insurance companies in Irvington, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Irvington, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Irvington, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irvington car insurance rates. Find the cheapest Irvington, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irvington, New Jersey

Insurance Company Low Medium High
Allstate $7,695 $8,507 $8,937
Farmers $11,379 $12,608 $14,071
GEICO $3,820 $4,353 $4,652
Liberty Mutual $8,535 $9,880 $10,332
Progressive $5,994 $6,740 $7,157
State Farm $11,011 $12,033 $12,583
Travelers $5,652 $6,155 $6,671

Compare Car Insurance Quotes in Irvington, NJ

Ready to find affordable Irvington, New Jersey car insurance today? Enter your ZIP code for fast, free Irvington, NJ car insurance quotes.

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