Compare Jackson, MO Car Insurance Rates (2021)

Car insurance in Jackson, MO averages $261 a month. Jackson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jackson for teen drivers is Nationwide
  • Average car insurance rates in Jackson, MO after a DUI are $3,653/year
  • Average car insurance rates in Jackson, MO are $3,130/year

If you need to buy Jackson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, MO is right here.

You’ll find Jackson car insurance rates, the cheapest Jackson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Jackson, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Jackson, MO car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.

Cheapest Jackson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jackson, MO car insurance rates? Every Jackson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,347 $2,172 $2,240 $6,532 $7,066 $2,332 $2,413
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,333 $2,330 $2,087 $2,208 $9,443 $9,784 $2,641 $2,756
GEICO $1,712 $1,924 $1,343 $1,739 $5,424 $5,709 $1,562 $1,554
Liberty Mutual $2,593 $2,808 $2,138 $2,396 $9,164 $10,171 $2,727 $2,902
Nationwide $1,478 $1,502 $1,331 $1,401 $3,804 $4,837 $1,693 $1,822
Progressive $1,789 $1,642 $1,467 $1,511 $6,141 $6,880 $2,175 $2,222
State Farm $1,656 $1,656 $1,495 $1,495 $4,972 $6,258 $1,869 $2,136
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Jackson, MO

Every driver must carry the minimum car insurance in Jackson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Jackson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jackson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jackson, MO. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jackson, Missouri

Insurance Company Poor Fair Good
Allstate $4,734 $3,055 $2,532
American Family $4,171 $2,930 $2,469
Farmers $4,795 $3,996 $3,803
GEICO $3,616 $2,358 $1,888
Liberty Mutual $6,249 $3,827 $3,011
Nationwide $2,625 $2,182 $1,895
Progressive $3,438 $2,859 $2,638
State Farm $3,751 $2,391 $1,935
USAA $4,080 $1,912 $1,375

Cheapest Jackson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, MO to rates for a clean record with top companies.

Annual Jackson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,966 $3,332 $4,119 $3,343
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,661 $4,505 $4,410 $4,215
GEICO $2,022 $2,653 $3,609 $2,199
Liberty Mutual $3,163 $4,555 $4,686 $5,045
Nationwide $1,741 $2,253 $3,028 $1,912
Progressive $2,555 $3,485 $2,852 $3,022
State Farm $2,462 $2,923 $2,692 $2,692
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Jackson, MO Car Insurance for Teen Drivers

Teen car insurance in Jackson, MO can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jackson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,066
American Family $5,646 $7,360
Farmers $9,443 $9,784
GEICO $5,424 $5,709
Liberty Mutual $9,164 $10,171
Nationwide $3,804 $4,837
Progressive $6,141 $6,880
State Farm $4,972 $6,258
USAA $4,499 $5,488

Cheapest Jackson, MO Car Insurance for Seniors

Take a look at Jackson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jackson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,172 $2,240
American Family $1,870 $1,870
Farmers $2,087 $2,208
GEICO $1,343 $1,739
Liberty Mutual $2,138 $2,396
Nationwide $1,331 $1,401
Progressive $1,467 $1,511
State Farm $1,495 $1,495
USAA $1,359 $1,379

Cheapest Jackson, MO Car Insurance Rates After a DUI

A DUI in Jackson, MO increases car insurance rates. Compare Jackson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jackson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,119
American Family $4,157
Farmers $4,410
GEICO $3,609
Liberty Mutual $4,686
Nationwide $3,028
Progressive $2,852
State Farm $2,692
USAA $3,328

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Cheapest Jackson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jackson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jackson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,440 $3,440
American Family $3,158 $3,222
Farmers $4,198 $4,198
GEICO $2,572 $2,669
Liberty Mutual $4,362 $4,362
Nationwide $2,234 $2,234
Progressive $2,978 $2,978
State Farm $2,625 $2,760
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Jackson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Jackson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jackson, Missouri

Insurance Company Average Annual Rates
Allstate $3,440
American Family $3,190
Farmers $4,198
GEICO $2,621
Liberty Mutual $4,362
Nationwide $2,234
Progressive $2,978
State Farm $2,692
USAA $2,456

Category Winners: Cheapest Car Insurance in Jackson, Missouri

Find the cheapest car insurance companies in Jackson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Jackson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Jackson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jackson, Missouri

Insurance Company Low Medium High
Allstate $3,323 $3,434 $3,564
American Family $3,101 $3,291 $3,177
Farmers $3,927 $4,158 $4,509
GEICO $2,427 $2,643 $2,792
Liberty Mutual $4,111 $4,386 $4,590
Nationwide $2,082 $2,257 $2,362
Progressive $2,652 $2,987 $3,297
State Farm $2,503 $2,705 $2,870
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Jackson, Missouri?

What factors can have an impact on Jackson, MO car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Missouri.

Commute Time in Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, MO is 22.8 minutes according to City-Data.

Traffic in Jackson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, MO traffic data from INRIX ranks Jackson as the 295th-most congested in the world.

Compare Car Insurance Quotes in Jackson, MO

Ready to find affordable Jackson, Missouri car insurance today? Enter your ZIP code for fast, free Jackson, MO car insurance quotes.

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