Compare Jackson, TN Car Insurance Rates (2021)

Car insurance in Jackson, TN averages $315 a month. Jackson, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jackson, TN are $3,776/year
  • The cheapest ZIP code in Jackson is 38301
  • Average car insurance rates in Jackson, TN after a DUI are $4,425/year

If you need to buy Jackson, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, TN is right here.

You’ll find Jackson car insurance rates, the cheapest Jackson, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Jackson, Tennessee car insurance rates to Bartlett car insurance rates, Franklin car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Jackson, TN car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.

Cheapest Jackson, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jackson, TN car insurance rates? Every Jackson, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,859 $2,750 $2,567 $2,666 $10,639 $11,571 $3,059 $3,168
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,144 $2,162 $1,972 $1,972 $6,584 $6,696 $2,183 $2,252
Liberty Mutual $3,915 $129 $3,218 $3,598 $16,069 $17,857 $4,196 $4,468
Nationwide $2,349 $2,372 $2,099 $2,138 $6,450 $8,350 $2,704 $2,947
Progressive $1,863 $1,764 $1,520 $1,582 $8,186 $9,228 $2,245 $2,448
State Farm $1,773 $1,773 $1,604 $1,604 $5,452 $6,834 $2,005 $2,319
Travelers $1,881 $1,981 $1,725 $1,836 $5,449 $6,816 $2,001 $2,106
USAA $1,602 $1,634 $1,443 $1,446 $5,654 $6,486 $2,095 $2,237

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Minimum Car Insurance in Jackson, TN

Every driver must carry the minimum car insurance in Jackson, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Jackson, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Jackson, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jackson, TN. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jackson, Tennessee

Insurance Company Poor Fair Good
Allstate $6,269 $4,796 $3,664
Farmers $3,746 $2,933 $2,775
GEICO $3,681 $3,154 $2,901
Liberty Mutual $9,577 $5,873 $4,593
Nationwide $4,425 $3,503 $3,100
Progressive $4,063 $3,492 $3,259
State Farm $4,243 $2,544 $1,975
Travelers $3,774 $2,981 $2,168
USAA $4,100 $2,397 $1,976

Cheapest Jackson, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, TN to rates for a clean record with top companies.

Annual Jackson, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,121 $4,909 $5,905 $4,704
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,360 $3,161 $5,101 $2,360
Liberty Mutual $5,416 $7,814 $7,264 $6,230
Nationwide $3,173 $3,173 $4,795 $3,564
Progressive $3,177 $4,114 $3,385 $3,742
State Farm $2,660 $3,181 $2,920 $2,920
Travelers $2,404 $3,098 $3,435 $2,960
USAA $2,055 $3,075 $3,619 $2,548

Cheapest Jackson, TN Car Insurance for Teen Drivers

Teen car insurance in Jackson, TN can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jackson, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,639 $11,571
Farmers $6,778 $7,223
GEICO $6,584 $6,696
Liberty Mutual $16,069 $17,857
Nationwide $6,450 $8,350
Progressive $8,186 $9,228
State Farm $5,452 $6,834
Travelers $5,449 $6,816
USAA $5,654 $6,486

Cheapest Jackson, TN Car Insurance for Seniors

Take a look at Jackson, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jackson, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,567 $2,666
Farmers $1,505 $1,648
GEICO $1,972 $1,972
Liberty Mutual $3,218 $3,598
Nationwide $2,099 $2,138
Progressive $1,520 $1,582
State Farm $1,604 $1,604
Travelers $1,725 $1,836
USAA $1,443 $1,446

Cheapest Jackson, TN Car Insurance Rates After a DUI

A DUI in Jackson, TN increases car insurance rates. Compare Jackson, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jackson, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,905
Farmers $3,399
GEICO $5,101
Liberty Mutual $7,264
Nationwide $4,795
Progressive $3,385
State Farm $2,920
Travelers $3,435
USAA $3,619

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Cheapest Jackson, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jackson, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jackson, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,910 $4,910
Farmers $3,151 $3,151
GEICO $3,225 $3,266
Liberty Mutual $6,681 $6,681
Nationwide $3,676 $3,676
Progressive $3,605 $3,605
State Farm $2,849 $2,992
Travelers $2,857 $3,092
USAA $2,744 $2,905

Cheapest Jackson, TN Car Insurance Rates by ZIP Code

Jackson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Jackson, TN.

Annual Car Insurance Rates by ZIP Code in Jackson, Tennessee

ZIP Code Average Annual Rates
38301 $3,809
38305 $3,833

The Best Cheap Car Insurance Companies in Jackson, TN

Take a look at a side-by-side comparison of the top car insurance companies in Jackson, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jackson, Tennessee

Insurance Company Average Annual Rates
Allstate $4,910
Farmers $3,151
GEICO $3,246
Liberty Mutual $6,681
Nationwide $3,676
Progressive $3,605
State Farm $2,920
Travelers $2,974
USAA $2,824

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Category Winners: Cheapest Car Insurance in Jackson, Tennessee

Find the cheapest car insurance companies in Jackson, TN for each category right here.

Best Annual Car Insurance Rates by Company in Jackson, Tennessee

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Jackson, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jackson, Tennessee

Insurance Company Low Medium High
Allstate $4,723 $4,898 $5,109
Farmers $2,979 $3,138 $3,337
GEICO $3,099 $3,241 $3,397
Liberty Mutual $6,387 $6,680 $6,976
Nationwide $3,711 $3,598 $3,719
Progressive $3,380 $3,606 $3,829
State Farm $2,740 $2,936 $3,085
Travelers $2,781 $2,972 $3,169
USAA $2,734 $2,814 $2,925

What affects car insurance rates in Jackson, Tennessee?

What factors can have an impact on Jackson, TN car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Tennessee.

Commute Time in Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, TN is 17.6 minutes according to City-Data.

Traffic in Jackson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, TN traffic data from INRIX ranks Jackson as the 295th-most congested in the world.

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Compare Car Insurance Quotes in Jackson, TN

Ready to find affordable Jackson, Tennessee car insurance today? Enter your ZIP code for fast, free Jackson, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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