Compare Island Park, ID Car Insurance Rates (2021)

Car insurance in Island Park, ID averages $245 a month. Island Park, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Island Park car insurance rates, compare quotes from the top car insurance companies in Island Park, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Island Park, ID after a DUI are $3,637/year
  • Average car insurance rates in Island Park, ID are $2,936/year
  • The cheapest car insurance company in Island Park is USAA

If you need to buy Island Park, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Island Park, ID is right here.

You’ll find Island Park car insurance rates, the cheapest Island Park, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Island Park, Idaho car insurance rates to Meridian car insurance rates, Twin Falls car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Island Park, ID car insurance today? Enter your ZIP code for fast, free Island Park car insurance quotes.

Cheapest Island Park, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Island Park, ID car insurance rates? Every Island Park, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Island Park, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,415 $2,117 $2,196 $8,999 $10,399 $2,709 $2,857
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,508 $1,627 $1,215 $1,358 $4,956 $5,517 $1,602 $1,696
Nationwide $1,975 $2,021 $1,780 $1,890 $4,898 $6,036 $2,317 $2,497
State Farm $1,205 $1,205 $1,082 $1,082 $3,518 $4,453 $1,358 $1,556
Travelers $1,353 $1,374 $1,358 $1,352 $6,644 $10,509 $1,436 $1,649
USAA $1,111 $1,112 $1,081 $1,069 $3,626 $4,061 $1,473 $1,591

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Minimum Car Insurance in Island Park, ID

Every driver must carry the minimum car insurance in Island Park, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Island Park, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Island Park, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Island Park, ID. Compare credit history car insurance rates in Island Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Island Park, Idaho

Insurance Company Poor Fair Good
Allstate $5,638 $3,821 $3,337
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,475 $2,138 $1,692
Nationwide $3,494 $2,818 $2,468
State Farm $2,715 $1,716 $1,366
Travelers $3,675 $3,091 $2,861
USAA $2,770 $1,608 $1,293

Cheapest Island Park, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Island Park, ID to rates for a clean record with top companies.

Annual Island Park, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $4,428 $4,945 $4,173
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $2,022 $2,535 $2,611 $2,571
Nationwide $2,233 $2,903 $4,061 $2,511
State Farm $1,767 $2,097 $1,932 $1,932
Travelers $1,984 $2,819 $4,882 $3,152
USAA $1,357 $1,933 $2,627 $1,644

Cheapest Island Park, ID Car Insurance for Teen Drivers

Teen car insurance in Island Park, ID can be expensive. Take a look at rates from the top car insurance companies in Island Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Island Park, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,999 $10,399
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,424 $5,499
Liberty Mutual $4,956 $5,517
Nationwide $4,898 $6,036
State Farm $3,518 $4,453
Travelers $6,644 $10,509
USAA $3,626 $4,061

Cheapest Island Park, ID Car Insurance for Seniors

Take a look at Island Park, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Island Park, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,117 $2,196
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,941 $1,886
Liberty Mutual $1,215 $1,358
Nationwide $1,780 $1,890
State Farm $1,082 $1,082
Travelers $1,358 $1,352
USAA $1,081 $1,069

Cheapest Island Park, ID Car Insurance Rates After a DUI

A DUI in Island Park, ID increases car insurance rates. Compare Island Park, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Island Park, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,945
American Family $4,444
Farmers $3,347
GEICO $3,885
Liberty Mutual $2,611
Nationwide $4,061
State Farm $1,932
Travelers $4,882
USAA $2,627

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Cheapest Island Park, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Island Park, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Island Park, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,265 $4,265
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,793 $2,890
Liberty Mutual $2,435 $2,435
Nationwide $2,927 $2,927
State Farm $1,885 $1,980
Travelers $3,209 $3,209
USAA $1,868 $1,913

The Best Cheap Car Insurance Companies in Island Park, ID

Take a look at a side-by-side comparison of the top car insurance companies in Island Park, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Island Park, Idaho

Insurance Company Average Annual Rates
Allstate $4,265
American Family $3,695
Farmers $3,232
GEICO $2,842
Liberty Mutual $2,435
Nationwide $2,927
State Farm $1,932
Travelers $3,209
USAA $1,890

Category Winners: Cheapest Car Insurance in Island Park, Idaho

Find the cheapest car insurance companies in Island Park, ID for each category right here.

Best Annual Car Insurance Rates by Company in Island Park, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Island Park, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Island Park car insurance rates. Find the cheapest Island Park, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Island Park, Idaho

Insurance Company Low Medium High
Allstate $4,092 $4,256 $4,447
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,297 $2,431 $2,576
Nationwide $2,884 $3,077 $2,819
State Farm $1,821 $1,937 $2,040
Travelers $3,157 $3,256 $3,214
USAA $1,838 $1,888 $1,945

What affects car insurance rates in Island Park, Idaho?

What factors can have an impact on Island Park, ID car insurance? There are several reasons why Island Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Island Park, Idaho.

Commute Time in Island Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Island Park, ID is 12.9 minutes according to City-Data.

Compare Car Insurance Quotes in Island Park, ID

Ready to find affordable Island Park, Idaho car insurance today? Enter your ZIP code for fast, free Island Park, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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