Compare Jamaica, NY Car Insurance Rates (2021)

Car insurance in Jamaica, NY averages $736 a month. Jamaica, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Jamaica car insurance rates, compare quotes from the top car insurance companies in Jamaica, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jamaica for teen drivers is GEICO
  • Average car insurance rates in Jamaica, NY after a DUI are $11,913/year
  • Average car insurance rates in Jamaica, NY are $8,827/year

If you need to buy Jamaica, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Jamaica, NY is right here.

You’ll find Jamaica car insurance rates, the cheapest Jamaica, NY car insurance companies, and information on New York car insurance laws. You can also compare Jamaica, New York car insurance rates to Yonkers car insurance rates, New York car insurance rates, and Utica car insurance rates.

Ready to find affordable Jamaica, NY car insurance today? Enter your ZIP code for fast, free Jamaica car insurance quotes.

Cheapest Jamaica, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamaica, NY car insurance rates? Every Jamaica, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamaica, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,981 $5,473 $5,732 $5,778 $18,025 $19,045 $5,571 $5,464
GEICO $3,933 $3,779 $3,778 $3,722 $8,150 $12,607 $3,517 $3,610
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,687 $6,687 $6,277 $6,277 $12,303 $18,646 $6,687 $8,692
Progressive $4,655 $4,150 $3,565 $3,664 $14,951 $16,053 $5,737 $5,242
State Farm $6,350 $6,350 $5,581 $5,581 $18,352 $22,286 $7,024 $7,248
Travelers $7,956 $7,448 $7,051 $7,176 $17,015 $19,257 $8,089 $7,937
USAA $3,642 $3,580 $3,325 $3,327 $15,089 $17,840 $4,697 $5,215

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Minimum Car Insurance in Jamaica, NY

Every driver must carry the minimum car insurance in Jamaica, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Jamaica, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jamaica, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamaica, NY. Compare credit history car insurance rates in Jamaica from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamaica, New York

Insurance Company Poor Fair Good
Allstate $13,180 $7,326 $6,144
GEICO $6,750 $4,960 $4,452
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $9,032 $9,032 $9,032
Progressive $12,083 $5,661 $4,012
State Farm $13,892 $8,721 $6,927
Travelers $14,902 $8,607 $7,214
USAA $10,847 $5,544 $4,877

Cheapest Jamaica, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamaica, NY to rates for a clean record with top companies.

Annual Jamaica, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,440 $7,440 $11,124 $9,530
GEICO $4,129 $4,506 $8,784 $4,129
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,751 $6,751 $15,709 $6,918
Progressive $7,033 $7,033 $7,853 $7,090
State Farm $9,349 $9,349 $10,344 $10,344
Travelers $8,639 $11,020 $11,144 $10,161
USAA $6,338 $6,443 $9,134 $6,443

Cheapest Jamaica, NY Car Insurance for Teen Drivers

Teen car insurance in Jamaica, NY can be expensive. Take a look at rates from the top car insurance companies in Jamaica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamaica, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,025 $19,045
GEICO $8,150 $12,607
Liberty Mutual $18,817 $27,266
Nationwide $12,303 $18,646
Progressive $14,951 $16,053
State Farm $18,352 $22,286
Travelers $17,015 $19,257
USAA $15,089 $17,840

Cheapest Jamaica, NY Car Insurance for Seniors

Take a look at Jamaica, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamaica, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,732 $5,778
GEICO $3,778 $3,722
Liberty Mutual $8,953 $8,953
Nationwide $6,277 $6,277
Progressive $3,565 $3,664
State Farm $5,581 $5,581
Travelers $7,051 $7,176
USAA $3,325 $3,327

Cheapest Jamaica, NY Car Insurance Rates After a DUI

A DUI in Jamaica, NY increases car insurance rates. Compare Jamaica, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamaica, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,124
GEICO $8,784
Liberty Mutual $21,214
Nationwide $15,709
Progressive $7,853
State Farm $10,344
Travelers $11,144
USAA $9,134

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Cheapest Jamaica, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamaica, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamaica, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,755 $9,013
GEICO $5,246 $5,528
Liberty Mutual $12,509 $13,258
Nationwide $9,032 $9,032
Progressive $7,252 $7,252
State Farm $9,462 $10,231
Travelers $10,241 $10,241
USAA $7,017 $7,162

Cheapest Jamaica, NY Car Insurance Rates by ZIP Code

Jamaica car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Jamaica, NY.

Annual Car Insurance Rates by ZIP Code in Jamaica, New York

ZIP Code Average Annual Rates
11430 $8,784
11432 $8,483
11433 $8,910
11434 $8,975
11435 $8,665
11436 $8,979
11439 $8,646
11451 $8,813

The Best Cheap Car Insurance Companies in Jamaica, NY

Take a look at a side-by-side comparison of the top car insurance companies in Jamaica, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamaica, New York

Insurance Company Average Annual Rates
Allstate $8,884
GEICO $5,387
Liberty Mutual $12,884
Nationwide $9,032
Progressive $7,252
State Farm $9,847
Travelers $10,241
USAA $7,089

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Category Winners: Cheapest Car Insurance in Jamaica, New York

Find the cheapest car insurance companies in Jamaica, NY for each category right here.

Best Annual Car Insurance Rates by Company in Jamaica, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Jamaica, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamaica car insurance rates. Find the cheapest Jamaica, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamaica, New York

Insurance Company Low Medium High
Allstate $7,708 $8,799 $10,144
GEICO $5,020 $5,339 $5,802
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $8,364 $8,929 $9,804
Progressive $6,760 $7,181 $7,815
State Farm $9,280 $9,904 $10,357
Travelers $9,544 $10,079 $11,100
USAA $6,793 $7,031 $7,444

Compare Car Insurance Quotes in Jamaica, NY

Ready to find affordable Jamaica, New York car insurance today? Enter your ZIP code for fast, free Jamaica, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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