Compare Irwin, PA Car Insurance Rates (2021)

Car insurance in Irwin, PA averages $322 a month. Irwin, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Irwin car insurance rates, compare quotes from the top car insurance companies in Irwin, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Irwin is USAA
  • Average car insurance rates in Irwin, PA are $3,866/year
  • Average car insurance rates in Irwin, PA after a DUI are $4,234/year

If you need to buy Irwin, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Irwin, PA is right here.

You’ll find Irwin car insurance rates, the cheapest Irwin, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Irwin, Pennsylvania car insurance rates to Bethlehem car insurance rates, Scranton car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Irwin, PA car insurance today? Enter your ZIP code for fast, free Irwin car insurance quotes.

Cheapest Irwin, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irwin, PA car insurance rates? Every Irwin, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irwin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,351 $2,351 $2,175 $2,175 $8,044 $8,044 $2,582 $2,582
GEICO $1,848 $1,600 $1,742 $1,510 $4,675 $4,056 $1,857 $1,608
Liberty Mutual $3,678 $3,678 $3,371 $3,371 $10,708 $10,708 $4,665 $4,665
Nationwide $1,786 $1,786 $1,695 $1,695 $5,053 $5,053 $2,006 $2,006
Progressive $2,804 $2,804 $2,511 $2,511 $9,203 $9,203 $3,594 $3,594
State Farm $1,590 $1,590 $1,410 $1,410 $5,484 $5,484 $1,759 $1,759
Travelers $1,671 $1,671 $1,810 $1,810 $25,099 $25,099 $2,003 $2,003
USAA $1,159 $1,159 $1,047 $1,047 $3,483 $3,483 $1,538 $1,538

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Minimum Car Insurance in Irwin, PA

Every driver must carry the minimum car insurance in Irwin, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Irwin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Irwin, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irwin, PA. Compare credit history car insurance rates in Irwin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irwin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,837 $3,615 $2,913
GEICO $3,541 $1,999 $1,546
Liberty Mutual $7,155 $5,131 $4,530
Nationwide $3,091 $2,545 $2,269
Progressive $5,981 $4,212 $3,390
State Farm $3,643 $2,257 $1,782
Travelers $8,310 $7,521 $7,107
USAA $2,261 $1,676 $1,484

Cheapest Irwin, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irwin, PA to rates for a clean record with top companies.

Annual Irwin, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,625 $4,278 $3,625 $3,625
GEICO $1,735 $3,006 $2,313 $2,394
Liberty Mutual $5,098 $5,874 $5,725 $5,725
Nationwide $1,903 $2,550 $3,545 $2,542
Progressive $4,101 $5,698 $4,211 $4,102
State Farm $2,335 $2,787 $2,561 $2,561
Travelers $5,407 $7,712 $9,751 $7,712
USAA $1,454 $2,007 $2,141 $1,625

Cheapest Irwin, PA Car Insurance for Teen Drivers

Teen car insurance in Irwin, PA can be expensive. Take a look at rates from the top car insurance companies in Irwin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irwin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,044 $8,044
GEICO $4,675 $4,056
Liberty Mutual $10,708 $10,708
Nationwide $5,053 $5,053
Progressive $9,203 $9,203
State Farm $5,484 $5,484
Travelers $25,099 $25,099
USAA $3,483 $3,483

Cheapest Irwin, PA Car Insurance for Seniors

Take a look at Irwin, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irwin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,175
GEICO $1,742 $1,510
Liberty Mutual $3,371 $3,371
Nationwide $1,695 $1,695
Progressive $2,511 $2,511
State Farm $1,410 $1,410
Travelers $1,810 $1,810
USAA $1,047 $1,047

Cheapest Irwin, PA Car Insurance Rates After a DUI

A DUI in Irwin, PA increases car insurance rates. Compare Irwin, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irwin, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,625
GEICO $2,313
Liberty Mutual $5,725
Nationwide $3,545
Progressive $4,211
State Farm $2,561
Travelers $9,751
USAA $2,141

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Cheapest Irwin, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irwin, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irwin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,710 $3,866
GEICO $2,326 $2,398
Liberty Mutual $5,462 $5,749
Nationwide $2,635 $2,635
Progressive $4,528 $4,528
State Farm $2,479 $2,643
Travelers $7,646 $7,646
USAA $1,755 $1,859

The Best Cheap Car Insurance Companies in Irwin, PA

Take a look at a side-by-side comparison of the top car insurance companies in Irwin, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irwin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,788
GEICO $2,362
Liberty Mutual $5,605
Nationwide $2,635
Progressive $4,528
State Farm $2,561
Travelers $7,646
USAA $1,807

Category Winners: Cheapest Car Insurance in Irwin, Pennsylvania

Find the cheapest car insurance companies in Irwin, PA for each category right here.

Best Annual Car Insurance Rates by Company in Irwin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Irwin, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irwin car insurance rates. Find the cheapest Irwin, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irwin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,638 $3,809 $3,917
GEICO $2,170 $2,382 $2,534
Liberty Mutual $5,313 $5,648 $5,855
Nationwide $2,660 $2,671 $2,575
Progressive $4,154 $4,577 $4,853
State Farm $2,377 $2,599 $2,706
Travelers $7,650 $7,664 $7,623
USAA $1,678 $1,824 $1,919

What affects car insurance rates in Irwin, Pennsylvania?

What factors can have an impact on Irwin, PA car insurance? There are several reasons why Irwin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Irwin, Pennsylvania.

Commute Time in Irwin

The more time you spend in your car the higher the risk of an accident. The average commute length in Irwin, PA is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Irwin, PA

Ready to find affordable Irwin, Pennsylvania car insurance today? Enter your ZIP code for fast, free Irwin, PA car insurance quotes.

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