Compare Jamesport, MO Car Insurance Rates (2021)

Car insurance in Jamesport, MO averages $264 a month. Jamesport, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamesport car insurance rates, compare quotes from the top car insurance companies in Jamesport, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jamesport, MO are $3,173/year
  • The cheapest car insurance company in Jamesport is Nationwide
  • The cheapest car insurance company in Jamesport for teen drivers is Nationwide

If you need to buy Jamesport, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Jamesport, MO is right here.

You’ll find Jamesport car insurance rates, the cheapest Jamesport, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Jamesport, Missouri car insurance rates to Independence car insurance rates, St. Charles car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Jamesport, MO car insurance today? Enter your ZIP code for fast, free Jamesport car insurance quotes.

Cheapest Jamesport, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamesport, MO car insurance rates? Every Jamesport, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamesport, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,942 $1,942 $1,729 $1,729 $5,296 $6,883 $1,942 $2,272
Farmers $2,340 $2,336 $2,094 $2,212 $9,423 $9,758 $2,664 $2,795
GEICO $1,874 $2,089 $1,453 $1,830 $5,703 $6,060 $1,737 $1,762
Liberty Mutual $2,626 $2,852 $2,165 $2,429 $8,509 $9,453 $2,775 $2,972
Nationwide $1,431 $1,472 $1,271 $1,359 $3,564 $4,614 $1,628 $1,774
Progressive $2,025 $1,921 $1,656 $1,698 $6,025 $6,798 $2,478 $2,539
State Farm $1,616 $1,616 $1,423 $1,423 $4,353 $5,526 $1,809 $2,048
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Jamesport, MO

Every driver must carry the minimum car insurance in Jamesport, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Jamesport, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamesport, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamesport, MO. Compare credit history car insurance rates in Jamesport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamesport, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,873 $2,728 $2,299
Farmers $4,807 $3,997 $3,803
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,075 $3,685 $2,908
Nationwide $2,532 $2,076 $1,809
Progressive $3,653 $3,007 $2,768
State Farm $3,298 $2,243 $1,890
USAA $4,394 $2,045 $1,465

Cheapest Jamesport, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamesport, MO to rates for a clean record with top companies.

Annual Jamesport, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,217 $3,222 $3,898 $2,530
Farmers $3,659 $4,506 $4,410 $4,235
GEICO $2,224 $2,842 $3,785 $2,402
Liberty Mutual $3,086 $4,388 $4,547 $4,869
Nationwide $1,708 $2,156 $2,835 $1,857
Progressive $2,784 $3,570 $3,035 $3,181
State Farm $2,298 $2,656 $2,477 $2,477
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Jamesport, MO Car Insurance for Teen Drivers

Teen car insurance in Jamesport, MO can be expensive. Take a look at rates from the top car insurance companies in Jamesport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamesport, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,296 $6,883
Farmers $9,423 $9,758
GEICO $5,703 $6,060
Liberty Mutual $8,509 $9,453
Nationwide $3,564 $4,614
Progressive $6,025 $6,798
State Farm $4,353 $5,526
USAA $4,844 $5,914

Cheapest Jamesport, MO Car Insurance for Seniors

Take a look at Jamesport, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamesport, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,729 $1,729
Farmers $2,094 $2,212
GEICO $1,453 $1,830
Liberty Mutual $2,165 $2,429
Nationwide $1,271 $1,359
Progressive $1,656 $1,698
State Farm $1,423 $1,423
USAA $1,448 $1,469

Cheapest Jamesport, MO Car Insurance Rates After a DUI

A DUI in Jamesport, MO increases car insurance rates. Compare Jamesport, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamesport, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,898
Farmers $4,410
GEICO $3,785
Liberty Mutual $4,547
Nationwide $2,835
Progressive $3,035
State Farm $2,477
USAA $3,578

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Cheapest Jamesport, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamesport, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamesport, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,938 $2,996
Farmers $4,203 $4,203
GEICO $2,758 $2,868
Liberty Mutual $4,223 $4,223
Nationwide $2,139 $2,139
Progressive $3,143 $3,143
State Farm $2,417 $2,537
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Jamesport, MO

Take a look at a side-by-side comparison of the top car insurance companies in Jamesport, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamesport, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,967
Farmers $4,203
GEICO $2,813
Liberty Mutual $4,223
Nationwide $2,139
Progressive $3,143
State Farm $2,477
USAA $2,635

Category Winners: Cheapest Car Insurance in Jamesport, Missouri

Find the cheapest car insurance companies in Jamesport, MO for each category right here.

Best Annual Car Insurance Rates by Company in Jamesport, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Jamesport, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamesport car insurance rates. Find the cheapest Jamesport, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamesport, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,878 $3,061 $2,962
Farmers $3,948 $4,164 $4,496
GEICO $2,652 $2,830 $2,958
Liberty Mutual $3,998 $4,242 $4,429
Nationwide $2,024 $2,157 $2,236
Progressive $2,859 $3,150 $3,419
State Farm $2,344 $2,484 $2,602
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Jamesport, Missouri?

What factors can have an impact on Jamesport, MO car insurance? There are several reasons why Jamesport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamesport, Missouri.

Commute Time in Jamesport

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamesport, MO is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Jamesport, MO

Ready to find affordable Jamesport, Missouri car insurance today? Enter your ZIP code for fast, free Jamesport, MO car insurance quotes.

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