Compare Irwinton, GA Car Insurance Rates (2021)

Car insurance in Irwinton, GA averages $420 a month. Irwinton, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Irwinton car insurance rates, compare quotes from the top car insurance companies in Irwinton, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Irwinton, GA are $5,042/year
  • The cheapest car insurance company in Irwinton is GEICO
  • The cheapest car insurance company in Irwinton for teen drivers is GEICO

If you need to buy Irwinton, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Irwinton, GA is right here.

You’ll find Irwinton car insurance rates, the cheapest Irwinton, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Irwinton, Georgia car insurance rates to Columbus car insurance rates, Smyrna car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Irwinton, GA car insurance today? Enter your ZIP code for fast, free Irwinton car insurance quotes.

Cheapest Irwinton, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Irwinton, GA car insurance rates? Every Irwinton, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irwinton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,887 $2,769 $2,769 $6,707 $8,613 $3,226 $3,519
GEICO $1,636 $1,605 $1,575 $1,575 $4,692 $5,606 $2,063 $2,308
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,548 $4,710 $4,459 $4,924 $14,202 $18,373 $5,550 $6,043
Progressive $2,637 $2,434 $2,260 $2,374 $8,109 $8,992 $3,045 $3,190
State Farm $2,219 $2,219 $1,978 $1,978 $5,711 $7,528 $2,427 $2,615
USAA $1,841 $1,842 $1,698 $1,713 $6,554 $7,778 $2,301 $2,553

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Minimum Car Insurance in Irwinton, GA

Every driver must carry the minimum car insurance in Irwinton, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Irwinton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Irwinton, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Irwinton, GA. Compare credit history car insurance rates in Irwinton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Irwinton, Georgia

Insurance Company Poor Fair Good
Allstate $5,405 $3,759 $3,352
GEICO $3,311 $2,327 $2,260
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $9,382 $7,564 $6,607
Progressive $4,676 $4,014 $3,700
State Farm $4,728 $2,943 $2,332
USAA $4,286 $3,006 $2,563

Cheapest Irwinton, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Irwinton, GA to rates for a clean record with top companies.

Annual Irwinton, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,431 $5,328 $4,318 $3,611
GEICO $1,763 $2,220 $4,572 $1,976
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $6,015 $7,074 $10,998 $7,317
Progressive $3,247 $5,682 $3,812 $3,779
State Farm $3,053 $3,615 $3,334 $3,334
USAA $2,515 $3,177 $4,645 $2,804

Cheapest Irwinton, GA Car Insurance for Teen Drivers

Teen car insurance in Irwinton, GA can be expensive. Take a look at rates from the top car insurance companies in Irwinton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Irwinton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,707 $8,613
GEICO $4,692 $5,606
Liberty Mutual $22,265 $24,866
Nationwide $14,202 $18,373
Progressive $8,109 $8,992
State Farm $5,711 $7,528
USAA $6,554 $7,778

Cheapest Irwinton, GA Car Insurance for Seniors

Take a look at Irwinton, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Irwinton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,769 $2,769
GEICO $1,575 $1,575
Liberty Mutual $4,345 $4,933
Nationwide $4,459 $4,924
Progressive $2,260 $2,374
State Farm $1,978 $1,978
USAA $1,698 $1,713

Cheapest Irwinton, GA Car Insurance Rates After a DUI

A DUI in Irwinton, GA increases car insurance rates. Compare Irwinton, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Irwinton, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,318
GEICO $4,572
Liberty Mutual $11,787
Nationwide $10,998
Progressive $3,812
State Farm $3,334
USAA $4,645

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Cheapest Irwinton, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Irwinton, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Irwinton, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,268
GEICO $2,587 $2,679
Liberty Mutual $9,887 $9,887
Nationwide $7,851 $7,851
Progressive $4,130 $4,130
State Farm $3,334 $3,334
USAA $3,135 $3,435

The Best Cheap Car Insurance Companies in Irwinton, GA

Take a look at a side-by-side comparison of the top car insurance companies in Irwinton, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Irwinton, Georgia

Insurance Company Average Annual Rates
Allstate $4,172
GEICO $2,633
Liberty Mutual $9,887
Nationwide $7,851
Progressive $4,130
State Farm $3,334
USAA $3,285

Category Winners: Cheapest Car Insurance in Irwinton, Georgia

Find the cheapest car insurance companies in Irwinton, GA for each category right here.

Best Annual Car Insurance Rates by Company in Irwinton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Irwinton, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Irwinton car insurance rates. Find the cheapest Irwinton, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Irwinton, Georgia

Insurance Company Low Medium High
Allstate $3,818 $4,219 $4,478
GEICO $2,456 $2,644 $2,798
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,755 $7,987 $7,812
Progressive $3,779 $4,063 $4,548
State Farm $3,139 $3,336 $3,528
USAA $3,143 $3,269 $3,443

What affects car insurance rates in Irwinton, Georgia?

What factors can have an impact on Irwinton, GA car insurance? There are several reasons why Irwinton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Irwinton, Georgia.

Commute Time in Irwinton

The more time you spend in your car the higher the risk of an accident. The average commute length in Irwinton, GA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Irwinton, GA

Ready to find affordable Irwinton, Georgia car insurance today? Enter your ZIP code for fast, free Irwinton, GA car insurance quotes.

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