Compare Jal, NM Car Insurance Rates (2021)

Car insurance in Jal, NM averages $290 a month. Jal, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Jal car insurance rates, compare quotes from the top car insurance companies in Jal, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jal is USAA
  • Average car insurance rates in Jal, NM after a DUI are $4,444/year
  • The cheapest car insurance company in Jal for teen drivers is USAA

If you need to buy Jal, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Jal, NM is right here.

You’ll find Jal car insurance rates, the cheapest Jal, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Jal, New Mexico car insurance rates to Gallup car insurance rates, Rio Rancho car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Jal, NM car insurance today? Enter your ZIP code for fast, free Jal car insurance quotes.

Cheapest Jal, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jal, NM car insurance rates? Every Jal, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jal, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,686 $2,682 $2,408 $2,555 $10,522 $10,838 $3,016 $3,128
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,563 $2,610 $2,321 $2,444 $6,183 $7,837 $2,890 $3,106
Progressive $1,541 $1,500 $1,389 $1,399 $6,080 $6,848 $1,864 $1,934
State Farm $1,503 $1,503 $1,354 $1,354 $3,997 $5,030 $1,681 $1,863
USAA $1,445 $1,434 $1,384 $1,379 $3,705 $4,180 $1,778 $1,901

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Minimum Car Insurance in Jal, NM

Every driver must carry the minimum car insurance in Jal, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Jal, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jal, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jal, NM. Compare credit history car insurance rates in Jal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jal, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $5,431 $4,487 $4,270
GEICO $4,997 $4,333 $4,004
Nationwide $4,583 $3,556 $3,093
Progressive $3,104 $2,755 $2,599
State Farm $3,267 $2,006 $1,584
USAA $2,685 $2,016 $1,751

Cheapest Jal, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jal, NM to rates for a clean record with top companies.

Annual Jal, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $4,006 $5,137 $5,015 $4,759
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,776 $3,931 $5,113 $3,158
Progressive $2,445 $3,316 $2,632 $2,885
State Farm $2,151 $2,330 $2,330 $2,330
USAA $1,596 $2,217 $2,933 $1,857

Cheapest Jal, NM Car Insurance for Teen Drivers

Teen car insurance in Jal, NM can be expensive. Take a look at rates from the top car insurance companies in Jal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jal, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $10,522 $10,838
GEICO $7,777 $10,704
Nationwide $6,183 $7,837
Progressive $6,080 $6,848
State Farm $3,997 $5,030
USAA $3,705 $4,180

Cheapest Jal, NM Car Insurance for Seniors

Take a look at Jal, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jal, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,408 $2,555
GEICO $2,668 $2,668
Nationwide $2,321 $2,444
Progressive $1,389 $1,399
State Farm $1,354 $1,354
USAA $1,384 $1,379

Cheapest Jal, NM Car Insurance Rates After a DUI

A DUI in Jal, NM increases car insurance rates. Compare Jal, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jal, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $5,015
GEICO $8,321
Nationwide $5,113
Progressive $2,632
State Farm $2,330
USAA $2,933

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Cheapest Jal, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jal, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jal, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,729 $4,729
GEICO $4,378 $4,511
Nationwide $3,744 $3,744
Progressive $2,819 $2,819
State Farm $2,230 $2,342
USAA $2,086 $2,215

The Best Cheap Car Insurance Companies in Jal, NM

Take a look at a side-by-side comparison of the top car insurance companies in Jal, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jal, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,729
GEICO $4,444
Nationwide $3,744
Progressive $2,819
State Farm $2,286
USAA $2,151

Category Winners: Cheapest Car Insurance in Jal, New Mexico

Find the cheapest car insurance companies in Jal, NM for each category right here.

Best Annual Car Insurance Rates by Company in Jal, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Jal, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jal car insurance rates. Find the cheapest Jal, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jal, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $4,348 $4,692 $5,148
GEICO $4,154 $4,433 $4,747
Nationwide $3,713 $3,715 $3,804
Progressive $2,698 $2,817 $2,943
State Farm $2,104 $2,292 $2,461
USAA $1,989 $2,162 $2,302

What affects car insurance rates in Jal, New Mexico?

What factors can have an impact on Jal, NM car insurance? There are several reasons why Jal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jal, New Mexico.

Commute Time in Jal

The more time you spend in your car the higher the risk of an accident. The average commute length in Jal, NM is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Jal, NM

Ready to find affordable Jal, New Mexico car insurance today? Enter your ZIP code for fast, free Jal, NM car insurance quotes.

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