Compare Islandia, NY Car Insurance Rates (2021)

Car insurance in Islandia, NY averages $496 a month. Islandia, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Islandia car insurance rates, compare quotes from the top car insurance companies in Islandia, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Islandia is GEICO
  • Average car insurance rates in Islandia, NY after a DUI are $7,948/year
  • The cheapest car insurance company in Islandia for teen drivers is GEICO

If you need to buy Islandia, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Islandia, NY is right here.

You’ll find Islandia car insurance rates, the cheapest Islandia, NY car insurance companies, and information on New York car insurance laws. You can also compare Islandia, New York car insurance rates to Yonkers car insurance rates, Utica car insurance rates, and Rochester car insurance rates.

Ready to find affordable Islandia, NY car insurance today? Enter your ZIP code for fast, free Islandia car insurance quotes.

Cheapest Islandia, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Islandia, NY car insurance rates? Every Islandia, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Islandia, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,057 $4,628 $4,843 $4,885 $15,401 $16,317 $4,715 $4,620
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,732 $3,371 $2,894 $2,964 $12,700 $13,855 $4,716 $4,422
State Farm $3,932 $3,932 $3,451 $3,451 $11,592 $14,217 $4,349 $4,566
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Islandia, NY

Every driver must carry the minimum car insurance in Islandia, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Islandia, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Islandia, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Islandia, NY. Compare credit history car insurance rates in Islandia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Islandia, New York

Insurance Company Poor Fair Good
Allstate $11,221 $6,231 $5,223
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $9,901 $4,852 $3,493
State Farm $8,735 $5,477 $4,347
Travelers $8,254 $5,011 $4,279
USAA $7,537 $3,851 $3,391

Cheapest Islandia, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Islandia, NY to rates for a clean record with top companies.

Annual Islandia, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,324 $6,324 $9,475 $8,111
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,902 $5,902 $6,579 $5,945
State Farm $5,875 $5,875 $6,497 $6,497
Travelers $4,930 $6,281 $6,367 $5,814
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Islandia, NY Car Insurance for Teen Drivers

Teen car insurance in Islandia, NY can be expensive. Take a look at rates from the top car insurance companies in Islandia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Islandia, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,401 $16,317
GEICO $4,873 $7,224
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $12,700 $13,855
State Farm $11,592 $14,217
Travelers $9,937 $11,763
USAA $10,414 $12,337

Cheapest Islandia, NY Car Insurance for Seniors

Take a look at Islandia, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Islandia, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,843 $4,885
GEICO $2,194 $2,161
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,894 $2,964
State Farm $3,451 $3,451
Travelers $3,850 $4,036
USAA $2,329 $2,331

Cheapest Islandia, NY Car Insurance Rates After a DUI

A DUI in Islandia, NY increases car insurance rates. Compare Islandia, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Islandia, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,475
GEICO $5,034
Liberty Mutual $13,289
Nationwide $9,941
Progressive $6,579
State Farm $6,497
Travelers $6,367
USAA $6,400

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Cheapest Islandia, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Islandia, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Islandia, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,450 $7,667
GEICO $3,030 $3,215
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $6,082 $6,082
State Farm $5,957 $6,415
Travelers $5,848 $5,848
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Islandia, NY

Take a look at a side-by-side comparison of the top car insurance companies in Islandia, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Islandia, New York

Insurance Company Average Annual Rates
Allstate $7,558
GEICO $3,123
Liberty Mutual $8,098
Nationwide $5,770
Progressive $6,082
State Farm $6,186
Travelers $5,848
USAA $4,926

Category Winners: Cheapest Car Insurance in Islandia, New York

Find the cheapest car insurance companies in Islandia, NY for each category right here.

Best Annual Car Insurance Rates by Company in Islandia, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Islandia, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Islandia car insurance rates. Find the cheapest Islandia, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Islandia, New York

Insurance Company Low Medium High
Allstate $6,627 $7,500 $8,549
GEICO $2,932 $3,111 $3,326
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $5,700 $6,034 $6,510
State Farm $5,815 $6,228 $6,515
Travelers $5,463 $5,769 $6,312
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Islandia, New York?

What factors can have an impact on Islandia, NY car insurance? There are several reasons why Islandia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Islandia, New York.

Commute Time in Islandia

The more time you spend in your car the higher the risk of an accident. The average commute length in Islandia, NY is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Islandia, NY

Ready to find affordable Islandia, New York car insurance today? Enter your ZIP code for fast, free Islandia, NY car insurance quotes.

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