Compare Islip, NY Car Insurance Rates (2021)

Car insurance in Islip, NY averages $492 a month. Islip, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Islip car insurance rates, compare quotes from the top car insurance companies in Islip, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Islip is GEICO
  • Average car insurance rates in Islip, NY after a DUI are $7,943/year
  • Average car insurance rates in Islip, NY are $5,910/year

If you need to buy Islip, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Islip, NY is right here.

You’ll find Islip car insurance rates, the cheapest Islip, NY car insurance companies, and information on New York car insurance laws. You can also compare Islip, New York car insurance rates to Utica car insurance rates, Albany car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Islip, NY car insurance today? Enter your ZIP code for fast, free Islip car insurance quotes.

Cheapest Islip, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Islip, NY car insurance rates? Every Islip, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Islip, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,041 $3,729 $3,830 $3,869 $12,221 $13,053 $3,847 $3,821
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,563 $3,213 $2,754 $2,826 $11,868 $12,897 $4,472 $4,175
State Farm $3,914 $3,914 $3,436 $3,436 $11,542 $14,156 $4,329 $4,544
Travelers $4,667 $4,558 $4,244 $4,453 $10,966 $12,923 $4,879 $4,961
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Islip, NY

Every driver must carry the minimum car insurance in Islip, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Islip, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Islip, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Islip, NY. Compare credit history car insurance rates in Islip from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Islip, New York

Insurance Company Poor Fair Good
Allstate $8,825 $5,040 $4,289
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,370 $4,538 $3,254
State Farm $8,696 $5,453 $4,328
Travelers $9,098 $5,535 $4,735
USAA $7,537 $3,851 $3,391

Cheapest Islip, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Islip, NY to rates for a clean record with top companies.

Annual Islip, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,077 $5,077 $7,564 $6,488
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,551 $5,551 $6,189 $5,592
State Farm $5,849 $5,849 $6,469 $6,469
Travelers $5,443 $6,935 $7,031 $6,417
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Islip, NY Car Insurance for Teen Drivers

Teen car insurance in Islip, NY can be expensive. Take a look at rates from the top car insurance companies in Islip for teenagers.

Annual Car Insurance Rates for Teen Drivers in Islip, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,221 $13,053
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $11,868 $12,897
State Farm $11,542 $14,156
Travelers $10,966 $12,923
USAA $10,414 $12,337

Cheapest Islip, NY Car Insurance for Seniors

Take a look at Islip, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Islip, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,830 $3,869
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,754 $2,826
State Farm $3,436 $3,436
Travelers $4,244 $4,453
USAA $2,329 $2,331

Cheapest Islip, NY Car Insurance Rates After a DUI

A DUI in Islip, NY increases car insurance rates. Compare Islip, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Islip, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,564
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,189
State Farm $6,469
Travelers $7,031
USAA $6,400

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Cheapest Islip, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Islip, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Islip, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,966 $6,137
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $5,721 $5,721
State Farm $5,931 $6,387
Travelers $6,456 $6,456
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Islip, NY

Take a look at a side-by-side comparison of the top car insurance companies in Islip, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Islip, New York

Insurance Company Average Annual Rates
Allstate $6,051
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $5,721
State Farm $6,159
Travelers $6,456
USAA $4,926

Category Winners: Cheapest Car Insurance in Islip, New York

Find the cheapest car insurance companies in Islip, NY for each category right here.

Best Annual Car Insurance Rates by Company in Islip, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Islip, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Islip car insurance rates. Find the cheapest Islip, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Islip, New York

Insurance Company Low Medium High
Allstate $5,566 $6,020 $6,569
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,357 $5,672 $6,134
State Farm $5,785 $6,201 $6,491
Travelers $6,072 $6,377 $6,920
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Islip, New York?

What factors can have an impact on Islip, NY car insurance? There are several reasons why Islip car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Islip, New York.

Commute Time in Islip

The more time you spend in your car the higher the risk of an accident. The average commute length in Islip, NY is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Islip, NY

Ready to find affordable Islip, New York car insurance today? Enter your ZIP code for fast, free Islip, NY car insurance quotes.

Free Car Insurance Comparison

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