Compare Jacksonville, NY Car Insurance Rates (2021)

Car insurance in Jacksonville, NY averages $256 a month. Jacksonville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Jacksonville car insurance rates, compare quotes from the top car insurance companies in Jacksonville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jacksonville for teen drivers is GEICO
  • Average car insurance rates in Jacksonville, NY are $3,069/year
  • Average car insurance rates in Jacksonville, NY after a DUI are $4,037/year

If you need to buy Jacksonville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Jacksonville, NY is right here.

You’ll find Jacksonville car insurance rates, the cheapest Jacksonville, NY car insurance companies, and information on New York car insurance laws. You can also compare Jacksonville, New York car insurance rates to New York car insurance rates, New Rochelle car insurance rates, and Utica car insurance rates.

Ready to find affordable Jacksonville, NY car insurance today? Enter your ZIP code for fast, free Jacksonville car insurance quotes.

Cheapest Jacksonville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jacksonville, NY car insurance rates? Every Jacksonville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,536 $1,449 $1,246 $1,261 $5,073 $5,658 $1,978 $1,932
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,387 $2,398 $2,156 $2,307 $5,336 $6,257 $2,525 $2,623
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Jacksonville, NY

Every driver must carry the minimum car insurance in Jacksonville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Jacksonville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jacksonville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jacksonville, NY. Compare credit history car insurance rates in Jacksonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jacksonville, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $3,969 $2,064 $1,516
State Farm $4,950 $3,103 $2,463
Travelers $4,462 $2,824 $2,460
USAA $4,512 $2,242 $1,983

Cheapest Jacksonville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jacksonville, NY to rates for a clean record with top companies.

Annual Jacksonville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,450 $2,450 $2,702 $2,464
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,795 $3,461 $3,510 $3,230
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Jacksonville, NY Car Insurance for Teen Drivers

Teen car insurance in Jacksonville, NY can be expensive. Take a look at rates from the top car insurance companies in Jacksonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,073 $5,658
State Farm $6,474 $8,372
Travelers $5,336 $6,257
USAA $6,103 $7,296

Cheapest Jacksonville, NY Car Insurance for Seniors

Take a look at Jacksonville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,246 $1,261
State Farm $1,914 $1,914
Travelers $2,156 $2,307
USAA $1,379 $1,382

Cheapest Jacksonville, NY Car Insurance Rates After a DUI

A DUI in Jacksonville, NY increases car insurance rates. Compare Jacksonville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jacksonville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,702
State Farm $3,670
Travelers $3,510
USAA $3,799

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Cheapest Jacksonville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jacksonville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jacksonville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,517 $2,517
State Farm $3,383 $3,627
Travelers $3,249 $3,249
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Jacksonville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Jacksonville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jacksonville, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,517
State Farm $3,505
Travelers $3,249
USAA $2,912

Category Winners: Cheapest Car Insurance in Jacksonville, New York

Find the cheapest car insurance companies in Jacksonville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Jacksonville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Jacksonville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jacksonville car insurance rates. Find the cheapest Jacksonville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jacksonville, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,399 $2,505 $2,645
State Farm $3,316 $3,527 $3,673
Travelers $3,113 $3,222 $3,410
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Jacksonville, New York?

What factors can have an impact on Jacksonville, NY car insurance? There are several reasons why Jacksonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jacksonville, New York.

Traffic in Jacksonville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jacksonville, NY traffic data from INRIX ranks Jacksonville as the 295th-most congested in the world.

Compare Car Insurance Quotes in Jacksonville, NY

Ready to find affordable Jacksonville, New York car insurance today? Enter your ZIP code for fast, free Jacksonville, NY car insurance quotes.

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