Compare Jacksonville, AL Car Insurance Rates (2021)

Car insurance in Jacksonville, AL averages $293 a month. Jacksonville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jacksonville car insurance rates, compare quotes from the top car insurance companies in Jacksonville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jacksonville, AL after a DUI are $4,006/year
  • The cheapest car insurance company in Jacksonville is USAA
  • The cheapest car insurance company in Jacksonville for teen drivers is USAA

If you need to buy Jacksonville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Jacksonville, AL is right here.

You’ll find Jacksonville car insurance rates, the cheapest Jacksonville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Jacksonville, Alabama car insurance rates to Mobile car insurance rates, Tuscaloosa car insurance rates, and Decatur car insurance rates.

Ready to find affordable Jacksonville, AL car insurance today? Enter your ZIP code for fast, free Jacksonville car insurance quotes.

Cheapest Jacksonville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jacksonville, AL car insurance rates? Every Jacksonville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,874 $1,784 $1,818 $6,889 $7,392 $2,197 $2,243
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,334 $2,176 $1,912 $2,055 $9,841 $10,966 $2,723 $2,895
State Farm $2,616 $2,616 $2,373 $2,373 $8,035 $10,037 $2,958 $3,427
Travelers $1,244 $1,262 $1,173 $1,168 $6,572 $10,293 $1,182 $1,342
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

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Minimum Car Insurance in Jacksonville, AL

Every driver must carry the minimum car insurance in Jacksonville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Jacksonville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jacksonville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jacksonville, AL. Compare credit history car insurance rates in Jacksonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jacksonville, Alabama

Insurance Company Poor Fair Good
Allstate $4,038 $3,176 $2,599
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,907 $4,227 $3,955
State Farm $6,978 $3,534 $2,402
Travelers $3,304 $2,866 $2,919
USAA $2,620 $1,706 $1,524

Cheapest Jacksonville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jacksonville, AL to rates for a clean record with top companies.

Annual Jacksonville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,275 $3,890 $3,141
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,934 $4,969 $4,235 $4,313
State Farm $3,877 $4,827 $4,257 $4,257
Travelers $2,525 $2,650 $3,870 $3,072
USAA $1,502 $1,883 $2,791 $1,624

Cheapest Jacksonville, AL Car Insurance for Teen Drivers

Teen car insurance in Jacksonville, AL can be expensive. Take a look at rates from the top car insurance companies in Jacksonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,889 $7,392
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,841 $10,966
State Farm $8,035 $10,037
Travelers $6,572 $10,293
USAA $3,601 $3,993

Cheapest Jacksonville, AL Car Insurance for Seniors

Take a look at Jacksonville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,818
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,912 $2,055
State Farm $2,373 $2,373
Travelers $1,173 $1,168
USAA $1,138 $1,117

Cheapest Jacksonville, AL Car Insurance Rates After a DUI

A DUI in Jacksonville, AL increases car insurance rates. Compare Jacksonville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jacksonville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,890
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,257
Travelers $3,870
USAA $2,791

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Cheapest Jacksonville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jacksonville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jacksonville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,271 $3,271
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,363 $4,363
State Farm $4,202 $4,407
Travelers $3,029 $3,029
USAA $1,861 $2,039

The Best Cheap Car Insurance Companies in Jacksonville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Jacksonville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jacksonville, Alabama

Insurance Company Average Annual Rates
Allstate $3,271
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,363
State Farm $4,304
Travelers $3,029
USAA $1,950

Category Winners: Cheapest Car Insurance in Jacksonville, Alabama

Find the cheapest car insurance companies in Jacksonville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Jacksonville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Jacksonville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jacksonville car insurance rates. Find the cheapest Jacksonville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jacksonville, Alabama

Insurance Company Low Medium High
Allstate $3,150 $3,265 $3,397
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,884 $4,337 $4,867
State Farm $4,073 $4,299 $4,542
Travelers $2,873 $3,089 $3,125
USAA $1,879 $1,939 $2,032

What affects car insurance rates in Jacksonville, Alabama?

What factors can have an impact on Jacksonville, AL car insurance? There are several reasons why Jacksonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jacksonville, Alabama.

Car Theft in Jacksonville

High levels of vehicle theft can make car insurance more expensive. Jacksonville, AL car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Jacksonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Jacksonville, AL is 23.2 minutes according to City-Data.

Traffic in Jacksonville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jacksonville, AL traffic data from INRIX ranks Jacksonville as the 295th-most congested in the world.

Compare Car Insurance Quotes in Jacksonville, AL

Ready to find affordable Jacksonville, Alabama car insurance today? Enter your ZIP code for fast, free Jacksonville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State