Compare Jackson, KY Car Insurance Rates (2021)

Car insurance in Jackson, KY averages $542 a month. Jackson, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jackson, KY after a DUI are $7,792/year
  • The cheapest car insurance company in Jackson is USAA
  • The cheapest car insurance company in Jackson for teen drivers is USAA

If you need to buy Jackson, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, KY is right here.

You’ll find Jackson car insurance rates, the cheapest Jackson, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Jackson, Kentucky car insurance rates to Henderson car insurance rates, Independence car insurance rates, and Covington car insurance rates.

Ready to find affordable Jackson, KY car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.

Cheapest Jackson, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jackson, KY car insurance rates? Every Jackson, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,561 $25,041 $6,021 $6,315
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,621 $3,942 $3,060 $3,445 $14,969 $16,630 $3,782 $3,940
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,947 $2,794 $2,652 $2,661 $14,570 $16,525 $3,661 $3,718
State Farm $2,843 $2,843 $2,518 $2,518 $7,763 $9,853 $3,154 $3,490
Travelers $3,501 $3,569 $3,424 $3,440 $17,513 $28,421 $3,655 $4,253
USAA $2,027 $2,032 $1,830 $1,861 $5,444 $5,721 $2,563 $2,808

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Minimum Car Insurance in Jackson, KY

Every driver must carry the minimum car insurance in Jackson, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Jackson, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jackson, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jackson, KY. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jackson, Kentucky

Insurance Company Poor Fair Good
Allstate $13,535 $9,266 $7,647
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,582 $5,843 $4,596
Nationwide $9,500 $7,372 $6,351
Progressive $6,929 $6,031 $5,613
State Farm $6,283 $3,829 $3,006
Travelers $9,462 $7,991 $7,963
USAA $4,518 $2,529 $2,060

Cheapest Jackson, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, KY to rates for a clean record with top companies.

Annual Jackson, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,022 $11,860 $9,445
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,558 $8,576 $6,651 $5,909
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,108 $7,612 $5,827 $6,217
State Farm $4,039 $4,706 $4,373 $4,373
Travelers $7,374 $7,591 $11,015 $7,908
USAA $2,286 $3,234 $3,872 $2,750

Cheapest Jackson, KY Car Insurance for Teen Drivers

Teen car insurance in Jackson, KY can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jackson, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,561 $25,041
GEICO $8,902 $10,417
Liberty Mutual $14,969 $16,630
Nationwide $12,445 $15,350
Progressive $14,570 $16,525
State Farm $7,763 $9,853
Travelers $17,513 $28,421
USAA $5,444 $5,721

Cheapest Jackson, KY Car Insurance for Seniors

Take a look at Jackson, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jackson, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $4,595 $4,158
Liberty Mutual $3,060 $3,445
Nationwide $5,015 $5,208
Progressive $2,652 $2,661
State Farm $2,518 $2,518
Travelers $3,424 $3,440
USAA $1,830 $1,861

Cheapest Jackson, KY Car Insurance Rates After a DUI

A DUI in Jackson, KY increases car insurance rates. Compare Jackson, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jackson, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,860
GEICO $8,597
Liberty Mutual $6,651
Nationwide $10,137
Progressive $5,827
State Farm $4,373
Travelers $11,015
USAA $3,872

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Cheapest Jackson, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jackson, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jackson, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,150 $10,150
GEICO $5,341 $5,438
Liberty Mutual $6,674 $6,674
Nationwide $7,741 $7,741
Progressive $6,191 $6,191
State Farm $4,267 $4,478
Travelers $8,472 $8,472
USAA $2,922 $3,149

The Best Cheap Car Insurance Companies in Jackson, KY

Take a look at a side-by-side comparison of the top car insurance companies in Jackson, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jackson, Kentucky

Insurance Company Average Annual Rates
Allstate $10,150
GEICO $5,390
Liberty Mutual $6,674
Nationwide $7,741
Progressive $6,191
State Farm $4,373
Travelers $8,472
USAA $3,036

Category Winners: Cheapest Car Insurance in Jackson, Kentucky

Find the cheapest car insurance companies in Jackson, KY for each category right here.

Best Annual Car Insurance Rates by Company in Jackson, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Jackson, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jackson, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,417
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,273 $6,623 $7,125
Nationwide $7,713 $7,608 $7,902
Progressive $5,634 $6,070 $6,869
State Farm $4,108 $4,361 $4,650
Travelers $8,021 $8,504 $8,891
USAA $2,890 $3,028 $3,189

What affects car insurance rates in Jackson, Kentucky?

What factors can have an impact on Jackson, KY car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Kentucky.

Commute Time in Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, KY is 17.4 minutes according to City-Data.

Traffic in Jackson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, KY traffic data from INRIX ranks Jackson as the 295th-most congested in the world.

Compare Car Insurance Quotes in Jackson, KY

Ready to find affordable Jackson, Kentucky car insurance today? Enter your ZIP code for fast, free Jackson, KY car insurance quotes.

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