Compare Jamestown, CA Car Insurance Rates (2021)

Car insurance in Jamestown, CA averages $282 a month. Jamestown, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jamestown, CA after a DUI are $4,757/year
  • The cheapest car insurance company in Jamestown for teen drivers is USAA
  • The cheapest car insurance company in Jamestown is USAA

If you need to buy Jamestown, California car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, CA is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, CA car insurance companies, and information on California car insurance laws. You can also compare Jamestown, California car insurance rates to Fresno car insurance rates, Long Beach car insurance rates, and San Diego car insurance rates.

Ready to find affordable Jamestown, CA car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, CA car insurance rates? Every Jamestown, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,615 $1,901 $1,921 $7,165 $9,005 $3,336 $3,667
Farmers $2,391 $2,391 $2,144 $2,144 $7,647 $12,631 $2,834 $3,156
GEICO $1,641 $1,642 $1,544 $1,544 $4,979 $5,066 $2,355 $2,410
Liberty Mutual $2,126 $2,020 $1,965 $1,907 $4,632 $4,904 $2,404 $2,418
Nationwide $3,039 $2,904 $2,651 $2,502 $7,689 $8,486 $3,630 $3,593
Progressive $1,612 $1,660 $1,360 $1,618 $4,251 $5,134 $2,310 $2,484
State Farm $3,265 $3,265 $2,916 $2,916 $5,996 $7,445 $3,612 $3,724
Travelers $2,305 $2,236 $2,035 $2,014 $4,692 $5,372 $2,984 $2,926
USAA $1,767 $1,675 $1,724 $1,732 $4,024 $4,045 $2,443 $2,310

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Minimum Car Insurance in Jamestown, CA

Every driver must carry the minimum car insurance in Jamestown, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Jamestown, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, CA to rates for a clean record with top companies.

Annual Jamestown, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,431 $4,080 $6,415 $3,185
Farmers $3,259 $4,443 $5,548 $4,418
GEICO $1,853 $2,854 $3,586 $2,298
Liberty Mutual $2,427 $3,254 $2,935 $2,572
Nationwide $3,010 $3,857 $6,523 $3,857
Progressive $1,678 $2,837 $3,285 $2,414
State Farm $2,955 $3,525 $6,661 $3,430
Travelers $2,062 $3,332 $3,874 $3,013
USAA $1,639 $2,436 $3,989 $1,795

Cheapest Jamestown, CA Car Insurance for Teen Drivers

Teen car insurance in Jamestown, CA can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,165 $9,005
Farmers $7,647 $12,631
GEICO $4,979 $5,066
Liberty Mutual $4,632 $4,904
Nationwide $7,689 $8,486
Progressive $4,251 $5,134
State Farm $5,996 $7,445
Travelers $4,692 $5,372
USAA $4,024 $4,045

Cheapest Jamestown, CA Car Insurance for Seniors

Take a look at Jamestown, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,901 $1,921
Farmers $2,144 $2,144
GEICO $1,544 $1,544
Liberty Mutual $1,965 $1,907
Nationwide $2,651 $2,502
Progressive $1,360 $1,618
State Farm $2,916 $2,916
Travelers $2,035 $2,014
USAA $1,724 $1,732

Cheapest Jamestown, CA Car Insurance Rates After a DUI

A DUI in Jamestown, CA increases car insurance rates. Compare Jamestown, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,415
Farmers $5,548
GEICO $3,586
Liberty Mutual $2,935
Nationwide $6,523
Progressive $3,285
State Farm $6,661
Travelers $3,874
USAA $3,989

Cheapest Jamestown, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,629 $4,426
Farmers $4,009 $4,825
GEICO $2,405 $2,890
Liberty Mutual $2,568 $3,026
Nationwide $3,810 $4,814
Progressive $2,317 $2,790
State Farm $3,991 $4,294
Travelers $2,765 $3,375
USAA $2,271 $2,658

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The Best Cheap Car Insurance Companies in Jamestown, CA

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, California

Insurance Company Average Annual Rates
Allstate $4,028
Farmers $4,417
GEICO $2,648
Liberty Mutual $2,797
Nationwide $4,312
Progressive $2,553
State Farm $4,143
Travelers $3,070
USAA $2,465

Category Winners: Cheapest Car Insurance in Jamestown, California

Find the cheapest car insurance companies in Jamestown, CA for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Jamestown, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, California

Insurance Company Low Medium High
Allstate $3,796 $4,064 $4,222
Farmers $4,152 $4,446 $4,653
GEICO $2,406 $2,677 $2,859
Liberty Mutual $2,628 $2,818 $2,944
Nationwide $3,895 $4,386 $4,654
Progressive $2,315 $2,626 $2,719
State Farm $3,735 $4,213 $4,480
Travelers $2,691 $3,148 $3,372
USAA $2,238 $2,512 $2,645

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What affects car insurance rates in Jamestown, California?

What factors can have an impact on Jamestown, CA car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, California.

Commute Time in Jamestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamestown, CA is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Jamestown, CA

Ready to find affordable Jamestown, California car insurance today? Enter your ZIP code for fast, free Jamestown, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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