Compare Irvington, NY Car Insurance Rates (2021)

Car insurance in Irvington, NY averages $406 a month. Irvington, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Irvington car insurance rates, compare quotes from the top car insurance companies in Irvington, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Irvington, NY are $4,876/year
  • Average car insurance rates in Irvington, NY after a DUI are $6,490/year
  • The cheapest car insurance company in Irvington is GEICO

If you need to buy Irvington, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Irvington, NY is right here.

You’ll find Irvington car insurance rates, the cheapest Irvington, NY car insurance companies, and information on New York car insurance laws. You can also compare Irvington, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Irvington, NY car insurance today? Enter your ZIP code for fast, free Irvington car insurance quotes.

Cheapest Irvington, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irvington, NY car insurance rates? Every Irvington, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irvington, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,024 $3,033 $3,080 $9,641 $10,379 $3,164 $3,183
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,116 $2,860 $2,449 $2,502 $10,630 $11,709 $3,985 $3,812
State Farm $3,047 $3,047 $2,673 $2,673 $9,022 $11,119 $3,367 $3,568
Travelers $3,837 $3,843 $3,559 $3,791 $9,483 $11,445 $4,067 $4,215
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

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Minimum Car Insurance in Irvington, NY

Every driver must carry the minimum car insurance in Irvington, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Irvington, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Irvington, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irvington, NY. Compare credit history car insurance rates in Irvington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irvington, New York

Insurance Company Poor Fair Good
Allstate $6,954 $4,065 $3,505
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $8,250 $4,143 $3,005
State Farm $6,794 $4,264 $3,386
Travelers $7,710 $4,775 $4,105
USAA $6,792 $3,430 $3,026

Cheapest Irvington, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irvington, NY to rates for a clean record with top companies.

Annual Irvington, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $4,082 $6,019 $5,181
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,985 $4,985 $5,541 $5,019
State Farm $4,575 $4,575 $5,054 $5,054
Travelers $4,666 $5,933 $6,022 $5,501
USAA $3,918 $3,983 $5,779 $3,983

Cheapest Irvington, NY Car Insurance for Teen Drivers

Teen car insurance in Irvington, NY can be expensive. Take a look at rates from the top car insurance companies in Irvington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irvington, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,641 $10,379
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $10,630 $11,709
State Farm $9,022 $11,119
Travelers $9,483 $11,445
USAA $9,382 $11,143

Cheapest Irvington, NY Car Insurance for Seniors

Take a look at Irvington, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irvington, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,080
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,449 $2,502
State Farm $2,673 $2,673
Travelers $3,559 $3,791
USAA $2,073 $2,069

Cheapest Irvington, NY Car Insurance Rates After a DUI

A DUI in Irvington, NY increases car insurance rates. Compare Irvington, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irvington, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,019
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,541
State Farm $5,054
Travelers $6,022
USAA $5,779

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Cheapest Irvington, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irvington, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irvington, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,774 $4,909
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $5,133 $5,133
State Farm $4,642 $4,987
Travelers $5,530 $5,530
USAA $4,371 $4,460

The Best Cheap Car Insurance Companies in Irvington, NY

Take a look at a side-by-side comparison of the top car insurance companies in Irvington, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irvington, New York

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $5,133
State Farm $4,814
Travelers $5,530
USAA $4,416

Category Winners: Cheapest Car Insurance in Irvington, New York

Find the cheapest car insurance companies in Irvington, NY for each category right here.

Best Annual Car Insurance Rates by Company in Irvington, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Irvington, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irvington car insurance rates. Find the cheapest Irvington, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irvington, New York

Insurance Company Low Medium High
Allstate $4,548 $4,821 $5,154
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $4,842 $5,098 $5,459
State Farm $4,517 $4,846 $5,079
Travelers $5,167 $5,457 $5,966
USAA $4,254 $4,387 $4,607

What affects car insurance rates in Irvington, New York?

What factors can have an impact on Irvington, NY car insurance? There are several reasons why Irvington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Irvington, New York.

Commute Time in Irvington

The more time you spend in your car the higher the risk of an accident. The average commute length in Irvington, NY is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Irvington, NY

Ready to find affordable Irvington, New York car insurance today? Enter your ZIP code for fast, free Irvington, NY car insurance quotes.

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