Compare Jamaica, IA Car Insurance Rates (2021)

Car insurance in Jamaica, IA averages $246 a month. Jamaica, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Jamaica car insurance rates, compare quotes from the top car insurance companies in Jamaica, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jamaica, IA after a DUI are $3,571/year
  • Average car insurance rates in Jamaica, IA are $2,954/year
  • The cheapest car insurance company in Jamaica is USAA

If you need to buy Jamaica, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Jamaica, IA is right here.

You’ll find Jamaica car insurance rates, the cheapest Jamaica, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Jamaica, Iowa car insurance rates to Davenport car insurance rates, West Des Moines car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Jamaica, IA car insurance today? Enter your ZIP code for fast, free Jamaica car insurance quotes.

Cheapest Jamaica, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamaica, IA car insurance rates? Every Jamaica, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamaica, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,614 $1,552 $1,330 $1,382 $3,979 $4,490 $1,940 $2,098
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,420 $2,467 $2,366 $2,365 $10,784 $17,115 $2,521 $2,970
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

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Minimum Car Insurance in Jamaica, IA

Every driver must carry the minimum car insurance in Jamaica, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Jamaica, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Jamaica, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamaica, IA. Compare credit history car insurance rates in Jamaica from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamaica, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $3,960 $2,910 $2,445
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $2,714 $2,194 $1,987
State Farm $3,157 $1,953 $1,541
Travelers $6,046 $5,164 $4,918
USAA $2,406 $1,649 $1,427

Cheapest Jamaica, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamaica, IA to rates for a clean record with top companies.

Annual Jamaica, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $1,847 $3,028 $2,005 $2,312
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,906 $5,222 $7,005 $5,370
USAA $1,399 $1,873 $2,435 $1,604

Cheapest Jamaica, IA Car Insurance for Teen Drivers

Teen car insurance in Jamaica, IA can be expensive. Take a look at rates from the top car insurance companies in Jamaica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamaica, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $5,344 $7,497
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $3,979 $4,490
State Farm $3,891 $4,937
Travelers $10,784 $17,115
USAA $3,264 $3,477

Cheapest Jamaica, IA Car Insurance for Seniors

Take a look at Jamaica, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamaica, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,790 $1,790
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,330 $1,382
State Farm $1,269 $1,269
Travelers $2,366 $2,365
USAA $1,127 $1,155

Cheapest Jamaica, IA Car Insurance Rates After a DUI

A DUI in Jamaica, IA increases car insurance rates. Compare Jamaica, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamaica, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,443
American Family $4,262
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,005
State Farm $2,217
Travelers $7,005
USAA $2,435

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Cheapest Jamaica, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamaica, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamaica, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $3,069 $3,141
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,298 $2,298
State Farm $2,164 $2,270
Travelers $5,376 $5,376
USAA $1,761 $1,894

The Best Cheap Car Insurance Companies in Jamaica, IA

Take a look at a side-by-side comparison of the top car insurance companies in Jamaica, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamaica, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $3,105
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,298
State Farm $2,217
Travelers $5,376
USAA $1,828

Category Winners: Cheapest Car Insurance in Jamaica, Iowa

Find the cheapest car insurance companies in Jamaica, IA for each category right here.

Best Annual Car Insurance Rates by Company in Jamaica, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Jamaica, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamaica car insurance rates. Find the cheapest Jamaica, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamaica, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $3,125 $3,277 $2,913
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,165 $2,306 $2,424
State Farm $2,111 $2,229 $2,311
Travelers $5,065 $5,457 $5,606
USAA $1,735 $1,833 $1,915

What affects car insurance rates in Jamaica, Iowa?

What factors can have an impact on Jamaica, IA car insurance? There are several reasons why Jamaica car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamaica, Iowa.

Commute Time in Jamaica

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamaica, IA is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Jamaica, IA

Ready to find affordable Jamaica, Iowa car insurance today? Enter your ZIP code for fast, free Jamaica, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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