Compare Isom, KY Car Insurance Rates (2021)

Car insurance in Isom, KY averages $560 a month. Isom, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Isom car insurance rates, compare quotes from the top car insurance companies in Isom, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Isom, KY are $6,720/year
  • The cheapest car insurance company in Isom for teen drivers is USAA
  • The cheapest car insurance company in Isom is USAA

If you need to buy Isom, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Isom, KY is right here.

You’ll find Isom car insurance rates, the cheapest Isom, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Isom, Kentucky car insurance rates to Nicholasville car insurance rates, Covington car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Isom, KY car insurance today? Enter your ZIP code for fast, free Isom car insurance quotes.

Cheapest Isom, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Isom, KY car insurance rates? Every Isom, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Isom, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,548 $5,475 $5,091 $5,403 $20,115 $22,286 $6,033 $6,308
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,761 $5,174 $4,074 $4,564 $20,144 $22,243 $4,937 $5,074
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,951 $2,790 $2,667 $2,666 $14,913 $16,932 $3,668 $3,727
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Isom, KY

Every driver must carry the minimum car insurance in Isom, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Isom, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Isom, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Isom, KY. Compare credit history car insurance rates in Isom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Isom, Kentucky

Insurance Company Poor Fair Good
Allstate $12,854 $8,632 $7,110
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,766 $7,769 $6,079
Nationwide $9,520 $7,384 $6,351
Progressive $7,016 $6,133 $5,719
State Farm $5,740 $3,505 $2,756
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

Cheapest Isom, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Isom, KY to rates for a clean record with top companies.

Annual Isom, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,930 $10,285 $10,985 $8,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,352 $11,435 $8,849 $7,850
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,187 $7,745 $5,916 $6,309
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Isom, KY Car Insurance for Teen Drivers

Teen car insurance in Isom, KY can be expensive. Take a look at rates from the top car insurance companies in Isom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Isom, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,115 $22,286
GEICO $8,902 $10,417
Liberty Mutual $20,144 $22,243
Nationwide $12,492 $15,331
Progressive $14,913 $16,932
State Farm $7,103 $8,745
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheapest Isom, KY Car Insurance for Seniors

Take a look at Isom, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Isom, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,091 $5,403
GEICO $4,595 $4,158
Liberty Mutual $4,074 $4,564
Nationwide $5,035 $5,213
Progressive $2,667 $2,666
State Farm $2,371 $2,371
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheapest Isom, KY Car Insurance Rates After a DUI

A DUI in Isom, KY increases car insurance rates. Compare Isom, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Isom, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,985
GEICO $8,597
Liberty Mutual $8,849
Nationwide $10,149
Progressive $5,916
State Farm $4,000
Travelers $11,313
USAA $4,127

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Cheapest Isom, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Isom, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Isom, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,532 $9,532
GEICO $5,341 $5,438
Liberty Mutual $8,871 $8,871
Nationwide $7,752 $7,752
Progressive $6,289 $6,289
State Farm $3,895 $4,105
Travelers $8,686 $8,686
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Isom, KY

Take a look at a side-by-side comparison of the top car insurance companies in Isom, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Isom, Kentucky

Insurance Company Average Annual Rates
Allstate $9,532
GEICO $5,390
Liberty Mutual $8,871
Nationwide $7,752
Progressive $6,289
State Farm $4,000
Travelers $8,686
USAA $3,238

Category Winners: Cheapest Car Insurance in Isom, Kentucky

Find the cheapest car insurance companies in Isom, KY for each category right here.

Best Annual Car Insurance Rates by Company in Isom, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Isom, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Isom car insurance rates. Find the cheapest Isom, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Isom, Kentucky

Insurance Company Low Medium High
Allstate $8,305 $9,453 $10,839
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,332 $8,798 $9,484
Nationwide $7,743 $7,625 $7,887
Progressive $5,714 $6,168 $6,986
State Farm $3,743 $3,988 $4,270
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Isom, KY

Ready to find affordable Isom, Kentucky car insurance today? Enter your ZIP code for fast, free Isom, KY car insurance quotes.

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