Compare Jackson, MN Car Insurance Rates (2021)

Car insurance in Jackson, MN averages $342 a month. Jackson, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Jackson for teen drivers is State Farm
  • The cheapest car insurance company in Jackson is State Farm
  • Average car insurance rates in Jackson, MN after a DUI are $5,563/year

If you need to buy Jackson, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, MN is right here.

You’ll find Jackson car insurance rates, the cheapest Jackson, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Jackson, Minnesota car insurance rates to Duluth car insurance rates, Maple Grove car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Jackson, MN car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.

Cheapest Jackson, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jackson, MN car insurance rates? Every Jackson, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,064 $2,064 $1,871 $1,871 $5,560 $8,085 $2,064 $2,334
Farmers $1,857 $1,855 $1,782 $1,887 $5,330 $5,377 $2,438 $2,405
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,623 $1,722 $4,557 $5,532 $2,129 $2,210
State Farm $1,344 $1,344 $1,193 $1,193 $2,852 $3,509 $1,557 $1,288
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Jackson, MN

Every driver must carry the minimum car insurance in Jackson, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Jackson, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jackson, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jackson, MN. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jackson, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,394 $2,945 $2,378
Farmers $3,568 $2,600 $2,431
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,187 $2,568 $2,280
State Farm $2,602 $1,592 $1,162
USAA $4,124 $2,002 $1,733

Cheapest Jackson, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, MN to rates for a clean record with top companies.

Annual Jackson, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,168 $3,958 $4,372 $2,457
Farmers $2,457 $3,091 $3,121 $2,797
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,123 $2,822 $3,249 $2,519
State Farm $1,645 $1,925 $1,785 $1,785
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Jackson, MN Car Insurance for Teen Drivers

Teen car insurance in Jackson, MN can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jackson, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,560 $8,085
Farmers $5,330 $5,377
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,557 $5,532
State Farm $2,852 $3,509
USAA $4,569 $5,027

Cheapest Jackson, MN Car Insurance for Seniors

Take a look at Jackson, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jackson, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,871 $1,871
Farmers $1,782 $1,887
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,623 $1,722
State Farm $1,193 $1,193
USAA $1,582 $1,590

Cheapest Jackson, MN Car Insurance Rates After a DUI

A DUI in Jackson, MN increases car insurance rates. Compare Jackson, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jackson, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,372
Farmers $3,121
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,249
State Farm $1,785
USAA $3,739

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Jackson, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jackson, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jackson, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,201 $3,277
Farmers $2,866 $2,866
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,678 $2,678
State Farm $1,738 $1,832
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Jackson, MN

Take a look at a side-by-side comparison of the top car insurance companies in Jackson, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jackson, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,239
Farmers $2,866
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,678
State Farm $1,785
USAA $2,620

Category Winners: Cheapest Car Insurance in Jackson, Minnesota

Find the cheapest car insurance companies in Jackson, MN for each category right here.

Best Annual Car Insurance Rates by Company in Jackson, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Jackson, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jackson, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,235 $3,329 $3,154
Farmers $2,772 $2,877 $2,951
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,538 $2,695 $2,801
State Farm $1,722 $1,790 $1,844
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Jackson, Minnesota?

What factors can have an impact on Jackson, MN car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Minnesota.

Commute Time in Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, MN is 12.4 minutes according to City-Data.

Traffic in Jackson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, MN traffic data from INRIX ranks Jackson as the 295th-most congested in the world.

Compare Car Insurance Quotes in Jackson, MN

Ready to find affordable Jackson, Minnesota car insurance today? Enter your ZIP code for fast, free Jackson, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption